Comparison

MOHELA vs Rapid Rates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOHELA

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Highlights
  • Schedule and manage payments
  • View payment history
  • Upload forms securely
  • Access tax information
  • Secure account access
  • Messaging capabilities
Features
Read full description

Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.

About

Rapid Rates

This app offers quick currency and unit conversions with live exchange rates for travelers and shoppers. It features a built-in calculator, home screen widgets, and an Apple Watch companion app. Enjoy offline functionality and a privacy-focused design with no ads or tracking.

Highlights
  • Live currency exchange rates
  • Extensive unit conversion library
  • Built-in calculator
  • Home screen widgets
  • Apple Watch companion app
  • Offline conversion support
Features
Read full description

Rapid Rates is a fast, beautiful currency and unit converter designed for travelers, shoppers, and anyone who needs quick conversions on the go. CURRENCY CONVERTER Convert between 25 popular currencies with live exchange rates from the European Central Bank. Simply tap on an amount or type your own value to see the conversion instantly. Swap currencies with one tap and change your source or target currency anytime. Supported currencies: AUD, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, INR, JPY, KRW, MXN, NOK, NZD, PLN, SEK, SGD, THB, TRY, UAH, USD, ZAR. UNIT CONVERTER Quickly convert common travel units with flexible From and To unit selection and a built-in calculator for on-the-fly math: • Temperature (°C / °F / Kelvin) • Speed (km/h / mph / m/s / knots) • Distance (m / km / miles / yards / feet / nautical miles) • Length (mm / cm / m / inches / feet / yards) • Weight (g / kg / oz / lbs / stones) • Volume (mL / L / fl oz / cups / pints / quarts / gallons) • Data (bits / bytes / KB / MB / GB / TB / PB and more) • Fuel Price — a unique converter that combines volume and currency conversion, so you can compare gas prices across countries BUILT-IN CALCULATOR Every unit conversion screen includes a mini calculator. Tap the function icon to open a full expression-based keypad with parentheses and proper operator precedence — perfect for splitting bills, totaling receipts, or doing quick math before converting. HOME SCREEN WIDGETS Add small or medium widgets to your Home Screen for instant currency conversions. Tap any amount on the widget to open the app with that value pre-filled. Customize your widget by long-pressing to choose currencies, toggle flag backgrounds, or use your app settings automatically. APPLE WATCH Rapid Rates includes a full Apple Watch companion app. View quick conversion amounts right on your wrist — perfect for checking prices while traveling. Your currency preferences sync automatically from your iPhone, and the Watch app can fetch rates independently. WORKS OFFLINE Exchange rates are cached on your device, so you can convert currencies even without an internet connection. Rates are refreshed automatically when you open the app with an internet connection. PRIVACY FIRST No accounts. No ads. No tracking. No data collection. Rapid Rates respects your privacy completely. Designed with Apple's latest Liquid Glass design language for a modern, elegant experience.

Screenshots

MOHELA4 screens
Rapid Rates4 screens

Verdict

The call

The clearest difference is update cadence: Rapid Rates at every 5 days against MOHELA's every 2 months. Rapid Rates also leads on rating (5.0 vs 4.6). MOHELA's advantage is ratings volume (47K vs 2) and iOS requirement (16.4 vs 26.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rapid Rates holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MOHELA ships an update every 2 months, Rapid Rates every 5 days. The most recent releases landed on October 27, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
MOHELA versus Rapid Rates: the parameters behind the verdict, then further details
ParameterMOHELARapid Rates
PriceFreeFree
Rating4.6 (47K ratings)5.0 (2 ratings) — better
Positive reviews26.1% of reviews—
Number of ratings47K — better2
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.4 — better26.4
Further details — not scored
Size52 MB11 MB
Age rating4+4+
DeveloperMissouri Higher Education Loan AuthorityFrank Marks

Bugs and requests

MOHELA

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Saved bank account information being deleted
  • Face ID/biometric login not working consistently
  • Confusing error messages and navigation

Requested features

4 requests
  • Ability to apply payments directly to principal
  • Option to view payment history and loan details within the app
  • Improved notification system to keep users informed
  • Integration of website features into the mobile app

Rapid Rates

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MOHELA

No in-app purchases

None

Rapid Rates

No in-app purchases

Questions

Is MOHELA free?
MOHELA is free to download, with no in-app purchases.
Is Rapid Rates free?
Rapid Rates is free to download, with no in-app purchases.
Which has better reviews, MOHELA or Rapid Rates?
Rapid Rates is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while Rapid Rates averages 5.0 from 2 ratings.
Do MOHELA or Rapid Rates have ads?
Neither MOHELA nor Rapid Rates shows ads.
Which is updated more often, MOHELA or Rapid Rates?
MOHELA ships an update every 2 months, and Rapid Rates every 5 days. Most recently, MOHELA was updated on October 27, 2026 and Rapid Rates on October 13, 2026.

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