Comparison

DBS digibank vs ccMonet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank

Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.

Highlights
  • Quick account setup
  • Overseas money transfers with no fees
  • Investment management
  • Personalized financial insights
  • Bill payment and cashflow tracking
  • Digital token for secure transactions
  • Sustainability tracking and green deals
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

About

ccMonet

Effortlessly manage your business finances with AI-powered expense tracking, automated reconciliation, and real-time reporting. Get instant financial insights and streamline reimbursements without needing accounting expertise.

Highlights
  • AI expense recording via photo
  • Automated transaction reconciliation
  • Real-time financial reports
  • AI assistant for financial queries
  • Streamlined employee reimbursements
  • Batch document import and sync
Features
Read full description

With ccMonet AI Financial Agent, you can easily record expenses by snapping a photo, automate reconciliation, handle reimbursements, and generate real-time financial reports. It is designed specifically for SME owners, empowers you to stay on top of profits and cash flow—without needing any accounting background. Combining AI automation with professional accountant review, you can gain financial insights anytime, anywhere, right from your phone. ccMonet makes financial management simple, smart, and reliable. Key Features - Snap & Record, AI Auto-Categorization Capture invoices, receipts, and bank statements in multiple languages, currencies and even handwritten bills. Simply snap and upload, and AI will instantly record and categorize. - Smart Reconciliation, Error-Free AI automatically matches transactions and flags discrepancies. Every entry is reviewed by our expert team to ensure clarity and accuracy. - Expert Review & Support Each transaction is double-checked by experts. For complex issues, our expert team is always ready to provide reliable guidance. - Real-Time Reports, Instant Insights No more waiting until month-end. Instantly view business performance, cash flow, and key metrics to make faster, better business decisions. - Hi Monet, Your AI Assistant Ask Hi Monet anything—get instant, data-driven answers on your financial performance and operations. - Seamless Reimbursements, Fully Compliant Employees submit reimbursements by simply snapping and uploading. AI ensures compliance with company policies, streamlines approvals, and speeds up payments. - Batch Import & Sync Upload multiple documents at once for automated processing, or sync with other accounting platforms, keeping your financial data always up-to-date and complete. Who It’s For - Business Owners: Monitor profits and cash flow anytime—make confident decisions without waiting for reports. - Team Members: Submit expenses instantly with a photo. Faster approvals, faster payouts. - Finance Teams: Save time with AI classification and reconciliation, backed by expert review for full compliance and clear records. No accounting experience needed — just snap or upload AI automation + expert verification = 100% accuracy & compliance Real-time dashboard to track cash flow anytime, anywhere Save up to 90% of manual work Learn more / Get support at: https://www.ccmonet.ai Privacy: https://www.ccmonet.ai/cc-monet-privacy-policy Terms: https://www.ccmonet.ai/cc-monet-terms-of-service

Screenshots

DBS digibank4 screens
ccMonet4 screens

Verdict

The call

The clearest difference is review sentiment: ccMonet at 100% against DBS digibank's 43%. ccMonet also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). DBS digibank's advantage is ratings volume (4.7K vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ccMonet holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DBS digibank has 4.7K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 43% of DBS digibank's written reviews are positive against 100% of ccMonet's.

UpkeepUpdate frequency

DBS digibank ships an update every 5 weeks, ccMonet every 2 weeks. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
DBS digibank versus ccMonet: the parameters behind the verdict, then further details
ParameterDBS digibankccMonet
PriceFreeFree
Rating4.6 (4.7K ratings)5.0 (3 ratings) — better
Positive reviews42.6% of reviews100.0% of reviews — better
Number of ratings4.7K — better3
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size403 MB83 MB
Age rating4+4+
DeveloperDBS Bank Ltd2ND BRAIN PTE. LTD.

Customer experience

DBS digibank

All ratings4,648 ratings
Positive90.8%
Neutral2.0%
Negative7.1%
Written reviews612 reviews
Positive42.6%
Neutral5.2%
Negative52.1%

ccMonet

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

DBS digibank

Reported bugs

6 issues
  • Unable to set up digital token
  • Incorrect account balance display
  • Incompatibility with newer iOS versions
  • Difficulty transferring funds to overseas accounts
  • Inability to update personal details
Show 1 more
  • Constant session timeouts

Requested features

7 requests
  • Allow multiple device logins
  • Improve transaction history range
  • Add budget planning tools
  • Implement Face ID/Touch ID login
  • Provide language options
Show 2 more
  • Streamline account update process
  • Enhance notification management

ccMonet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DBS digibank

No in-app purchases

None

ccMonet

No in-app purchases

Questions

Is DBS digibank free?
DBS digibank is free to download, with no in-app purchases.
Is ccMonet free?
ccMonet is free to download, with no in-app purchases.
Which has better reviews, DBS digibank or ccMonet?
ccMonet is rated higher. DBS digibank averages 4.6 out of 5 from 4.7K ratings, while ccMonet averages 5.0 from 3 ratings.
Do DBS digibank or ccMonet have ads?
Neither DBS digibank nor ccMonet shows ads.
Which is updated more often, DBS digibank or ccMonet?
DBS digibank ships an update every 5 weeks, and ccMonet every 2 weeks. Most recently, DBS digibank was updated on September 23, 2026 and ccMonet on September 26, 2026.

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