SplitNPay vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitNPay
Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.
- Quick bill splitting
- Custom expense splits
- Tip calculation
- User-friendly interface
- Group payment management
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Welcome to SplitNPay, the ultimate solution for group payments! Whether you're dining out, sharing a gift, or planning a trip, SplitNPay makes it easy to split expenses and settle up with friends. Key Features: - Quick Bill Splitting: Input your bill amount, and let SplitNPay divide it evenly among your group. - Custom Splits: Personalize how you split expenses, adjusting for different contributions. - Tip Calculator: Automatically calculate tips based on your desired percentage. - User-Friendly Interface: Enjoy a seamless experience with our intuitive design. - Say goodbye to awkward payment discussions and hello to more enjoyable gatherings with SplitNPay. Download now and start splitting smarter!
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is ratings volume: Pay with Sublime at 157 against SplitNPay's 3. SplitNPay's advantage is rating (5.0 vs 4.7) and iOS requirement (13.4 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SplitNPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 3, so its average is the more settled of the two.
| Parameter | SplitNPay | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.7 (157 ratings) |
| Positive reviews | — | 85.7% of reviews |
| Number of ratings | 3 | 157 — better |
| Update frequency | — | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.4 — better | 18.5 |
| Further details — not scored | ||
| Size | 11 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | Baris Taskiran | Sublime Payments Company |
Customer experience
SplitNPay
Pay with Sublime
In-app purchases
SplitNPay
No in-app purchases
Pay with Sublime
No in-app purchases









