Comparison

MOHELA vs Rechtful

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOHELA

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Highlights
  • Schedule and manage payments
  • View payment history
  • Upload forms securely
  • Access tax information
  • Secure account access
  • Messaging capabilities
Features
Read full description

Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.

About

Rechtful

Features
Read full description

Rechtful helps you discover and organize consumer-rights opportunities in one place. Explore information related to class actions, data breaches, merchant refunds, settlements, arbitration options, and other consumer issues. Review available opportunities, understand possible next steps, and keep important claim information organized. KEY FEATURES • Discover consumer opportunities Browse class actions, breach settlements, merchant issues, refund opportunities, and arbitration-related information. • Monitor data breaches Review breach alerts, exposed-data details, eligibility information, potential settlements, and important deadlines. • Track claims Organize active claims, monitor their status, review upcoming deadlines, and keep relevant details together. • Review merchant issues Explore refund and dispute information, merchant insights, estimated savings, and possible actions. • Get recommended next steps See practical actions based on the information available, including contacting a merchant, reviewing eligibility, filing a dispute, or learning about arbitration options. • Stay organized Keep consumer-rights information, claims, alerts, and opportunities accessible from one streamlined dashboard. IMPORTANT INFORMATION Rechtful provides general informational tools related to consumer savings, claims, settlements, class actions, data breaches, arbitration, and similar opportunities. Rechtful is not a law firm, financial adviser, settlement administrator, credit bureau, or government agency. Nothing in the app constitutes legal, financial, tax, credit, or professional advice. Eligibility, deadlines, payment amounts, savings estimates, claim acceptance, and outcomes may change. Always review official notices, claim forms, merchant policies, settlement websites, and applicable agreements before taking action. Privacy Policy: https://rechtful.com/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MOHELA4 screens
Rechtful4 screens

Verdict

The call

The clearest difference is in-app purchases: MOHELA at none against Rechtful's 1. Rechtful's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rechtful sells 1 in-app purchase, starting at $9.99 per month. MOHELA asks for nothing beyond the download.

UpkeepUpdate frequency

MOHELA ships an update every 2 months, Rechtful every 2 weeks. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
MOHELA versus Rechtful: the parameters behind the verdict, then further details
ParameterMOHELARechtful
PriceFreeFree
Rating4.6 (47K ratings) — better—
Positive reviews26.1% of reviews—
Number of ratings47K — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size52 MB3 MB
Age rating4+4+
DeveloperMissouri Higher Education Loan AuthorityOluwadare Ogunyinka

Bugs and requests

MOHELA

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Saved bank account information being deleted
  • Face ID/biometric login not working consistently
  • Confusing error messages and navigation

Requested features

4 requests
  • Ability to apply payments directly to principal
  • Option to view payment history and loan details within the app
  • Improved notification system to keep users informed
  • Integration of website features into the mobile app

Rechtful

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MOHELA

No in-app purchases

1 purchases

Rechtful

Subscriptions1
  • Rechtful Elite Monthly$9.991 Month

Questions

Is MOHELA free?
MOHELA is free to download, with no in-app purchases.
Is Rechtful free?
Rechtful is free to download, with in-app purchases available.
Do MOHELA or Rechtful have ads?
Neither MOHELA nor Rechtful shows ads.
Which is updated more often, MOHELA or Rechtful?
MOHELA ships an update every 2 months, and Rechtful every 2 weeks. Most recently, MOHELA was updated on October 31, 2026 and Rechtful on October 24, 2026.

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