AF247 vs SplitNPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AF247
Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.
- 24/7 cash access
- Loan management
- Check available credit
- Make loan payments
- Online application
- Same-day funding
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Get the AF247 app for 24/7 access to cash anytime, anywhere. The Advance Financial app gives you an at-a-glance snapshot of your loan so you always know exactly how much available cash you have. Other features include making payments, knowing your balance and starting and finishing an application online for fast approvals and same-day funding.* The AF247 app puts you in total control of your cash** - Check your available credit & credit limit - Access cash anytime, anywhere - Make loan payments - Know your balance, minimum payment & total payoff amount - Start your application on your mobile device - same-day funding* Location Services While the AF24/7 Mobile App is running, it uses real-time location services in order to trigger geolocation-specific notifications. We’re here to answer your questions and help with your application. Contact us by phone at 888-462-0535 or by e-mail at m.customer@af247.com. Advance Financial delivers fast cash when you need it Advance Financial loans are different from same-day payday loans, title loans, and other cash advances. With our FLEX Loan open-ended line of credit, you apply just once, then withdraw as much or as little cash as you need (up to your credit limit). Repayment terms are different, too. Payday and title loans give you only weeks to repay your full balance, plus interest. You repay your Advance Financial FLEX Loan or Installment Loan with conveniently scheduled payments aligned with your payday. Plus, with a FLEX Loan open-ended line of credit, you only pay for the cash you need and only for the time you need it. And as you pay down your balance, you regain access to funds for future cash advances. There are never any penalties for repaying either loan early. Founded in 1996, Advance Financial is a family-owned fintech company based in Nashville, Tennessee. The company operates over 100 stores throughout Tennessee and online loan services in more than 13 states including Alabama, California, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, and Wisconsin. Advance Financial provides fast lending decisions on line of credit loans, installment loans, and other financial services, 24/7/365. Tennessee store customers have access to cash loans, check cashing, free money orders, bill-pay services, ATM services, Western Union wire transfers, and NetSpend Prepaid cards. Recent recognition includes being named a Top Work Place in 2022 by the Tennessean and named a Best Employer for New Grads and America’s Best Midsize Employers by Forbes in 2022. Advance Financial has an A+ rating with the Better Business Bureau. *Bank participation required ** Wi-Fi or mobile data is required for access. Deposit times for online loans vary by bank. Bank participation is required. Please see our website for terms and conditions. Please borrow responsibly.
SplitNPay
Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.
- Quick bill splitting
- Custom expense splits
- Tip calculation
- User-friendly interface
- Group payment management
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Welcome to SplitNPay, the ultimate solution for group payments! Whether you're dining out, sharing a gift, or planning a trip, SplitNPay makes it easy to split expenses and settle up with friends. Key Features: - Quick Bill Splitting: Input your bill amount, and let SplitNPay divide it evenly among your group. - Custom Splits: Personalize how you split expenses, adjusting for different contributions. - Tip Calculator: Automatically calculate tips based on your desired percentage. - User-Friendly Interface: Enjoy a seamless experience with our intuitive design. - Say goodbye to awkward payment discussions and hello to more enjoyable gatherings with SplitNPay. Download now and start splitting smarter!
Screenshots
Verdict
The clearest difference is rating: SplitNPay at 5.0 against AF247's 2.8. SplitNPay also leads on iOS requirement (13.4 vs 15.0). AF247's advantage is ratings volume (158 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SplitNPay holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: AF247 has 158 ratings behind it against 3, so its average is the more settled of the two.
| Parameter | AF247 | SplitNPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (158 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 25.5% of reviews | — |
| Number of ratings | 158 — better | 3 |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 106 MB | 11 MB |
| Age rating | 17+ | 4+ |
| Developer | Advance Financial | Baris Taskiran |
Customer experience
AF247
SplitNPay
Bugs and requests
AF247
Reported bugs
17 issues- App is broken
- App won't log in
- App won't load
- App automatically times out
- App doesn't work 95% of the time
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- App glitches
- App tells bank does not support instant deposits
- App has issues depositing to bank
- App request for 0 dollars
- App faulty update
- App not working after update
- Endless loading screen
- Cannot get security code on phone
- Banking verification system broken
- Cannot add bank account
- Cannot complete application process
- Website maintenance issue
Requested features
8 requests- Fix app glitches
- Improve app stability
- Allow principal payments via app
- Include weekends in 24/7 service
- Fix banking verification system
Show 3 moreShow fewer
- Fix account creation issues
- Fix login issues
- Fix security code not received
SplitNPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AF247
No in-app purchases
SplitNPay
No in-app purchases








