Comparison

AF247 vs SplitNPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AF247

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

Highlights
  • 24/7 cash access
  • Loan management
  • Check available credit
  • Make loan payments
  • Online application
  • Same-day funding
Features
Read full description

Get the AF247 app for 24/7 access to cash anytime, anywhere. The Advance Financial app gives you an at-a-glance snapshot of your loan so you always know exactly how much available cash you have. Other features include making payments, knowing your balance and starting and finishing an application online for fast approvals and same-day funding.* The AF247 app puts you in total control of your cash** - Check your available credit & credit limit - Access cash anytime, anywhere - Make loan payments - Know your balance, minimum payment & total payoff amount - Start your application on your mobile device - same-day funding* Location Services While the AF24/7 Mobile App is running, it uses real-time location services in order to trigger geolocation-specific notifications. We’re here to answer your questions and help with your application. Contact us by phone at 888-462-0535 or by e-mail at m.customer@af247.com. Advance Financial delivers fast cash when you need it Advance Financial loans are different from same-day payday loans, title loans, and other cash advances. With our FLEX Loan open-ended line of credit, you apply just once, then withdraw as much or as little cash as you need (up to your credit limit). Repayment terms are different, too. Payday and title loans give you only weeks to repay your full balance, plus interest. You repay your Advance Financial FLEX Loan or Installment Loan with conveniently scheduled payments aligned with your payday. Plus, with a FLEX Loan open-ended line of credit, you only pay for the cash you need and only for the time you need it. And as you pay down your balance, you regain access to funds for future cash advances. There are never any penalties for repaying either loan early. Founded in 1996, Advance Financial is a family-owned fintech company based in Nashville, Tennessee. The company operates over 100 stores throughout Tennessee and online loan services in more than 13 states including Alabama, California, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, and Wisconsin. Advance Financial provides fast lending decisions on line of credit loans, installment loans, and other financial services, 24/7/365. Tennessee store customers have access to cash loans, check cashing, free money orders, bill-pay services, ATM services, Western Union wire transfers, and NetSpend Prepaid cards. Recent recognition includes being named a Top Work Place in 2022 by the Tennessean and named a Best Employer for New Grads and America’s Best Midsize Employers by Forbes in 2022. Advance Financial has an A+ rating with the Better Business Bureau. *Bank participation required ** Wi-Fi or mobile data is required for access. Deposit times for online loans vary by bank. Bank participation is required. Please see our website for terms and conditions. Please borrow responsibly.

About

SplitNPay

Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.

Highlights
  • Quick bill splitting
  • Custom expense splits
  • Tip calculation
  • User-friendly interface
  • Group payment management
Features
Read full description

Welcome to SplitNPay, the ultimate solution for group payments! Whether you're dining out, sharing a gift, or planning a trip, SplitNPay makes it easy to split expenses and settle up with friends. Key Features: - Quick Bill Splitting: Input your bill amount, and let SplitNPay divide it evenly among your group. - Custom Splits: Personalize how you split expenses, adjusting for different contributions. - Tip Calculator: Automatically calculate tips based on your desired percentage. - User-Friendly Interface: Enjoy a seamless experience with our intuitive design. - Say goodbye to awkward payment discussions and hello to more enjoyable gatherings with SplitNPay. Download now and start splitting smarter!

Screenshots

AF2474 screens
SplitNPay2 screens

Verdict

The call

The clearest difference is rating: SplitNPay at 5.0 against AF247's 2.8. SplitNPay also leads on iOS requirement (13.4 vs 15.0). AF247's advantage is ratings volume (158 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SplitNPay holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: AF247 has 158 ratings behind it against 3, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
AF247 versus SplitNPay: the parameters behind the verdict, then further details
ParameterAF247SplitNPay
PriceFreeFree
Rating2.8 (158 ratings)5.0 (3 ratings) — better
Positive reviews25.5% of reviews—
Number of ratings158 — better3
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.4 — better
Further details — not scored
Size106 MB11 MB
Age rating17+4+
DeveloperAdvance FinancialBaris Taskiran

Customer experience

AF247

All ratings156 ratings
Positive40.4%
Neutral9.0%
Negative50.6%
Written reviews47 reviews
Positive25.5%
Neutral12.8%
Negative61.7%

SplitNPay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

AF247

Reported bugs

17 issues
  • App is broken
  • App won't log in
  • App won't load
  • App automatically times out
  • App doesn't work 95% of the time
Show 12 more
  • App glitches
  • App tells bank does not support instant deposits
  • App has issues depositing to bank
  • App request for 0 dollars
  • App faulty update
  • App not working after update
  • Endless loading screen
  • Cannot get security code on phone
  • Banking verification system broken
  • Cannot add bank account
  • Cannot complete application process
  • Website maintenance issue

Requested features

8 requests
  • Fix app glitches
  • Improve app stability
  • Allow principal payments via app
  • Include weekends in 24/7 service
  • Fix banking verification system
Show 3 more
  • Fix account creation issues
  • Fix login issues
  • Fix security code not received

SplitNPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AF247

No in-app purchases

None

SplitNPay

No in-app purchases

Questions

Is AF247 free?
AF247 is free to download, with no in-app purchases.
Is SplitNPay free?
SplitNPay is free to download, with no in-app purchases.
Which has better reviews, AF247 or SplitNPay?
SplitNPay is rated higher. AF247 averages 2.8 out of 5 from 158 ratings, while SplitNPay averages 5.0 from 3 ratings.
Do AF247 or SplitNPay have ads?
Neither AF247 nor SplitNPay shows ads.

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