Papaya vs SplitNPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Papaya
This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.
- Pay any bill
- Fast payments
- Secure processing
- Multiple payment methods
- HIPAA and PCI compliant
- Bank-level security
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Ready for a new way to bill pay? Papaya is an award-winning app that lets you pay all of your bills in a snap. That's right. No more mailing checks, making phone calls, or logging into twelve different accounts to make payments. And the best part? Papaya makes bill pay effortless! The Papaya app makes bill pay fast, easy and pain-free. In fact, we use the same game-changing technology that you use to deposit a check on your banking app. Simply set up your payment method and your payment is sent. HOW IT WORKS 1. Download the Papaya app 2. Choose a payment method And presto, Papaya sends the payment for you! PAY ANY BILL Papaya works for all bills - medical, dental, utilities, rent, insurance, loans, parking tickets, DMV, plumbing services, business bills, your dog's training lessons, your kids' daycare bills and more. PAY SECURELY Your security is our priority. Papaya is HIPAA and PCI compliant, and bank-level secure. PAY QUICKLY It takes only seconds to make payments, and most are settled within 24 hours. PAY HOW YOU'D LIKE You can pay with any payment method: bank account, credit card, debit card or FSA/HSA card, as long as your merchant accepts it. MORE ABOUT PAPAYA We are a fast growing FinTech startup backed by the same investors behind Uber, Facebook, Google and YouTube and the winner of the PayAwards "Most Innovative Technology". You can learn more about us at https://PapayaPay.com. Our Terms of Service are here: https://PapayaPay.com/tos.html
SplitNPay
Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.
- Quick bill splitting
- Custom expense splits
- Tip calculation
- User-friendly interface
- Group payment management
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Welcome to SplitNPay, the ultimate solution for group payments! Whether you're dining out, sharing a gift, or planning a trip, SplitNPay makes it easy to split expenses and settle up with friends. Key Features: - Quick Bill Splitting: Input your bill amount, and let SplitNPay divide it evenly among your group. - Custom Splits: Personalize how you split expenses, adjusting for different contributions. - Tip Calculator: Automatically calculate tips based on your desired percentage. - User-Friendly Interface: Enjoy a seamless experience with our intuitive design. - Say goodbye to awkward payment discussions and hello to more enjoyable gatherings with SplitNPay. Download now and start splitting smarter!
Screenshots
Verdict
The clearest difference is ratings volume: Papaya at 118K against SplitNPay's 3. SplitNPay's advantage is rating (5.0 vs 4.8) and iOS requirement (13.4 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SplitNPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Papaya has 118K ratings behind it against 3, so its average is the more settled of the two.
| Parameter | Papaya | SplitNPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (118K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 58.9% of reviews | — |
| Number of ratings | 118K — better | 3 |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 52 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | SnapPays Mobile, Inc | Baris Taskiran |
Customer experience
Papaya
SplitNPay
Bugs and requests
Papaya
Reported bugs
3 issues- Payments not reaching intended recipients
- Unexpected holds or double charges on accounts
- Incorrect account information being used for payments
Requested features
4 requests- Ability to cancel or go back in the payment process
- Detailed payment status updates
- Clear explanation of payment flow and fees
- Customer service phone number
SplitNPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Papaya
No in-app purchases
SplitNPay
No in-app purchases









