Comparison

Ria Money Transfer vs UTOF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

Highlights
  • International money transfers
  • Send to 190+ countries
  • Cash pickup locations
  • Debit/credit card transfers
  • Instant money transfer
  • Multiple delivery methods
  • Track transfers
  • Currency converter
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

UTOF

Features
Read full description

Invest with confidence, track your portfolio, and manage your UTOF investments anytime, anywhere! The UTOF app provides a seamless and secure way to monitor and grow your investments. Whether you’re a seasoned investor or just getting started, our app offers anything you need to stay in control of your financial future with UTOF. Key features: - Portfolio Tracking – View your contact management, investment balance, and unit holdings. - Top-Up Funds – Make secure top-ups with just a few taps. - UTOF insights and News – Stay informed with UTOF fortnightly price updates, performance updates, and financial news - Transaction History and Statement – Access detailed records of your transactions and generate statements as needed. - Easy & Secure Login – Sign in effortlessly using two factor authentication. - Digital Onboarding – Apply for account and submit your documents at your convenient time Why choose UTOF app? - Convenient & User-Friendly – Manage your investments anytime, anywhere, - Safe & Secure – Advanced encryption and security features to protect your financial data. - Stay Updated – Get the latest news from UTOF - Onboarding Anytime – Apply for a new account and submit required documents Download the UTOF APP today take control of financial journey!

Screenshots

Ria Money Transfer4 screens
UTOF4 screens

Verdict

The call

The clearest difference is update cadence: Ria Money Transfer at every 8 days against UTOF's every 4 months. Ria Money Transfer also leads on chart position (#132 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, UTOF every 4 months. The most recent releases landed on October 27, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 9 level
Ria Money Transfer versus UTOF: the parameters behind the verdict, then further details
ParameterRia Money TransferUTOF
PriceFreeFree
Rating4.8 (301K ratings) — better—
Positive reviews58.2% of reviews—
Number of ratings301K — better—
Update frequencyEvery 8 days — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
Best chart rank#132 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size266 MB56 MB
Age rating4+4+
DeveloperRia Envia Inc.Soft Logic Pacific Pte Limited

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

UTOF

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

UTOF

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is UTOF free?
UTOF is free to download, with no in-app purchases.
Do Ria Money Transfer or UTOF have ads?
Neither Ria Money Transfer nor UTOF shows ads.
Which is updated more often, Ria Money Transfer or UTOF?
Ria Money Transfer ships an update every 8 days, and UTOF every 4 months. Most recently, Ria Money Transfer was updated on October 27, 2026 and UTOF on October 12, 2026.

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