中邮钱包 vs 万达普惠
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中邮钱包
This app offers pure credit cash loans and various financial services. It provides a simple way to borrow money with high limits and fast approval. Additionally, users can check their provident fund, social security, transaction history, and educational qualifications.
- Pure credit cash loans
- Loan amounts up to 200,000 RMB
- Fast approval and disbursement
- Check provident fund
- Check social security balance
- Query transaction history
- Check educational qualifications
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【贷款、借钱、生活服务】 中邮钱包是中邮消费金融有限公司官方推出的移动金融平台，提供现金货款以及生活服务。 中邮消费金融有限公司是由中国邮政储蓄银行作为主要出资人发起成立的全国性持牌消费金融机构。 钱的问题．就找“中邮钱包”。最高可申请20万元，年化利率（单利）7.2%-23.76%！ 「联系我们」 支付宝搜索生活号“中邮消费金融”，微信关注“中邮消费金融”。 联系电话：40066-95580。 「温馨提示」 贷款额度、贷款利率、放款时间等以实际审批结果为准。 贷款只能用于日常消费，不得用于买房、买车、炒股及经营投资。 贷款有风险，借款需谨慎，请根据个人能力合理贷款，理性消费，避免逾期。
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案，从此资金不愁，快乐逐梦！ 经营贷款、消费贷款，必有一款适合您 贷款申请、审批、提款、归还，一站式解决 最新贷款资讯、优惠活动、服务信息，随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款，无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度，无任何额外费用。 【随用随提】可根据您的实际用款需要，分多次提款，不提款绝不会产生任何费用，敬请放心使用。 【还款灵活】多种还款方式供您选择，轻松还款毫无压力。 【优惠活动】推广期间，优惠活动多多，海量好礼送给您！ 需要更多资讯，请详询客服热线400-668-0000
Screenshots
Verdict
The clearest difference is iOS requirement: 万达普惠 at 13.0 against 中邮钱包's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for 中邮钱包 against 4.7 for 万达普惠. Both are backed by a comparable volume of ratings — 28K and 15K respectively. Written reviews are what separate them: 100% of 中邮钱包's written reviews are positive against 96% of 万达普惠's.
中邮钱包 ships an update every 2 weeks, 万达普惠 every 3 weeks. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.
| Parameter | 中邮钱包 | 万达普惠 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (28K ratings) | 4.7 (15K ratings) — better |
| Positive reviews | 100.0% of reviews — better | 95.8% of reviews |
| Number of ratings | 28K — better | 15K |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 138 MB |
| Age rating | 17+ | 17+ |
| Developer | 中邮消费金融有限公司 | 上海万达网络金融服务有限公司 |
Customer experience
中邮钱包
万达普惠
In-app purchases
中邮钱包
No in-app purchases
万达普惠
No in-app purchases
