Comparison

STC Mobile Banking vs SSB Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

STC Mobile Banking

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

Highlights
  • Bill payment
  • Mobile check deposit
  • Fund transfers
  • Balance checking
  • Debit card controls
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

About

SSB Bank

Safely access and manage your bank accounts on the go. This app allows you to pay bills, transfer funds, deposit checks, and manage debit card features. Locate branches and ATMs, and contact customer service directly from your device.

Highlights
  • Bill and friend payments
  • Debit card management
  • Check deposit
  • Account balance and activity viewing
  • Fund transfers
  • Branch and ATM locator
Features
Read full description

With the SSB Bank Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends • Manage your debit cards app features with the push of a button • Deposit checks • View your account balance(s) • View account activity • Transfer funds • Locate a branch or ATM • Contact our Customer Service • Share our app with friends and family Security is our priority and you can rest assured that your personal information is kept safe!

Screenshots

STC Mobile Banking4 screens
SSB Bank4 screens

Verdict

The call

The clearest difference is update cadence: STC Mobile Banking at monthly against SSB Bank's every 36 months. STC Mobile Banking also leads on ratings volume (443 vs 49). SSB Bank's advantage is rating (4.9 vs 4.6) and iOS requirement (14.7 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SSB Bank holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: STC Mobile Banking has 443 ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 43% of STC Mobile Banking's written reviews are positive against 50% of SSB Bank's.

UpkeepUpdate frequency

STC Mobile Banking ships an update monthly, SSB Bank every 36 months. The most recent releases landed on October 17, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
STC Mobile Banking versus SSB Bank: the parameters behind the verdict, then further details
ParameterSTC Mobile BankingSSB Bank
PriceFreeFree
Rating4.6 (443 ratings)4.9 (49 ratings) — better
Positive reviews43.5% of reviews50.0% of reviews — better
Number of ratings443 — better49
Update frequencyMonthly — betterEvery 36 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.7 — better
Further details — not scored
Size229 MB104 MB
Age rating4+4+
DeveloperSomerset Trust CompanySlovak Savings Bank

Customer experience

STC Mobile Banking

All ratings443 ratings
Positive90.7%
Neutral2.9%
Negative6.3%
Written reviews46 reviews
Positive43.5%
Neutral2.2%
Negative54.3%

SSB Bank

All ratings40 ratings
Positive95.0%
Neutral5.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Bugs and requests

STC Mobile Banking

Reported bugs

12 issues
  • App crashes on opening
  • Cannot add STC friend transfers
  • Account number validation errors
  • Authentication errors preventing login
  • Password reset kicks user out after change
Show 7 more
  • Cannot sign in after update
  • Mobile deposit screen shows thick white line and frozen small square
  • Fingerprint login disabled when linked accounts present
  • Inconsistent vendor information display
  • Account balance not reflecting transactions for days
  • Requires phone reboot to login
  • Thick white line appears during mobile deposit photo capture

Requested features

10 requests
  • Dark mode option
  • Real-time transaction and pending status updates
  • Running balance total per transaction
  • Automatic check photo capture (front and back)
  • Full iPad screen optimization
Show 5 more
  • Fingerprint/TouchID login restoration
  • Transaction reconciliation checkboxes
  • Better vendor/merchant name visibility
  • Pending transactions display
  • Bill pay support for iPad users

SSB Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

STC Mobile Banking

No in-app purchases

None

SSB Bank

No in-app purchases

Questions

Is STC Mobile Banking free?
STC Mobile Banking is free to download, with no in-app purchases.
Is SSB Bank free?
SSB Bank is free to download, with no in-app purchases.
Which has better reviews, STC Mobile Banking or SSB Bank?
SSB Bank is rated higher. STC Mobile Banking averages 4.6 out of 5 from 443 ratings, while SSB Bank averages 4.9 from 49 ratings.
Do STC Mobile Banking or SSB Bank have ads?
Neither STC Mobile Banking nor SSB Bank shows ads.
Which is updated more often, STC Mobile Banking or SSB Bank?
STC Mobile Banking ships an update monthly, and SSB Bank every 36 months. Most recently, STC Mobile Banking was updated on October 17, 2026 and SSB Bank on September 28, 2026.

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