BKT Smart vs SplitBook

BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.

Track shared household expenses, split costs fairly, and settle up — without spreadsheets, group chats, or yet another account. SplitBook is built for couples, families, and roommates who want a simple running ledger of who paid what and who owes whom. Everything syncs through your private iCloud account, so there are no servers, no logins, and no third-party trackers between you and your household. WHAT YOU CAN DO • Log expenses in seconds — vendor, amount, category, who paid • Split four ways: – Equally among everyone in the household – For selected members only – By exact amount when shares aren't even – None, if it's only the payer's expense • Built-in math (+, −, ×, ÷) for combining items at checkout • Record payments between household members and link them to specific expenses so balances always reflect reality • See net balances ("Ellen owes you $87.50") with the math done for you across every transaction • Visualize spending by category and timeframe with a clean donut chart • Search across every expense and payment instantly BUILT FOR HOUSEHOLDS Invite household members with one link — no logins, no email list, no third-party account to sign up for. iCloud handles the identity. Everyone's view of the shared ledger stays in sync, even offline. YOUR DATA IS YOURS • Everything stored on your device and synced through your personal iCloud account • No analytics. No telemetry. No third-party servers. • Export to a backup file any time. Restore any time. PRIVACY SplitBook does not collect any data about you. We don't have servers, we don't have accounts, and we don't have your financial information. Your expenses stay between you and your household. COMING SOON More features in the works for paid Pro tier — including recurring expenses (rent, utilities, subscriptions), receipt attachments, smart receipt scanning, CSV export, and budgets. One-time purchase, no subscription, ever. REQUIREMENTS • iPhone running iOS 18 or later • iCloud account (for sharing with household members) SUPPORT Questions, suggestions, or bug reports: splitbook@mentalhygienist.llc mentalhygienist.llc/splitbook