Comparison

Fidelity Online Banking vs JuniGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Online Banking

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Highlights
  • Secure transaction management
  • Inter-bank fund transfers
  • Biometric/Fingerprint login
  • View all account types
  • Bill payments
  • Flight booking and payment
  • Generate account statements
Features
Read full description

Welcome to the banking that suits your lifestyle! The upgraded Fidelity Online Banking App lets you stay in control of your finances. Manage your transactions, accounts and cards securely and easily anywhere. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use. Conduct your banking transactions while on the move with Fidelity Online Banking app and enjoy a world of convenient banking anytime, anywhere. Our redesigned app puts all the services you need at your fingertips, enabling you do the following: • Transfer to accounts in any Bank in Nigeria • Transfer to your other accounts in exactly one click, no token required • Biometric/Fingerprint Authentication for easier login • View all your accounts (Current, Savings, Fixed Deposit, Domiciliary and Card accounts) • Personalise your profile, change your picture as desired with lovely selfies • Maintain/Manage beneficiaries for Funds Transfer, Bills Payment and Airtime purchases • Receive In-App messages on new features, quick tips and promotional offers. • Top up your mobile phone or that of your family, friends and other loved ones • Pay your bills, such as DSTV, GoTV, PHCN, mobile post-paid bills, SWIFT, Smile and more. • Perform your Fidelity Credit Card repayments • Generate account statement • Search, book and pay for international and local flights • More self-services • Locate nearest Bank branches or ATM service points HOW TO USE THE FIDELITY ONLINE BANKING APP • Install the Fidelity Online Banking app • Open the App and sign in with existing credentials NEW? HOW TO REGISTER If you’re 16 or above and you have your mobile number registered for our SMS alert services as well as any of our Debit Cards, click on “Sign Up Here”, and follow the onscreen instructions. A verification code will be sent to the mobile phone you have registered for your account number with us. If you’ve got a verification, follow the onscreen steps to register. You will be required to use your Fidelity Debit Card OR visit the nearest Bank branch to activate your Online banking profile. Once done, you can start using your Online Banking account immediately. To do much more, download the Fidelity Soft Token app on your phone and sign in with your Online banking credentials. FOR BUSINESS ACCOUNTS You can only use the app if you’re a sole-signatory account holder. You can’t register with your credit cards. FIDELITY INSTANT BANKING Fidelity also has an Instant Banking Service (*770#) which you can dial from any mobile phone linked to your account for SMS alert. The service doesn’t require internet connection. Copyright © Fidelity Bank Plc. 2017. All rights reserved. Fidelity Online Banking is a trademark of Fidelity Bank Plc. INFORMATION AND CUSTOMER SERVICE For more information, please call our True Serve on +234 1 448 5252 or email True.Serve@fidelitybank.ng

About

JuniGo

Easily manage your finances, send and receive money securely, and pay individuals or businesses with a few taps. This app offers transparent transactions and robust security controls for everyday financial management.

Highlights
  • Send and receive money securely
  • Pay individuals and businesses
  • Track transactions
  • Manage account with security controls
  • Intuitive and easy to use
Features
Read full description

JuniGo is a simple and secure way to manage your money, make payments, and stay connected with people and businesses you trust. Designed for everyday use, JuniGo helps you move money seamlessly while keeping transparency, security, and ease of use at the core of the experience. What you can do with JuniGo: - Send and receive money quickly and securely - Pay individuals or businesses with just a few taps - Track your transactions with clear and accessible records - Manage your account with robust security and verification controls Built with trust in mind JuniGo uses modern security standards and compliance processes to help protect your account and your data. Your information is handled responsibly, and key actions are safeguarded to give you peace of mind. Made for simplicity Whether you’re paying someone, receiving funds, or managing your account, JuniGo is designed to be intuitive and easy to use—no unnecessary steps, no complexity. JuniGo is continuously evolving, with new features and improvements added regularly to better support your financial needs. Download JuniGo today and take control of your payments - simply and securely.

Screenshots

Fidelity Online Banking4 screens
JuniGo4 screens

Verdict

The call

The clearest difference is rating: JuniGo at 5.0 against Fidelity Online Banking's 3.7. Fidelity Online Banking's advantage is ratings volume (2K vs 2) and iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JuniGo holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Fidelity Online Banking has 2K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Fidelity Online Banking ships an update every 3 weeks, JuniGo every 2 weeks. Both last shipped on October 15, 2026.

Scorecard3 real differences · 7 level
Fidelity Online Banking versus JuniGo: the parameters behind the verdict, then further details
ParameterFidelity Online BankingJuniGo
PriceFreeFree
Rating3.7 (2K ratings)5.0 (2 ratings) — better
Positive reviews28.3% of reviews—
Number of ratings2K — better2
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size88 MB75 MB
Age rating4+17+
DeveloperFidelity Bank PlcJuniGo Technology Ltd

Customer experience

Fidelity Online Banking

All ratings1,964 ratings
Positive64.5%
Neutral9.2%
Negative26.4%
Written reviews180 reviews
Positive28.3%
Neutral4.4%
Negative67.2%

JuniGo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Fidelity Online Banking

Reported bugs

5 issues
  • Unable to select source account for transfers
  • OTP not received for registration and login
  • App freezes after login
  • Incorrect transaction receipts generated
  • Loyalty points not updating properly

Requested features

5 requests
  • Dark mode option
  • Facial recognition login
  • Improved transaction history and statements
  • Seamless integration with other payment platforms
  • Enhanced customer support and communication

JuniGo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fidelity Online Banking

No in-app purchases

None

JuniGo

No in-app purchases

Questions

Is Fidelity Online Banking free?
Fidelity Online Banking is free to download, with no in-app purchases.
Is JuniGo free?
JuniGo is free to download, with no in-app purchases.
Which has better reviews, Fidelity Online Banking or JuniGo?
JuniGo is rated higher. Fidelity Online Banking averages 3.7 out of 5 from 2K ratings, while JuniGo averages 5.0 from 2 ratings.
Do Fidelity Online Banking or JuniGo have ads?
Neither Fidelity Online Banking nor JuniGo shows ads.
Which is updated more often, Fidelity Online Banking or JuniGo?
Fidelity Online Banking ships an update every 3 weeks, and JuniGo every 2 weeks. Most recently, Fidelity Online Banking was updated on October 15, 2026 and JuniGo on October 15, 2026.

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