Comparison

Askari Mobile App vs BOK Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

BOK Digital

Manage your bank accounts, transfer funds, and pay bills with this secure digital banking application. It offers features like instant balance checks, detailed statements, and seamless payment options for utilities and other banks.

Highlights
  • Effortless registration and login
  • Robust security with Two-Factor Authentication
  • Instant balance and account insights
  • Seamless funds transfer and Raast payments
  • Simplified utility and postpaid bill payments
  • Mobile top-ups and beneficiary management
  • Card management and QR code transactions
Features
Read full description

Embark on a revolutionary banking journey with the Bank of Khyber (BoK - Digital) iOS app – your gateway to seamless financial management. Crafted exclusively for BOK customers, our app redefines convenience and sophistication, bringing banking to your fingertips like never before. Unlock the Potential: 1. Effortless Registration: Joining the BOK family is a breeze. Existing customers can swiftly register or sign up, getting them started on their banking voyage in moments. 2. Streamlined Login Experience: Say goodbye to cumbersome login processes. With our app, your first-time login is seamlessly integrated with device registration, ensuring a hassle-free initiation. 3. Robust Security Measures: Your security is paramount. Utilizing Two-Factor Authentication via OTP, we provide peace of mind, safeguarding your transactions and data with industry-leading protocols. 4. Instant Balance Checks: Stay informed with a glance. Effortlessly monitor your account balances anytime, anywhere, putting financial insights at your fingertips. 5. Comprehensive Account Insights: Dive deeper into your finances. Access detailed statements and mini statements with ease, empowering you with unparalleled transparency. 6. Effortless Funds Transfer: Managing your funds has never been simpler. Enjoy hassle-free transfers within BOK accounts, ensuring swift and secure transactions. 7. Seamless Raast Payments: Embrace the future of payments. Our app seamlessly integrates Raast Payments, facilitating instant and efficient transactions for your convenience. 8. Convenient IBFT Services: Bridge the gap effortlessly. Conduct IBFT transfers to other banks seamlessly, expanding your financial reach with just a few taps. 9. Simplified Utility Payments: Bid farewell to bill payment woes. Our UBPS feature streamlines utility bill payments, ensuring a frictionless experience every time. 10. Mobile Top-Ups on the Go: Stay connected effortlessly. Enjoy the convenience of mobile top-ups directly through our app, keeping you connected with loved ones effortlessly. 11. Effortless Beneficiary Management: Manage beneficiaries with ease. Create, review, and update beneficiary information conveniently, putting you in control of your transactions. 12. Hassle-Free Postpaid Bill Settlements: Say goodbye to overdue bills. Our app simplifies postpaid bill payments, ensuring timely settlements without the stress. 13. Limit Management: Take charge of your finances with ease. Manage your transaction limits effortlessly, customizing them to suit your financial needs and preferences. 14. Card Management Empowerment: Your cards, your control. With our card management system, take charge by changing PINs and managing card activation/deactivation seamlessly. 15. QR Code Generation: Seamlessly generate QR codes for instant transactions. Whether for payments or identification, our app puts the power of QR technology in your hands. 16. Payment through QR Code: Experience unparalleled convenience with QR code payments. Simply scan and pay, revolutionizing the way you transact securely and swiftly. 17. Login through Fingerprint: Access your account securely and swiftly with fingerprint authentication, ensuring a seamless login experience every time 18. Manage Multiple Accounts under One Login: Simplify your financial management. Access and manage multiple accounts under a single login, streamlining your banking experience. Unleash the Power of Banking: Experience banking reimagined with the Bank of Khyber iOS app. Designed for the discerning iOS user, our app combines cutting-edge technology with intuitive design, setting new standards for mobile banking excellence. Download now and embark on a journey where convenience meets sophistication. Elevate your banking experience – because you deserve nothing less. For queries and complaints, please contact us at +92-91-111-265-265 or email us at complaints@bok.com.pk

Screenshots

Askari Mobile App4 screens
BOK Digital4 screens

Verdict

The call

The clearest difference is rating: Askari Mobile App at 4.5 against BOK Digital's 2.6. Askari Mobile App also leads on ratings volume (991 vs 5) and update cadence (monthly vs every 2 months). BOK Digital's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Askari Mobile App holds the better App Store score, 4.5 against 2.6. That said, the two scores are not equally well evidenced: Askari Mobile App has 991 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Askari Mobile App ships an update monthly, BOK Digital every 2 months. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
Askari Mobile App versus BOK Digital: the parameters behind the verdict, then further details
ParameterAskari Mobile AppBOK Digital
PriceFreeFree
Rating4.5 (991 ratings) — better2.6 (5 ratings)
Positive reviews49.6% of reviews—
Number of ratings991 — better5
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size403 MB94 MB
Age rating4+17+
DeveloperAskari Bank LimitedThe Bank Of Khyber

Customer experience

Askari Mobile App

All ratings991 ratings
Positive88.3%
Neutral2.2%
Negative9.5%
Written reviews228 reviews
Positive49.6%
Neutral6.6%
Negative43.9%

BOK Digital

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

BOK Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Askari Mobile App

No in-app purchases

None

BOK Digital

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is BOK Digital free?
BOK Digital is free to download, with no in-app purchases.
Which has better reviews, Askari Mobile App or BOK Digital?
Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while BOK Digital averages 2.6 from 5 ratings.
Do Askari Mobile App or BOK Digital have ads?
Neither Askari Mobile App nor BOK Digital shows ads.
Which is updated more often, Askari Mobile App or BOK Digital?
Askari Mobile App ships an update monthly, and BOK Digital every 2 months. Most recently, Askari Mobile App was updated on October 14, 2026 and BOK Digital on October 12, 2026.

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