Comparison

OK$ vs CB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK$

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

Highlights
  • Fast money transfers
  • Bill payments
  • Mobile and DTH recharge
  • Scan QR code payments
  • Request money from friends
  • Access local promotions
  • Send money to bank accounts
Read full description

OK $: OK Dollar lets you do fast money transfers, get deals and payments on the go. Use wallet to recharge mobiles & DTH, buy movie tickets, share bills with friend, buy flowers, order pizza, shop online and do much more. You even do top up to all operators in Myanmar. We have come out with brand new features which is user friendly to mobile users in Myanmar. Make Payment: You can make a fast and easy payment to shopkeepers or merchants using Make Payment option. Enter a registered OK$ number, Enter amount to be paid, remarks click on Submit and make a easy payment. You can use Scan QR Code to simply scan the shop or merchant QR Code and make a payment. Pay Bill For: You can make use of these options to make payment to Toll, Entrance, Parking, Fuel, Restaurant, Hotel, Shop, Supermarket, Ferry, Train, Bus, Intercity Bus, Flight etc. You can enter the respective merchant number, amount, remarks if any and click Submit and can make a simple payment. Send Money To Bank: You can make use of this option to Send your OK $ money to your bank account. Select your bank, bank address, branch, enter account number, beneficiary number click Send and your OK $ money will get transferred to the bank account. Request Money: If you have very low balance and you need to make a very urgent payment, you can make use of request money option to request money from your friend. Simply click on request money option and enter your friend registered OK$ mobile number, enter amount, add attachments if any click on submit and send a request. We have request scheduler to schedule daily request. Promotions: If you want to know any promotion informations near by you or in other location you can make use of this option. Simply click Promotion, you will get displayed with a list of merchants who have promotions, select it and you can avail the promotion. Merchant Location: Using this option you can easily search the merchants in current location as well in other locations around Myanmar. Simply click Merchant Location, you will get displayed with a list of merchants select it and you can make a easy payment. Pay bill: This option made easy for people who go to EB office or Telephone or DTH office to pay bills by standing in queue. You can make use of this option to pay your bills online in simple one click. Add Money To Your OK $ Wallet: If you have low OK $ balance in your account, you can transfer real time money from your bank account to OK $ using this option. You can transfer money to OK $ wallet from your debit card, credit card, online banking, bank counter, OK $ agent. Top Up: You can top to your friends instantly using OK $ top up feature. We do top ups for Ooredoo, MPT, Telenor, Mectel both GSM and CDMA. You can also do data pack recharge and special offers to your friends. And to your own account number. Resale: This feature is introduced for the people who like to sell their main balance to OK $. You can simply enter the selling amount what you need to sell from your main balance. We will validate the amount and give you a best offer price to buy your main balance. Bill Splitter: You can make use of this option to share your bills with friends. Select number of persons to share bill, enter amount, add attachment, enter contact number and click Send. Notification: We notify user if any payment is done, payment is received, or the request received like bill splitter and request money. You can switch between the tabs and can respond to the request came for bill splitter or request money. Electricity Bill: You can make you Electricity Bill payments Online using OK $ App. Enter your Account Number, Meter Number, Amount and pay your monthly electricity bills easily.

About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

Screenshots

OK$4 screens
CB Pay4 screens

Verdict

The call

The clearest difference is update cadence: OK$ at fortnightly against CB Pay's every 4 months. OK$ also leads on iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for OK$ against 3.7 for CB Pay. Both are backed by a comparable volume of ratings — 502 and 532 respectively. Written reviews are what separate them: 24% of OK$'s written reviews are positive against 22% of CB Pay's.

UpkeepUpdate frequency

OK$ ships an update fortnightly, CB Pay every 4 months. The most recent releases landed on September 19, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
OK$ versus CB Pay: the parameters behind the verdict, then further details
ParameterOK$CB Pay
PriceFreeFree
Rating3.6 (502 ratings)3.7 (532 ratings) — better
Positive reviews23.5% of reviews — better21.6% of reviews
Number of ratings502532 — better
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size224 MB39 MB
Age rating4+4+
DeveloperInternet Wallet Myanmar LimitedCB BANK PCL

Customer experience

OK$

All ratings480 ratings
Positive60.8%
Neutral8.8%
Negative30.4%
Written reviews85 reviews
Positive23.5%
Neutral3.5%
Negative72.9%

CB Pay

All ratings532 ratings
Positive64.8%
Neutral10.5%
Negative24.6%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

User reviews

OK$

From 502 App Store ratings

What we love

  • 🚀 Easy money transfers
  • 📊 Comprehensive reporting features
  • 💳 Multiple payment functions available
  • ⏱️ Convenient top-up services

Room to improve

  • 🐛 Persistent login issues and crashes
  • 😤 Poor user interface design
  • 🔐 Overly complicated registration process
  • 📱 Device/SIM change detection problems
  • ⚠️ Frequent app crashes during transactions

CB Pay

From 532 App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Easy to use
  • 💡 Useful features like mobile top-up and bill payment

Room to improve

  • 🐛 Crashes and bugs
  • ⏱️ Slow performance and frequent timeouts
  • 🔒 Security issues with login and session management
  • 📱 Compatibility problems with newer iOS versions
  • 💸 Poor customer service

Bugs and requests

OK$

Reported bugs

17 issues
  • Login requires re-registration on every session
  • SMS OTP codes not received or incorrect codes sent
  • Device fingerprint system causes login failures
  • App crashes during gift card purchases
  • App crashes when selecting top-up amounts
Show 12 more
  • Transactions disappear from reports
  • SIM change false detection triggering re-verification
  • NRC number field validation errors
  • Address information not saving correctly
  • Form field validation issues
  • App crashes on meter bill payments
  • App crashes during phone bill transfers
  • Contact loading adds extra '0' at beginning
  • Password with special characters causes login failure
  • 4G connection errors
  • App won't launch on certain iOS versions
  • Myanmar keyboard defaults to English for passwords

Requested features

7 requests
  • Simplify user interface similar to KBZ Pay
  • Alternative login methods beyond SMS OTP
  • Support for all bank branches in transfers
  • Improved Myanmar language support
  • Better contact management for multiple numbers
Show 2 more
  • Fix brightness setting override behavior
  • Text replacement functionality in contact search

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

In-app purchases

None

OK$

No in-app purchases

None

CB Pay

No in-app purchases

Questions

Is OK$ free?
OK$ is free to download, with no in-app purchases.
Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Which has better reviews, OK$ or CB Pay?
CB Pay is rated higher. OK$ averages 3.6 out of 5 from 502 ratings, while CB Pay averages 3.7 from 532 ratings.
Do OK$ or CB Pay have ads?
Neither OK$ nor CB Pay shows ads.
Which is updated more often, OK$ or CB Pay?
OK$ ships an update fortnightly, and CB Pay every 4 months. Most recently, OK$ was updated on September 19, 2026 and CB Pay on September 30, 2026.

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