Comparison

SplitNPay vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitNPay

Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.

Highlights
  • Quick bill splitting
  • Custom expense splits
  • Tip calculation
  • User-friendly interface
  • Group payment management
Features
Read full description

Welcome to SplitNPay, the ultimate solution for group payments! Whether you're dining out, sharing a gift, or planning a trip, SplitNPay makes it easy to split expenses and settle up with friends. Key Features: - Quick Bill Splitting: Input your bill amount, and let SplitNPay divide it evenly among your group. - Custom Splits: Personalize how you split expenses, adjusting for different contributions. - Tip Calculator: Automatically calculate tips based on your desired percentage. - User-Friendly Interface: Enjoy a seamless experience with our intuitive design. - Say goodbye to awkward payment discussions and hello to more enjoyable gatherings with SplitNPay. Download now and start splitting smarter!

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

SplitNPay2 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is ratings volume: Pay with Sublime at 157 against SplitNPay's 3. SplitNPay's advantage is rating (5.0 vs 4.7) and iOS requirement (13.4 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SplitNPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 3, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
SplitNPay versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplitNPayPay with Sublime
PriceFreeFree
Rating5.0 (3 ratings) — better4.7 (157 ratings)
Positive reviews—85.7% of reviews
Number of ratings3157 — better
Update frequency—Every 9 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better18.5
Further details — not scored
Size11 MB61 MB
Age rating4+17+
DeveloperBaris TaskiranSublime Payments Company

Customer experience

SplitNPay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

SplitNPay

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is SplitNPay free?
SplitNPay is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, SplitNPay or Pay with Sublime?
SplitNPay is rated higher. SplitNPay averages 5.0 out of 5 from 3 ratings, while Pay with Sublime averages 4.7 from 157 ratings.
Do SplitNPay or Pay with Sublime have ads?
Neither SplitNPay nor Pay with Sublime shows ads.

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