Comparison

Ria Money Transfer vs LemFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

Highlights
  • International money transfers
  • Send to 190+ countries
  • Cash pickup locations
  • Debit/credit card transfers
  • Instant money transfer
  • Multiple delivery methods
  • Track transfers
  • Currency converter
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

LemFi

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Highlights
  • Send money overseas
  • Low or zero transfer fees
  • Multi-currency account
  • Hold and exchange funds
  • Refer-a-friend rewards
  • Real-time notifications
  • 24/7 customer support
Features
Read full description

Join over 1 million people who trust LemFi to send money overseas to their loved ones. Whether you're transferring funds to Europe, Africa, Asia, or Latin America, we make it easy and affordable. With LemFi, you can send remittances from the United Kingdom, United States, Canada, and several European countries (including but not limited to France, Germany, Spain, Belgium, Italy, Ireland, Portugal, and the Netherlands) to destinations like Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Senegal, Brazil, Tanzania, Ivory Coast, Cameroon, Benin, Rwanda, Ethiopia, France, Spain, Portugal and more—at very low or even zero transfer fees depending on the destination. REFER A FRIEND AND EARN MONEY Invite friends to join LemFi and earn rewards for every successful referral. Experience the benefits of fast borderless payments with low or zero transfer fees, depending on the country, and share the advantages with those you care about. HOLD AND EXCHANGE MONEY IN DIFFERENT CURRENCIES Manage and exchange money effortlessly with our multi-currency platform. Hold funds in Euros, British Pounds Sterling, Canadian Dollars, United States Dollars, and more. Enjoy competitive exchange rates and the flexibility to send money globally, wherever you are. TRANSFER FEES Unlock financial freedom with our transparent, low-fee or zero fee transfers. Depending on your destination, enjoy either minimal or fee-free transactions without any hidden charges. Transfer funds seamlessly to countries such as Brazil, Pakistan, China, India, Nigeria, Ghana, Kenya, Uganda, Tanzania, and beyond. EXTRA BENEFITS Receive real-time notifications when your funds arrive. Enjoy 24/7 customer support whenever you need assistance. LemFi is fully registered with the FCA in the UK, FINTRAC in Canada, FinCEN in the United States, and other relevant authorities worldwide. For instant support with your transactions, please contact our customer support team through the app or email support@lemfi.com. Connect with Us on Social Media Facebook: @uselemfi Twitter: @uselemfi Instagram: @uselemfi

Screenshots

Ria Money Transfer4 screens
LemFi4 screens

Verdict

The call

The clearest difference is monetization model: LemFi at free against Ria Money Transfer's free with in-app purchases. Ria Money Transfer's advantage is chart position (#121 vs unranked) and ratings volume (293K vs 72K). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Ria Money Transfer against 4.8 for LemFi. Both are backed by a comparable volume of ratings — 293K and 72K respectively. Written reviews split almost evenly too, at 57% and 57% positive.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, LemFi weekly. Both last shipped on September 27, 2026.

Scorecard3 real differences · 8 level
Ria Money Transfer versus LemFi: the parameters behind the verdict, then further details
ParameterRia Money TransferLemFi
PriceFreeFree
Rating4.8 (293K ratings)4.8 (72K ratings)
Positive reviews57.4% of reviews — better57.0% of reviews
Number of ratings293K — better72K
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#121 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size263 MB857 MB
Age rating4+4+
DeveloperRia Envia Inc.Lemonade Finance

Customer experience

Ria Money Transfer

All ratings292,754 ratings
Positive96.6%
Neutral1.3%
Negative2.1%
Written reviews1,623 reviews
Positive57.4%
Neutral3.3%
Negative39.4%

LemFi

All ratings72,265 ratings
Positive96.1%
Neutral1.5%
Negative2.5%
Written reviews1,899 reviews
Positive57.0%
Neutral1.9%
Negative41.1%

User reviews

Ria Money Transfer

From 293K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💰 Good exchange rates
  • ⚡ Instant money transfers
  • 🔒 Secure and reliable
  • 👍 Easy to use app

Room to improve

  • 🕰️ Delays in processing transfers
  • 🤖 Poor customer service
  • 🔒 Strict verification requirements
  • 🚫 Accounts being blocked or closed
  • 💰 High fees and charges

LemFi

From 72K App Store ratings

What we love

  • 🚀 Fast and reliable transfers
  • 💳 Competitive exchange rates
  • 👍 Easy to use app
  • 🕰️ Instant money delivery
  • 🤝 Excellent customer service

Room to improve

  • 🕰️ Delayed transactions
  • 🔒 Verification issues
  • 💳 Debit card problems
  • 🤖 Poor customer support
  • 💰 High fees

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

LemFi

Reported bugs

4 issues
  • App crashes or freezes
  • Funds not reflecting in wallet
  • Incorrect exchange rates displayed
  • Verification process not working

Requested features

5 requests
  • Add more beneficiary bank options
  • Improve transaction history and reporting
  • Provide ability to cancel or reverse transactions
  • Increase transfer limits
  • Offer mobile wallet or digital account features

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

LemFi

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is LemFi free?
LemFi is free to download, with no in-app purchases.
Which has better reviews, Ria Money Transfer or LemFi?
Ria Money Transfer and LemFi are both rated 4.8 out of 5 on the App Store, from 293K and 72K ratings respectively.
Do Ria Money Transfer or LemFi have ads?
Neither Ria Money Transfer nor LemFi shows ads.
Which is updated more often, Ria Money Transfer or LemFi?
Ria Money Transfer ships an update every 8 days, and LemFi weekly. Most recently, Ria Money Transfer was updated on September 27, 2026 and LemFi on September 27, 2026.

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