Comparison

NBF Direct App vs Hesabi AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBF Direct App

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

Highlights
  • Enhanced dashboard for account overview
  • Password-less biometric login
  • Secure funds transfers (domestic & international)
  • Utility bill payments
  • Credit card management and spending tracking
  • Beneficiary management
  • Loan deferment requests
Features
Read full description

Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.

About

Hesabi AI

Features
Read full description

Hesabi brings all your UAE bank accounts into one clear dashboard. Connect your bank alert emails and Hesabi automatically extracts and organizes every transaction - no manual entry, no spreadsheets. FREE, FOR EVERYONE - All your accounts and balances in a single total, updated from your bank notifications - Transactions automatically categorized, with personal and business accounts kept separate - A financial health score based on your real habits - Salary-cycle budgeting built around how you actually get paid - A smart daily spending cap so you always know what is safe to spend - A 7-day spending forecast on your dashboard - Ask Hesabi: 3 AI questions a day about your money (Can I afford this? What did I spend on dining?) - Optional on-device AI mode for private, offline answers INCLUDED WITH A HESABI PREMIUM OR PRO SUBSCRIPTION (auto-renewable, purchased in the app) - Month projection, balance history, spending trend, category breakdown, budget progress and expected income widgets - A personal AI advisor with advice for the day, the week and the month, plus projections that follow your salary cycle - More Ask Hesabi questions: 25 a day with Premium, 100 a day with Pro - Pro also adds multiple accounts in one profile, custom period reports, CSV transaction export and AI re-categorization PLANS AND PRICING - HESABI Premium: AED 49 per month or AED 399 per year, with a 7-day free trial - HESABI Pro: AED 99 per month or AED 799 per year Payment is charged to your Apple Account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and can be managed or cancelled in your App Store account settings. Everything else in Hesabi stays free. BUILT FOR THE UAE - AED-first and salary-cycle aware - Works with UAE banks through your bank notification emails - Your data stays yours: bank email access is read-only, and your data is never sold or used to train third-party models - Delete your account and all data anytime, right in the app Hesabi reads only your bank notification emails to extract transactions. We never see your passwords and can never move your money. TERMS AND PRIVACY - Terms of Use (EULA): https://www.hesabi.ai/terms - Privacy Policy: https://www.hesabi.ai/privacy

Screenshots

NBF Direct App4 screens
Hesabi AI4 screens

Verdict

The call

The clearest difference is update cadence: Hesabi AI at every 2 weeks against NBF Direct App's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NBF Direct App ships an update monthly, Hesabi AI every 2 weeks. The most recent releases landed on September 7, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
NBF Direct App versus Hesabi AI: the parameters behind the verdict, then further details
ParameterNBF Direct AppHesabi AI
PriceFreeFree
Rating4.4 (141 ratings) — better
Positive reviews28.6% of reviews
Number of ratings141 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size279 MB62 MB
Age rating4+4+
DeveloperNational Bank of FujairahAli Aldhaheri

In-app purchases

None

NBF Direct App

No in-app purchases

None

Hesabi AI

No in-app purchases

Questions

Is NBF Direct App free?
NBF Direct App is free to download, with no in-app purchases.
Is Hesabi AI free?
Hesabi AI is free to download, with no in-app purchases.
Do NBF Direct App or Hesabi AI have ads?
Neither NBF Direct App nor Hesabi AI shows ads.
Which is updated more often, NBF Direct App or Hesabi AI?
NBF Direct App ships an update monthly, and Hesabi AI every 2 weeks. Most recently, NBF Direct App was updated on September 7, 2026 and Hesabi AI on September 10, 2026.

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