DBS digibank vs Saving+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DBS digibank
Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.
- Quick account setup
- Overseas money transfers with no fees
- Investment management
- Personalized financial insights
- Bill payment and cashflow tracking
- Digital token for secure transactions
- Sustainability tracking and green deals
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SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!
Saving+
Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.
- Interest rate comparison
- Savings bonus calculator
- Optimize savings strategy
- Data protection
- Light & dark modes
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Unlock the Full Potential of Your Savings with Saving+ Maximize your savings account interest rates effortlessly. Unsure which savings account is best for your income? Saving+ simplifies the decision by comparing rates across top banks and accounts like OCBC 360, UOB One, Trust by Standard Chartered (sc, scb) and Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, HSBC, and others are on the way. Struggling to meet OCBC 360 Save Bonus requirement to earn $125 Bonus Interest? With Saving+, a quick calculation shows exactly how much to adjust—whether transferring in or out of your account. No more financial juggling to meet the $500 average daily balance increase while investing elsewhere. Saving+ optimizes every dollar. Whether you’re saving for retirement, managing wealth, or aiming to boost your interest earnings, Saving+ equips you with the tools to make smarter financial decisions. Key Features: • Save Bonus Calculator: Instantly calculate the required amount to meet OCBC 360’s Save Bonus, ensuring you maximize your savings account benefits. • Interest Rate Comparison: Easily compare interest rates across banks and savings accounts, and optimize your savings.. • Light & Dark Modes: Customize your experience with the interface that suits you best. • Data Protection: Your personal data stays private, never stored or uploaded. Perfect for anyone seeking to save more, invest wisely, and grow their wealth, Saving+ is your go-to tool for maximizing savings account interest rates. Easily compare rates, meet bonus requirements, and boost your savings with just a few clicks. Download Saving+ today and never miss out on maximizing your savings interest again! Terms of Use: https://habitrewards.me/terms-of-use Privacy Policy: https://habitrewards.me/privacy-policy We value your feedback and suggestions. Connect with us: Email: hi@habitrewards.me
Screenshots
Verdict
The clearest difference is review sentiment: Saving+ at 79% against DBS digibank's 43%. Saving+ also leads on update cadence (every 2 days vs every 5 weeks) and rating (5.0 vs 4.6). DBS digibank's advantage is in-app purchases (none vs 18) and ads (none vs shown). On price, monetization model, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Saving+ sells 17 in-app purchases, starting at $0.49 per 7 days. DBS digibank asks for nothing beyond the download.
Saving+ holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DBS digibank has 4.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 43% of DBS digibank's written reviews are positive against 79% of Saving+'s.
DBS digibank ships an update every 5 weeks, Saving+ every 2 days. The most recent releases landed on September 23, 2026 and June 4, 2026 respectively.
| Parameter | DBS digibank | Saving+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (4.7K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 42.6% of reviews | 78.6% of reviews — better |
| Number of ratings | 4.7K — better | 2 |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0.0 — better |
| Further details — not scored | ||
| Size | 403 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | DBS Bank Ltd | BETTERBIT PTE. LTD. |
Customer experience
DBS digibank
Saving+
Bugs and requests
DBS digibank
Reported bugs
6 issues- Unable to set up digital token
- Incorrect account balance display
- Incompatibility with newer iOS versions
- Difficulty transferring funds to overseas accounts
- Inability to update personal details
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- Constant session timeouts
Requested features
7 requests- Allow multiple device logins
- Improve transaction history range
- Add budget planning tools
- Implement Face ID/Touch ID login
- Provide language options
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- Streamline account update process
- Enhance notification management
Saving+
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DBS digibank
No in-app purchases
Saving+
- Unlimited$0.497 Days
- Unlimited$0.997 Days
- Unlimited3 Days trial$1.991 Month
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- Unlimited2 variants$2.991 Month
- Unlimited7 Days trial$2.991 Month
- Unlimited3 Days trial$2.991 Month
- Monthly$6.991 Month
- Unlimited (Yearly)$9.991 Year
- Unlimited (Yearly)3 Days trial$9.991 Year
- 6 Months$17.996 Months
- Yearly7 Days trial$19.991 Year
- 6 Months$34.996 Months
- Yearly7 Days trial$39.991 Year
- 6 Months$39.996 Months
- Yearly7 Days trial$69.991 Year
- Unlimited$19.99
- Unlimited$29.99









