Comparison

Askari Mobile App vs MCB Live

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

MCB Live

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

Highlights
  • Bill Payment to 1,000+ Billers
  • Swift Fund Transfers
  • Secure Transactions with OTP
  • Multiple Accounts Management
  • Card Management & Activation
  • ATM Locator
Features
Read full description

MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.

Screenshots

Askari Mobile App4 screens
MCB Live4 screens

Verdict

The call

The clearest difference is review sentiment: Askari Mobile App at 50% against MCB Live's 25%. Askari Mobile App also leads on rating (4.5 vs 4.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Askari Mobile App holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 991 and 1.5K respectively. Written reviews point the same way: 50% of Askari Mobile App's written reviews are positive against 25% of MCB Live's.

UpkeepUpdate frequency

Askari Mobile App ships an update monthly, MCB Live every 6 weeks. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
Askari Mobile App versus MCB Live: the parameters behind the verdict, then further details
ParameterAskari Mobile AppMCB Live
PriceFreeFree
Rating4.5 (991 ratings) — better4.3 (1.5K ratings)
Positive reviews49.6% of reviews — better25.0% of reviews
Number of ratings9911.5K — better
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size403 MB566 MB
Age rating4+4+
DeveloperAskari Bank LimitedMCB Bank Ltd.

Customer experience

Askari Mobile App

All ratings991 ratings
Positive88.3%
Neutral2.2%
Negative9.5%
Written reviews228 reviews
Positive49.6%
Neutral6.6%
Negative43.9%

MCB Live

All ratings1,490 ratings
Positive83.0%
Neutral2.5%
Negative14.5%
Written reviews400 reviews
Positive25.0%
Neutral3.0%
Negative72.0%

User reviews

Askari Mobile App

From 991 App Store ratings

What we love

  • 🚀 Excellent app, seamless banking experience
  • 👍 User-friendly interface, easy to navigate
  • 🔒 Secure and reliable banking app
  • 💡 Convenient features like bill payments, funds transfer
  • 🚀 Fast and responsive performance

Room to improve

  • 🐛 Frequent crashes and stability issues
  • 🐛 Biometric verification not working properly
  • 🐛 OTP entry not functioning after recent update
  • 🐛 Compatibility issues with older devices
  • 🐛 Buggy and unreliable app experience

MCB Live

From 1.5K App Store ratings

What we love

  • 🚀 Smooth and user-friendly
  • 🚀 Excellent app
  • 🚀 Improved app
  • 🚀 Good app, better than old app

Room to improve

  • 🐛 Crashes, lags, and unresponsive
  • 🐛 Glitchy, buggy, and unstable
  • 🐛 Slow, freezes, and takes forever to load
  • 🐛 Unreliable and unpredictable
  • 🐛 Frequent login and transfer issues

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

MCB Live

Reported bugs

5 issues
  • App crashes or freezes frequently
  • Login and registration issues
  • Unable to transfer funds or make payments
  • Incorrect account information and beneficiary details
  • Compatibility issues with newer device updates

Requested features

5 requests
  • Allow copy-paste functionality
  • Improve biometric login and verification
  • Enhance transaction history and reporting
  • Streamline bill payment and fund transfer process
  • Provide more customization options

In-app purchases

None

Askari Mobile App

No in-app purchases

None

MCB Live

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is MCB Live free?
MCB Live is free to download, with no in-app purchases.
Which has better reviews, Askari Mobile App or MCB Live?
Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while MCB Live averages 4.3 from 1.5K ratings.
Do Askari Mobile App or MCB Live have ads?
Neither Askari Mobile App nor MCB Live shows ads.
Which is updated more often, Askari Mobile App or MCB Live?
Askari Mobile App ships an update monthly, and MCB Live every 6 weeks. Most recently, Askari Mobile App was updated on October 12, 2026 and MCB Live on October 13, 2026.

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