Comparison

POSB digibank vs Lynkly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

About

Lynkly

Features
Read full description

Lynkly helps you track subscriptions, understand your usage, and save money. Easily see all of your recurring subscriptions in one place and get insights into which services you actually use. Lynkly highlights unused or duplicate subscriptions, alerts you to bill changes, and helps you decide whether to keep or cancel a service. You can also submit discount requests to help unlock better pricing through group demand, making it easier to spend smarter on the apps and services you love. Features: • Subscription tracking • Usage insights • Duplicate subscription detection • Bill change alerts • Discount request system • Clean, easy-to-use dashboard Take control of your subscriptions with Lynkly. Terms of Use (EULA): https://sites.google.com/view/lynklytermsofservice/home Privacy Policy: https://sites.google.com/view/lynklyprivacypolicy/home

Screenshots

POSB digibank4 screens
Lynkly1 screens

Verdict

The call

The clearest difference is in-app purchases: POSB digibank at none against Lynkly's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lynkly sells 2 in-app purchases, starting at $0.99 per month. POSB digibank asks for nothing beyond the download.

Scorecard1 real difference · 9 level
POSB digibank versus Lynkly: the parameters behind the verdict, then further details
ParameterPOSB digibankLynkly
PriceFreeFree
Rating4.7 (794 ratings) — better—
Positive reviews53.8% of reviews—
Number of ratings794 — better—
Update frequencyEvery 5 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size403 MB33 MB
Age rating4+4+
DeveloperDBS Bank Ltd.Hayley Thomas

Bugs and requests

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

Lynkly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

POSB digibank

No in-app purchases

2 purchases

Lynkly

Subscriptions2
  • Lynkly Pro$0.991 Month
  • Pro$0.991 Month

Questions

Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Is Lynkly free?
Lynkly is free to download, with in-app purchases available.
Do POSB digibank or Lynkly have ads?
Neither POSB digibank nor Lynkly shows ads.

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