Comparison

OK$ vs sai sai pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK$

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

Highlights
  • Fast money transfers
  • Bill payments
  • Mobile and DTH recharge
  • Scan QR code payments
  • Request money from friends
  • Access local promotions
  • Send money to bank accounts
Features
Read full description

OK $: OK Dollar lets you do fast money transfers, get deals and payments on the go. Use wallet to recharge mobiles & DTH, buy movie tickets, share bills with friend, buy flowers, order pizza, shop online and do much more. You even do top up to all operators in Myanmar. We have come out with brand new features which is user friendly to mobile users in Myanmar. Make Payment: You can make a fast and easy payment to shopkeepers or merchants using Make Payment option. Enter a registered OK$ number, Enter amount to be paid, remarks click on Submit and make a easy payment. You can use Scan QR Code to simply scan the shop or merchant QR Code and make a payment. Pay Bill For: You can make use of these options to make payment to Toll, Entrance, Parking, Fuel, Restaurant, Hotel, Shop, Supermarket, Ferry, Train, Bus, Intercity Bus, Flight etc. You can enter the respective merchant number, amount, remarks if any and click Submit and can make a simple payment. Send Money To Bank: You can make use of this option to Send your OK $ money to your bank account. Select your bank, bank address, branch, enter account number, beneficiary number click Send and your OK $ money will get transferred to the bank account. Request Money: If you have very low balance and you need to make a very urgent payment, you can make use of request money option to request money from your friend. Simply click on request money option and enter your friend registered OK$ mobile number, enter amount, add attachments if any click on submit and send a request. We have request scheduler to schedule daily request. Promotions: If you want to know any promotion informations near by you or in other location you can make use of this option. Simply click Promotion, you will get displayed with a list of merchants who have promotions, select it and you can avail the promotion. Merchant Location: Using this option you can easily search the merchants in current location as well in other locations around Myanmar. Simply click Merchant Location, you will get displayed with a list of merchants select it and you can make a easy payment. Pay bill: This option made easy for people who go to EB office or Telephone or DTH office to pay bills by standing in queue. You can make use of this option to pay your bills online in simple one click. Add Money To Your OK $ Wallet: If you have low OK $ balance in your account, you can transfer real time money from your bank account to OK $ using this option. You can transfer money to OK $ wallet from your debit card, credit card, online banking, bank counter, OK $ agent. Top Up: You can top to your friends instantly using OK $ top up feature. We do top ups for Ooredoo, MPT, Telenor, Mectel both GSM and CDMA. You can also do data pack recharge and special offers to your friends. And to your own account number. Resale: This feature is introduced for the people who like to sell their main balance to OK $. You can simply enter the selling amount what you need to sell from your main balance. We will validate the amount and give you a best offer price to buy your main balance. Bill Splitter: You can make use of this option to share your bills with friends. Select number of persons to share bill, enter amount, add attachment, enter contact number and click Send. Notification: We notify user if any payment is done, payment is received, or the request received like bill splitter and request money. You can switch between the tabs and can respond to the request came for bill splitter or request money. Electricity Bill: You can make you Electricity Bill payments Online using OK $ App. Enter your Account Number, Meter Number, Amount and pay your monthly electricity bills easily.

About

sai sai pay

Stay connected with your favorite artist and their community. This app allows you to make payments, transfer funds to friends, and purchase mobile top-ups. Future updates will enable buying artist merchandise directly.

Highlights
  • Artist news updates
  • In-app payments
  • Fund transfers to friends
  • Mobile top-up purchases
  • Artist merchandise purchasing (future)
Features
Read full description

With this app, you are closely connected with Sai Sai and Sai Sai community. The latest news of your favorite artist, Sai Sai. Pay with Sai Sai app. Fund transfer to your same hearted friends with Sai Sai app. Buy mobile top-up with Sai Sai app and continue enjoying your mobile data. You can even buy Sai Sai products with this app in very near future.

Screenshots

OK$4 screens
sai sai pay4 screens

Verdict

The call

OK$ and sai sai pay both sit at 3.6 stars, but that hides the real split: 39% of sai sai pay's written reviews are positive against 24% of OK$'s. sai sai pay also leads on iOS requirement (9.0 vs 15.6). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for OK$ against 3.8 for sai sai pay. Both are backed by a comparable volume of ratings — 521 and 290 respectively. Written reviews are what separate them: 24% of OK$'s written reviews are positive against 39% of sai sai pay's.

UpkeepUpdate frequency

OK$ ships an update fortnightly, sai sai pay every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
OK$ versus sai sai pay: the parameters behind the verdict, then further details
ParameterOK$sai sai pay
PriceFreeFree
Rating3.6 (521 ratings)3.8 (290 ratings) — better
Positive reviews23.5% of reviews38.9% of reviews — better
Number of ratings521 — better290
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.69.0 — better
Further details — not scored
Size217 MB34 MB
Age rating4+4+
DeveloperInternet Wallet Myanmar LimitedUAB Bank Limited

Customer experience

OK$

All ratings518 ratings
Positive62.5%
Neutral8.3%
Negative29.2%
Written reviews85 reviews
Positive23.5%
Neutral3.5%
Negative72.9%

sai sai pay

All ratings290 ratings
Positive67.9%
Neutral7.9%
Negative24.1%
Written reviews18 reviews
Positive38.9%
Neutral11.1%
Negative50.0%

User reviews

OK$

From 521 App Store ratings

What we love

  • 🚀 Easy money transfers
  • 📊 Comprehensive reporting features
  • 💳 Multiple payment functions available
  • ⏱️ Convenient top-up services

Room to improve

  • 🐛 Persistent login issues and crashes
  • 😤 Poor user interface design
  • 🔐 Overly complicated registration process
  • 📱 Device/SIM change detection problems
  • ⚠️ Frequent app crashes during transactions

sai sai pay

From 290 App Store ratings

What we love

  • 🤩 Coolest app ever
  • 💡 Great idea of collaboration
  • 👍 Win-win situation
  • 👍 Great UI/UX
  • 👍 Easy to use

Room to improve

  • 👎 Just advertising
  • 👎 Cannot play music well
  • 👎 Very bad application
  • 👎 UI/UX so lacking
  • 👎 Stuck at passcode page

Bugs and requests

OK$

Reported bugs

17 issues
  • Login requires re-registration on every session
  • SMS OTP codes not received or incorrect codes sent
  • Device fingerprint system causes login failures
  • App crashes during gift card purchases
  • App crashes when selecting top-up amounts
Show 12 more
  • Transactions disappear from reports
  • SIM change false detection triggering re-verification
  • NRC number field validation errors
  • Address information not saving correctly
  • Form field validation issues
  • App crashes on meter bill payments
  • App crashes during phone bill transfers
  • Contact loading adds extra '0' at beginning
  • Password with special characters causes login failure
  • 4G connection errors
  • App won't launch on certain iOS versions
  • Myanmar keyboard defaults to English for passwords

Requested features

7 requests
  • Simplify user interface similar to KBZ Pay
  • Alternative login methods beyond SMS OTP
  • Support for all bank branches in transfers
  • Improved Myanmar language support
  • Better contact management for multiple numbers
Show 2 more
  • Fix brightness setting override behavior
  • Text replacement functionality in contact search

sai sai pay

Reported bugs

10 issues
  • Cannot play music well
  • Stuck at passcode page
  • OTP can’t come in
  • Network failures
  • App can’t handle load
Show 5 more
  • OTP couldn't receive in said time frame
  • Failed to create the account
  • Keep looping at the sign up
  • Music stopped when out of the app
  • Song also close when the phone was lock

Requested features

5 requests
  • Music should run in the background outside the app
  • Sound should be run after the app lock
  • Songs should be run after lock
  • Need more detailed features
  • Can’t transfer from UAB app

In-app purchases

None

OK$

No in-app purchases

None

sai sai pay

No in-app purchases

Questions

Is OK$ free?
OK$ is free to download, with no in-app purchases.
Is sai sai pay free?
sai sai pay is free to download, with no in-app purchases.
Which has better reviews, OK$ or sai sai pay?
sai sai pay is rated higher. OK$ averages 3.6 out of 5 from 521 ratings, while sai sai pay averages 3.8 from 290 ratings.
Do OK$ or sai sai pay have ads?
Neither OK$ nor sai sai pay shows ads.
Which is updated more often, OK$ or sai sai pay?
OK$ ships an update fortnightly, and sai sai pay every 3 weeks. Most recently, OK$ was updated on October 26, 2026 and sai sai pay on October 24, 2026.

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