Comparison

POSB digibank vs SpendPix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

About

SpendPix

Effortlessly track your expenses by snapping photos of receipts. AI extracts details like shop, date, and items, automatically categorizing them. Get insights into your spending habits with reports and a personal money coach.

Highlights
  • AI receipt scanning
  • Automatic expense categorization
  • Weekly and monthly spending reports
  • Monthly budget setting
  • Personalized money coach
  • Manual expense entry
Read full description

SpendPix turns a photo of a receipt into a tidy expense. Point your camera at a receipt and AI reads the shop, the date, each item, the tax and the total, picks a category, and lets you check everything before it's saved. No receipt? Add an expense by hand in a few taps. SNAP A RECEIPT - AI reads every line: items, tax, total and date - Automatic categories: groceries, dining, transport and more - Works in your currency, with approximate conversion for other currencies SEE WHERE YOUR MONEY GOES - Clear weekly and monthly reports - Compare with last week or last month - Top categories and shops at a glance - Set a monthly budget and see your pace - Share a report card as an image MONEY COACH Ask questions about your own spending: where did my money go, how much can I still spend this month, where can I cut back? The Coach answers from your numbers. Tips are general information, not financial advice. PRIVATE BY DESIGN - Your expenses and receipt photos stay on your iPhone and are backed up privately to your account, so they come back when you sign in on a new iPhone - SpendPix AI is optional and asks first. Without it, receipts are read on your iPhone - Delete your account and all your data at any time, right in the app - Available in English, Spanish, French, German, Italian, Portuguese, Hindi, Japanese, Korean and Chinese SPENDPIX PRO Free includes a few AI receipt scans and Coach questions every month. SpendPix Pro unlocks unlimited AI scans, the full Money Coach and all reports, with weekly or monthly auto-renewing subscriptions. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel them in your App Store account settings. Terms of Use: https://www.adarshyadav.com/apps/spendpix/terms Privacy Policy: https://www.adarshyadav.com/apps/spendpix/privacy

Screenshots

POSB digibank4 screens
SpendPix4 screens

Verdict

The call

The clearest difference is review sentiment: SpendPix at 100% against POSB digibank's 54%. SpendPix also leads on rating (5.0 vs 4.7). POSB digibank's advantage is in-app purchases (none vs 2) and ratings volume (794 vs 1). On price, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendPix sells 2 in-app purchases, starting at $2.99 per 7 days. POSB digibank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendPix holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: POSB digibank has 794 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 54% of POSB digibank's written reviews are positive against 100% of SpendPix's.

Scorecard6 real differences · 4 level
POSB digibank versus SpendPix: the parameters behind the verdict, then further details
ParameterPOSB digibankSpendPix
PriceFreeFree
Rating4.7 (794 ratings)5.0 (1 ratings) — better
Positive reviews53.8% of reviews100.0% of reviews — better
Number of ratings794 — better1
Update frequencyEvery 5 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size403 MB19 MB
Age rating4+12+
DeveloperDBS Bank Ltd.ADARSH KUMAR YADAV

Customer experience

POSB digibank

All ratings793 ratings
Positive92.8%
Neutral1.3%
Negative5.9%
Written reviews208 reviews
Positive53.8%
Neutral5.8%
Negative40.4%

SpendPix

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

SpendPix

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

POSB digibank

No in-app purchases

2 purchases

SpendPix

Subscriptions2
  • SpendPix Pro Weekly$2.997 Days
  • SpendPix Pro Monthly7 Days trial$6.991 Month

Questions

Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Is SpendPix free?
SpendPix is free to download, with in-app purchases available.
Which has better reviews, POSB digibank or SpendPix?
SpendPix is rated higher. POSB digibank averages 4.7 out of 5 from 794 ratings, while SpendPix averages 5.0 from 1 ratings.
Do POSB digibank or SpendPix have ads?
Neither POSB digibank nor SpendPix shows ads.

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