Comparison

BFSFCU vs ADB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BFSFCU

Manage your credit union accounts securely and conveniently from your mobile device. Access account details, transfer funds, pay bills, deposit checks, and even apply for loans. Enjoy features like biometric login and secure messaging for a comprehensive banking experience.

Highlights
  • Biometric login
  • Account management
  • Fund transfers
  • Bill payments
  • Mobile check deposit
  • Secure messaging
  • Loan applications
Read full description

The BankFund Digital Banking app provides quick and convenient access to your BankFund Credit Union accounts anytime, anywhere, and on the device that is most convenient for you: smartphone, tablet, laptop, or desktop computer. Access is quick and, most importantly, secure. Our biometric login uses your face to confirm your identity, providing an extra layer of protection. Once logged in, you can review and manage your BankFund accounts, check balances, transfer funds, make payments, deposit checks, send money with Zelle®, set alerts and notifications, and more – all from the app. You can even apply for a loan or open a new account, all while we keep your information safe. BankFund Digital Banking also includes several additional features, including the ability for credit union members to send secure messages, check their Global Rewards level, and explore a variety of benefits based on their BankFund relationship. About the Permissions this App Uses: • Location: The app will request permission to use your location to find BankFund branches and ATMs near you. • Identity: Identity information is accessed to find accounts on your device. This is required to manage multiple user functionality and for push notifications. • Contacts: Identity information is accessed to find accounts on your device. This is required to manage multiple user functionality and for push notifications. • Camera: The app requires camera access for mobile check deposits. • Photos/Media/Files: The app requires access to files on your device to process images, cache information, and save files, such as mobile check deposits. • Storage: The app requires access to files on your device to process images, cache information, and save files, such as mobile check deposits. • Device ID & call information: The app requires access to phone information, including the phone number, to correctly identify the device. • Phone: The app requires access to phone information, including the phone number, to correctly identify the device.

About

ADB Pay

Features
Read full description

ADB Pay is an initiative under the Digital Innovation Sandbox. It is meant to introduce digital payments such as mobile payments, API bank transfers, P2P sharing.

Screenshots

BFSFCU4 screens
ADB Pay4 screens

Verdict

The call

The clearest difference is ads: ADB Pay at none against BFSFCU's shown. ADB Pay also leads on update cadence (every 3 weeks vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BFSFCU ships an update every 4 months, ADB Pay every 3 weeks. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
BFSFCU versus ADB Pay: the parameters behind the verdict, then further details
ParameterBFSFCUADB Pay
PriceFreeFree
Rating4.8 (15K ratings) — better—
Positive reviews60.1% of reviews—
Number of ratings15K — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015
Further details — not scored
Size14 MB45 MB
Age rating4+4+
DeveloperTHE BANK FUND STAFF FEDERAL CREDIT UNIONAsian Development Bank

Bugs and requests

BFSFCU

Reported bugs

5 issues
  • Face ID/Touch ID login not working consistently
  • Mobile check deposit feature not functioning properly
  • App freezing and crashing during use
  • Incorrect check image orientation after capture
  • Frequent account lockouts and password reset issues

Requested features

5 requests
  • Add ability to view past transaction history on iPad
  • Improve visibility and accessibility of deposit button
  • Allow adding notes to transactions
  • Provide better transaction details and descriptions
  • Integrate Zelle transfers more seamlessly

ADB Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BFSFCU

No in-app purchases

None

ADB Pay

No in-app purchases

Questions

Is BFSFCU free?
BFSFCU is free to download, with no in-app purchases.
Is ADB Pay free?
ADB Pay is free to download, with no in-app purchases.
Do BFSFCU or ADB Pay have ads?
BFSFCU shows ads; ADB Pay does not.
Which is updated more often, BFSFCU or ADB Pay?
BFSFCU ships an update every 4 months, and ADB Pay every 3 weeks. Most recently, BFSFCU was updated on October 17, 2026 and ADB Pay on October 2, 2026.

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