Comparison

Absa Banking vs GCB Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Absa Banking

Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.

Highlights
  • Approve/reject transactions
  • Facial biometrics security
  • Virtual assistant (Abby)
  • Instant payments (PayShap)
  • Card management (lock/replace)
  • Cardless ATM withdrawals
  • Prepaid airtime/data/electricity
Features
Read full description

Discover why millions choose the award-winning Absa Banking App for secure, simple and convenient banking 24/7. Whether you’re paying, saving, borrowing or managing your money, the Absa Banking App gives you the tools to bank with confidence, wherever life takes you. Get started in minutes - Open an account without visiting a branch. - Apply for products like credit cards, loans, insurance and more. - Access more banking solutions as your needs grow. Manage your money with confidence - View and manage all your accounts in one place. - Increase your credit card limit or apply for an overdraft. - Adjust your banking and card limits whenever you need to. - Monitor your credit score for free with Credit Coach. - Grow your savings with Savings Coach. Payments at your fingertips - Fast payments with PayShap. - Send money with CashSend. - Make international payments with Global Pay and more. - Use Pay@ or EasyPay to pay your bills on time. - Buy digital vouchers in seconds. Bank securely - Lock, unlock or replace your card in just a few taps. - Approve or reject transactions instantly. - Pay securely with your Virtual Card or your phone. - Protect your account with facial biometrics. -Enjoy added peace of mind with Digital Fraud Warranty. More reasons to love the App - Book flights and accommodation with exclusive discounts. - Earn real cash back with Absa Rewards. - Chat to Abby, your virtual banking assistant. - Reverse unauthorised debit orders. - Play Lotto & Powerball

About

GCB Mobile App

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

Highlights
  • Biometric profile security
  • Bill payments (including ECG)
  • Invest in Term Deposits
  • Open Instant accounts
  • Self-service options
  • Card requests
  • Customizable themes
Read full description

"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."

Screenshots

Absa Banking4 screens
GCB Mobile App4 screens

Verdict

The call

The clearest difference is rating: Absa Banking at 4.7 against GCB Mobile App's 3.4. Absa Banking also leads on review sentiment (44% vs 9%) and update cadence (every 9 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Absa Banking holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Absa Banking has 5.2K ratings behind it against 344, so its average is the more settled of the two. Written reviews point the same way: 44% of Absa Banking's written reviews are positive against 9% of GCB Mobile App's.

UpkeepUpdate frequency

Absa Banking ships an update every 9 days, GCB Mobile App every 2 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Absa Banking versus GCB Mobile App: the parameters behind the verdict, then further details
ParameterAbsa BankingGCB Mobile App
PriceFreeFree
Rating4.7 (5.2K ratings) — better3.4 (344 ratings)
Positive reviews43.8% of reviews — better8.6% of reviews
Number of ratings5.2K — better344
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.2 — better
Further details — not scored
Size408 MB59 MB
Age rating17+4+
DeveloperAbsa Bank LimitedGCB Bank PLC

Customer experience

Absa Banking

All ratings5,166 ratings
Positive93.7%
Neutral2.6%
Negative3.7%
Written reviews178 reviews
Positive43.8%
Neutral5.1%
Negative51.1%

GCB Mobile App

All ratings283 ratings
Positive54.8%
Neutral8.5%
Negative36.7%
Written reviews58 reviews
Positive8.6%
Neutral3.4%
Negative87.9%

User reviews

Absa Banking

From 5.2K App Store ratings

What we love

  • 🚀 Seamless app experience
  • 🔒 Secure banking
  • 👍 User-friendly interface
  • 💡 Convenient features (e.g. airtime, data purchases)

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Difficult to access account details
  • 🤔 Confusing verification process
  • 🚫 Lack of support for older devices

GCB Mobile App

From 344 App Store ratings

What we love

  • 👍 Superb Interface
  • 👍 Seamless and user friendly
  • 👍 Excellent app for perfect banking

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Transactions not reflecting
  • 🐛 Mobile money transactions failing
  • 🐛 Registration process errors
  • 🐛 Poor customer support response

Bugs and requests

Absa Banking

Reported bugs

4 issues
  • Login issues after device migration
  • Incorrect payment references and confirmations
  • Inability to access certain account types
  • Timezone-related date/time issues

Requested features

4 requests
  • Ability to edit recurring payments
  • Option to view credit card balance
  • Improved transaction history and reporting
  • Geo-payment feature like other banks

GCB Mobile App

Reported bugs

32 issues
  • Photo upload fails during registration
  • Mobile money transactions not going through
  • App doesn't allow linking of account
  • Standing order feature crashes when hitting frequency tab
  • Messages sent to customer support go unanswered for weeks
Show 27 more
  • Deposits from mobile money to bank account do not reflect, but money is debited
  • Virtual cards lost after update, and requesting new ones doesn't work
  • Email validation errors during registration
  • OTP not received via SMS or email
  • Money deposited does not reflect in the app
  • Cannot receive billing address for online payment
  • ATM card blocking is not functional
  • Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
  • Online transactions don't go through, requiring a bank visit
  • Deposited money is taken without crediting the bank wallet
  • Mistakenly transferred money to virtual card cannot be reversed without bank visit
  • Error when trying to create an account with readycash card
  • App does not open after a new update
  • App not showing on home screen after download
  • Connection could not be established error
  • Money transferred on Friday not reflected by Monday
  • Payment fails and money is deducted, support is unhelpful
  • Registration process stuck after selfie, no details to review, invalid account number error
  • App crashes all the time
  • Cannot proceed with account creation without Ghana number, needs email verification option
  • Mobile money to account transfer deducted but not received, customer support unable to help
  • Deposits hang for over two weeks
  • App crashes during registration
  • Investment section not working well
  • App doesn't work
  • Scan app gives errors and excuses
  • Sending money results in 'try again later' error

Requested features

3 requests
  • Allow personal record updates (contacts, address) without visiting the bank
  • Allow email verification for account creation
  • Bring back the old version or fix the new one

In-app purchases

None

Absa Banking

No in-app purchases

None

GCB Mobile App

No in-app purchases

Questions

Is Absa Banking free?
Absa Banking is free to download, with no in-app purchases.
Is GCB Mobile App free?
GCB Mobile App is free to download, with no in-app purchases.
Which has better reviews, Absa Banking or GCB Mobile App?
Absa Banking is rated higher. Absa Banking averages 4.7 out of 5 from 5.2K ratings, while GCB Mobile App averages 3.4 from 344 ratings.
Do Absa Banking or GCB Mobile App have ads?
Neither Absa Banking nor GCB Mobile App shows ads.
Which is updated more often, Absa Banking or GCB Mobile App?
Absa Banking ships an update every 9 days, and GCB Mobile App every 2 months. Most recently, Absa Banking was updated on September 22, 2026 and GCB Mobile App on September 21, 2026.

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