Absa Banking vs Mo Finans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Absa Banking
Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.
- Approve/reject transactions
- Facial biometrics security
- Virtual assistant (Abby)
- Instant payments (PayShap)
- Card management (lock/replace)
- Cardless ATM withdrawals
- Prepaid airtime/data/electricity
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Discover why millions choose the award-winning Absa Banking App for secure, simple and convenient banking 24/7. Whether you’re paying, saving, borrowing or managing your money, the Absa Banking App gives you the tools to bank with confidence, wherever life takes you. Get started in minutes - Open an account without visiting a branch. - Apply for products like credit cards, loans, insurance and more. - Access more banking solutions as your needs grow. Manage your money with confidence - View and manage all your accounts in one place. - Increase your credit card limit or apply for an overdraft. - Adjust your banking and card limits whenever you need to. - Monitor your credit score for free with Credit Coach. - Grow your savings with Savings Coach. Payments at your fingertips - Fast payments with PayShap. - Send money with CashSend. - Make international payments with Global Pay and more. - Use Pay@ or EasyPay to pay your bills on time. - Buy digital vouchers in seconds. Bank securely - Lock, unlock or replace your card in just a few taps. - Approve or reject transactions instantly. - Pay securely with your Virtual Card or your phone. - Protect your account with facial biometrics. -Enjoy added peace of mind with Digital Fraud Warranty. More reasons to love the App - Book flights and accommodation with exclusive discounts. - Earn real cash back with Absa Rewards. - Chat to Abby, your virtual banking assistant. - Reverse unauthorised debit orders. - Play Lotto & Powerball
Mo Finans
Manage your Cim Finance accounts securely and conveniently. View account details, payment history, and credit card information. Make payments, access loan simulators, and stay updated with the latest news and tips.
- View account and agreement details
- Track payment history and outstanding balances
- Manage credit card information
- Make instalment payments
- Access loan simulator
- Locate nearest branches
- Enhanced security features
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Mo Finans by Cim Finance is a user-friendly app that gives you a secured access to your Cim Finance account(s), anytime, anywhere. Simple, fast and easy to use, Mo Finans brings your customer experience to a completely new level. You just need to log in with your National Identity Card (NIC) and your phone number (registered with Cim Finance) and create your personalised MPIN authentication for future log ins. If you have recently changed your phone number, kindly contact our team on -203 6800 to update your information. Find out more on the features of the Mo Finans Mobile App: 1. Accounts • view all your accounts and agreement details • view your product details • view your payment history • view your instalment amount, arrears if any and outstanding balance. • Manage quick links on dashboard • View Cim Finance products and services • Access to Loan Simulator 2. Payments • pay your monthly instalment and customise your amounts if required • choose your preferred payment option: MasterCard or Visa cards, Internet Banking or any Banking Apps. • download your transaction receipt • view your payment transaction status • view your payment details 3. Credit cards • view credit limit & credit card limit used in % • view your outstanding balance • view your amount due, minimum due and arrears if any • download your credit card statement • register for e-statements 4. Profile • Change your MPin 5. Stay informed • get the latest news on Cim Finance • receive useful tips • locate our nearest branch and counter with our Locate us tool • View Cim Finance products and services 6. Security • initial Log-in with your NIC and phone number • enhanced security with the One-Time-Password (OTP) • MPIN authentication • NIC number scanning facility • Biometric password setup For more information, kindly contact us on 2036800
Screenshots
Verdict
The clearest difference is review sentiment: Absa Banking at 45% against Mo Finans's 0%. Absa Banking also leads on rating (4.7 vs 2.7) and update cadence (every 9 days vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Absa Banking holds the better App Store score, 4.7 against 2.7. That said, the two scores are not equally well evidenced: Absa Banking has 5.3K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 45% of Absa Banking's written reviews are positive against 0% of Mo Finans's.
Absa Banking ships an update every 9 days, Mo Finans every 3 months. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.
| Parameter | Absa Banking | Mo Finans |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5.3K ratings) — better | 2.7 (6 ratings) |
| Positive reviews | 45.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 5.3K — better | 6 |
| Update frequency | Every 9 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 408 MB | 195 MB |
| Age rating | 17+ | 4+ |
| Developer | Absa Bank Limited | Cim Finance Ltd |
Customer experience
Absa Banking
Mo Finans
Bugs and requests
Absa Banking
Reported bugs
4 issues- Login issues after device migration
- Incorrect payment references and confirmations
- Inability to access certain account types
- Timezone-related date/time issues
Requested features
4 requests- Ability to edit recurring payments
- Option to view credit card balance
- Improved transaction history and reporting
- Geo-payment feature like other banks
Mo Finans
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Absa Banking
No in-app purchases
Mo Finans
No in-app purchases
