Jenius vs Arcane

The simple way to manage your life/finance with an app and Visa debit and credit cards.  More than 4,000,000 users have started to build a better financial life with Jenius.   Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.  Ready to start simplifying your life finance?  Download Jenius, register and activate your account in no time.  With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.   Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.  Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.  If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.  For transactions, you can use:  - Jenius Pay: Pay for your online shopping with just your $Cashtag  - QRIS: Scan with Jenius for quick and easy payment option  - Transfer Money: Transfer to various accounts  - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others  Want to save up? Find your own suitable savings options:  - Dream Saver: 5 savings to help you make dreams come true  - Flexi Saver: 3 flexible savings to allocate money  - Maxi Saver: Open as many deposits as you want from your smartphone  - Cash Cow: Special savings for cashbacks and your daily transactions  - Flexi Rasa Maxi deals: Locked savings for upfront cashback   Other features that you can use:  - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay  - Pay Me: Send money requests  - Split Bill: Easily split the bill  - Flexi Cash: Cash out your flexible fund for various needs  - Investment: Grow your wealth through mutual fund and bonds  - Moneytory: Get insight for your financial report 
 Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.  Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).  Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.  #ThinkUnthinkable Head Office  PT Bank SMBC Indonesia   Menara SMBC – CBD Mega Kuningan  Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6  Jakarta 12950  Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius

According to VantageScore, adding rental or utility data to an established credit file can increase your score by up to 150 points. Arcane Credit helps you build credit by reporting your on-time rent and bill payments directly to the credit bureaus—transforming everyday expenses into a powerful credit-building tool. Getting started is simple. Securely connect your bank account through Plaid, and we’ll automatically detect eligible rent and bill payments using advanced data enrichment technology. No paperwork, no landlord verification, and no hard credit check. Want to accelerate your progress? For a one-time fee of $39.99, Credit History Boost lets you add up to 2 years of past rent, utility, and phone payments to your credit file. Simple, transparent pricing for rent & bill reporting: • $3.99/month (billed annually, all features included) • $5.99/month (billed monthly, all features included) Access your FREE credit score & report. Stay ahead with 24/7 credit monitoring. Download Arcane Credit and start building your credit today. Disclaimer: Arcane Credit does not guarantee any increase in your credit score. Results may vary based on your overall credit profile and activity with other creditors. Arcane Credit does not remove accurate negative information from credit reports. VantageScore is not used by all lenders. Arcane Credit is not a lender, credit repair organization, or bank. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://arcanecredit.com/terms/ Privacy Policy: https://arcanecredit.com/privacy-policy/