Comparison

Ria Money Transfer vs BSP SoftToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

Highlights
  • International money transfers
  • Send to 190+ countries
  • Cash pickup locations
  • Debit/credit card transfers
  • Instant money transfer
  • Multiple delivery methods
  • Track transfers
  • Currency converter
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

BSP SoftToken

This app provides a secure and convenient way to authenticate transactions using unique One-Time Passwords (OTPs). It's designed for existing customers of a specific internet banking service, offering enhanced security with a local password and fingerprint sensor support.

Highlights
  • Secure transaction authentication
  • Generates unique One-Time Passwords (OTPs)
  • Local password protection
  • Fingerprint sensor support
  • For BSP Fiji Internet Banking customers
Features
Read full description

Here is a better way to securely perform your transactions which ensures that your transactions are authenticated wherever you are. Use BSP Fiji Soft Token App to acquire a One Time Password (OTP) which is unique and secure. BSP Fiji Soft Token App is used by BSP Fiji Internet Banking customers only. Enter your activation data sent to your mobile phone to start using BSP Fiji Soft Token. A local password created at time of activation further secures the use of the app. If phone has a fingerprint sensor then no need to keep entering password whenever an OTP is required. For queries please call our 24 hour Customer Care Centre on 132 888 or +679 323 4300 (from overseas) or email customercare@bsp.com.fj

Screenshots

Ria Money Transfer4 screens
BSP SoftToken2 screens

Verdict

The call

The clearest difference is rating: Ria Money Transfer at 4.8 against BSP SoftToken's 3.0. Ria Money Transfer also leads on update cadence (every 8 days vs every 28 months) and ratings volume (298K vs 2). BSP SoftToken's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ria Money Transfer holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Ria Money Transfer has 298K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, BSP SoftToken every 28 months. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.

Scorecard5 real differences · 6 level
Ria Money Transfer versus BSP SoftToken: the parameters behind the verdict, then further details
ParameterRia Money TransferBSP SoftToken
PriceFreeFree
Rating4.8 (298K ratings) — better3.0 (2 ratings)
Positive reviews58.0% of reviews—
Number of ratings298K — better2
Update frequencyEvery 8 days — betterEvery 28 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#109 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size266 MB6 MB
Age rating4+4+
DeveloperRia Envia Inc.Bank of South Pacific

Customer experience

Ria Money Transfer

All ratings297,865 ratings
Positive96.6%
Neutral1.3%
Negative2.1%
Written reviews1,688 reviews
Positive58.0%
Neutral3.4%
Negative38.6%

BSP SoftToken

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

BSP SoftToken

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

BSP SoftToken

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is BSP SoftToken free?
BSP SoftToken is free to download, with no in-app purchases.
Which has better reviews, Ria Money Transfer or BSP SoftToken?
Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 298K ratings, while BSP SoftToken averages 3.0 from 2 ratings.
Do Ria Money Transfer or BSP SoftToken have ads?
Neither Ria Money Transfer nor BSP SoftToken shows ads.
Which is updated more often, Ria Money Transfer or BSP SoftToken?
Ria Money Transfer ships an update every 8 days, and BSP SoftToken every 28 months. Most recently, Ria Money Transfer was updated on October 18, 2026 and BSP SoftToken on October 3, 2026.

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