Comparison

MOHELA vs Zen Audit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOHELA

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Highlights
  • Schedule and manage payments
  • View payment history
  • Upload forms securely
  • Access tax information
  • Secure account access
  • Messaging capabilities
Features
Read full description

Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.

About

Zen Audit

This app helps self-employed individuals track business expenses, log mileage, and organize financials using AI. It simplifies tax preparation by categorizing spending and providing reports for Schedule C filing.

Highlights
  • AI receipt scanning and categorization
  • Bank statement OCR for transaction logging
  • Business mileage tracking
  • Live financial dashboard and KPI reports
  • Job and cash expense organizer
  • Easy export for tax filing
Features
Read full description

Zen Audit – Stress-Free Tax & Expense Tracking for Self-Employed Professionals Are you a freelancer, independent contractor, side hustler, or gig worker? Take the headache out of tax season and keep more of your hard-earned money. Zen Audit is the ultimate financial companion designed to track every business expense, log every mile, and maximize your tax deductions with zero stress. Stop hoarding faded paper receipts or spending hours on manual spreadsheet data entry. Zen Audit utilizes cutting-edge AI technology to scan, organize, and categorize your business financials in seconds. KEY FEATURES Smart AI Receipt Scanner Just point, shoot, and let our advanced AI do the work. Instantly extracts the merchant, date, amount, tax, and notes. Automatically categorizes expenses into IRS-approved categories (Meals, Supplies, Software, and more) so you're ready for Schedule C filing. Bank Statement Scanner (OCR) Have a month (or a year) of paper statements you need to log? Take a photo or upload your bank statements. Our high-fidelity parser extracts dozens of transactions simultaneously, converting them into categorized digital logs instantly. Business Mileage Tracker Every mile driven is money saved. Log your business trips and fuel stops to claim your standard IRS mileage rate (67 cents/mile for 2024). View your estimated tax savings in real-time on our clean dashboard. Live Dashboard & KPI Reports Get a crystal-clear picture of your net profitability, total revenue, and total expenses. View automatic spending breakdowns, tax savings summaries, and ready-to-export Schedule C categories. Job & Cash Expense Organizer Track your daily jobs, client gigs, and log cash expenses alongside digital bank records. Color-code your calendar events to keep work, mileage, and cash flow organized chronologically. WHO IS ZEN AUDIT FOR? Zen Audit is tailor-made for self-employed individuals, including: Gig Economy Workers: Uber, Lyft, DoorDash, Instacart drivers, and couriers. Freelancers & Creatives: Designers, writers, developers, photographers, and consultants. Real Estate & Service Providers: Agents, brokers, handymen, cleaners, and contractors. E-Commerce & Side Hustlers: Etsy sellers, eBay merchants, and weekend creators. WHY CHOOSE ZEN AUDIT? Privacy-First: Your financial data and scanned documents are securely processed and protected. Modern Dark UI: Beautiful, clutter-free user interface designed for fast logging on the go. Easy Exports: Export formatted reports in seconds to hand over to your CPA or upload directly to TurboTax/H&R Block. Zero Bloat: Just the tools you need—no complicated accounting lingo, no unnecessary tabs. Download Zen Audit today and experience financial peace of mind. Audit-proof your business, discover hidden tax write-offs, and file your taxes with absolute confidence! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MOHELA4 screens
Zen Audit4 screens

Verdict

The call

The clearest difference is in-app purchases: MOHELA at none against Zen Audit's 1. MOHELA also leads on ratings volume (47K vs 1). Zen Audit's advantage is rating (5.0 vs 4.6). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zen Audit sells 1 in-app purchase, starting at $29.99 per year. MOHELA asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Zen Audit holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
MOHELA versus Zen Audit: the parameters behind the verdict, then further details
ParameterMOHELAZen Audit
PriceFreeFree
Rating4.6 (47K ratings)5.0 (1 ratings) — better
Positive reviews26.1% of reviews—
Number of ratings47K — better1
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size52 MB68 MB
Age rating4+4+
DeveloperMissouri Higher Education Loan AuthorityOlajide Ogundipe Jr

Customer experience

MOHELA

All ratings46,734 ratings
Positive90.8%
Neutral2.3%
Negative6.9%
Written reviews153 reviews
Positive26.1%
Neutral3.9%
Negative69.9%

Zen Audit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MOHELA

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Saved bank account information being deleted
  • Face ID/biometric login not working consistently
  • Confusing error messages and navigation

Requested features

4 requests
  • Ability to apply payments directly to principal
  • Option to view payment history and loan details within the app
  • Improved notification system to keep users informed
  • Integration of website features into the mobile app

Zen Audit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MOHELA

No in-app purchases

1 purchases

Zen Audit

Subscriptions1
  • Zen Audit Yearly Plan$29.991 Year

Questions

Is MOHELA free?
MOHELA is free to download, with no in-app purchases.
Is Zen Audit free?
Zen Audit is free to download, with in-app purchases available.
Which has better reviews, MOHELA or Zen Audit?
Zen Audit is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while Zen Audit averages 5.0 from 1 ratings.
Do MOHELA or Zen Audit have ads?
Neither MOHELA nor Zen Audit shows ads.

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