Comparison

Askari Mobile App vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

Askari Mobile App4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is review sentiment: Askari Mobile App at 50% against digiBOP's 2%. Askari Mobile App also leads on rating (4.5 vs 1.1) and ratings volume (991 vs 12). digiBOP's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Askari Mobile App holds the better App Store score, 4.5 against 1.1. That said, the two scores are not equally well evidenced: Askari Mobile App has 991 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 50% of Askari Mobile App's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Askari Mobile App versus digiBOP: the parameters behind the verdict, then further details
ParameterAskari Mobile AppdigiBOP
PriceFreeFree
Rating4.5 (991 ratings) — better1.1 (12 ratings)
Positive reviews49.6% of reviews — better1.5% of reviews
Number of ratings991 — better12
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size403 MB187 MB
Age rating4+4+
DeveloperAskari Bank LimitedThe Bank Of Punjab

Customer experience

Askari Mobile App

All ratings991 ratings
Positive88.3%
Neutral2.2%
Negative9.5%
Written reviews228 reviews
Positive49.6%
Neutral6.6%
Negative43.9%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

User reviews

Askari Mobile App

From 991 App Store ratings

What we love

  • 🚀 Excellent app, seamless banking experience
  • 👍 User-friendly interface, easy to navigate
  • 🔒 Secure and reliable banking app
  • 💡 Convenient features like bill payments, funds transfer
  • 🚀 Fast and responsive performance

Room to improve

  • 🐛 Frequent crashes and stability issues
  • 🐛 Biometric verification not working properly
  • 🐛 OTP entry not functioning after recent update
  • 🐛 Compatibility issues with older devices
  • 🐛 Buggy and unreliable app experience

digiBOP

From 12 App Store ratings

What we love

  • 👍 Nice and good bank

Room to improve

  • 😞 Unable to sign up
  • 😞 OTP issues (disappears, not typeable, not received)
  • 😞 Login problems (tough, errors, profile locked)
  • 😞 App crashes frequently
  • 😞 Poor customer service

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

Askari Mobile App

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, Askari Mobile App or digiBOP?
Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while digiBOP averages 1.1 from 12 ratings.
Do Askari Mobile App or digiBOP have ads?
Neither Askari Mobile App nor digiBOP shows ads.
Which is updated more often, Askari Mobile App or digiBOP?
Askari Mobile App ships an update monthly, and digiBOP monthly. Most recently, Askari Mobile App was updated on September 23, 2026 and digiBOP on September 21, 2026.

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