Comparison

IC Wealth vs GCB Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IC Wealth

Invest in Ghana stocks, mutual funds, and Treasury bills from your phone. Set savings goals, build diversified portfolios, and track your money's growth. Securely fund your account and manage your investments for various life goals.

Highlights
  • Create and track savings goals
  • Invest in Ghana Stock Exchange equities
  • Trade Treasury bills and fixed income
  • Access mutual funds (Liquidity, Commodities)
  • Investment calculator
  • Auto-invest functionality
  • Fund account with Mobile Money
Features
Read full description

Grow your wealth, your way. IC Wealth brings Ghana stocks, mutual funds and Treasury bills together in one investment app, so you can save, invest and track your money from your phone. Whether you're building an emergency fund, saving for school fees, buying a home or planning for retirement, IC Wealth helps you set a goal, choose the right mix of investments and stay on track. SAVE AND INVEST FOR EVERY GOAL • Create savings goals with a target amount and date • Get a recommended monthly amount to reach your target on time • See when a goal needs attention and adjust it in a tap • Build a mixed portfolio across funds, T-bills, commodities and stocks, matched to your risk profile TRADE STOCKS ON THE GHANA STOCK EXCHANGE • Invest in 30+ equities listed on the GSE • Compare shares side by side: YTD return, P/E ratio, dividend yield and 52-week range • Follow top investor watchlists and see what others are buying • Create your own watchlists and track their performance TREASURY BILLS AND FIXED INCOME • Invest in 91-day, 182-day and 364-day Treasury bills • Choose what happens at maturity: get paid, roll over or move into the IC Liquidity Fund MUTUAL FUNDS • IC Liquidity Fund: a low-risk fund to grow your cash • IC Core Commodities Fund: a high-risk fund that diversifies your portfolio with commodities SEE HOW YOUR MONEY CAN GROW • Use the investment calculator to see what investing monthly could add up to over time • Set up auto-invest so your money works for you every month • Adjust your plan anytime FAST, SIMPLE AND SECURE • Fund your account with MTN Mobile Money • Track your full portfolio, gains and history in one dashboard • Secure account verification with your Ghana Card • International stocks from US and global markets coming soon IC Wealth is brought to you by IC Group. Regulated by SEC Ghana. Download IC Wealth and start investing in Ghana stocks, T-bills and mutual funds today. Investments carry risk. The value of your investment can go down as well as up, and past performance does not guarantee future results.

About

GCB Mobile App

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

Highlights
  • Biometric profile security
  • Bill payments (including ECG)
  • Invest in Term Deposits
  • Open Instant accounts
  • Self-service options
  • Card requests
  • Customizable themes
Read full description

"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."

Screenshots

IC Wealth4 screens
GCB Mobile App4 screens

Verdict

The call

The clearest difference is rating: GCB Mobile App at 3.4 against IC Wealth's 3.0. GCB Mobile App also leads on ratings volume (377 vs 108). IC Wealth's advantage is update cadence (every 4 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GCB Mobile App holds the better App Store score, 3.4 against 3.0. Both are backed by a comparable volume of ratings — 108 and 377 respectively. Written reviews complicate that: 12% of IC Wealth's written reviews are positive against 9% of GCB Mobile App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

IC Wealth ships an update every 4 weeks, GCB Mobile App every 2 months. Both last shipped on November 12, 2026.

Scorecard3 real differences · 7 level
IC Wealth versus GCB Mobile App: the parameters behind the verdict, then further details
ParameterIC WealthGCB Mobile App
PriceFreeFree
Rating3.0 (108 ratings)3.4 (377 ratings) — better
Positive reviews12.2% of reviews — better8.6% of reviews
Number of ratings108377 — better
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5 — better16.0
Further details — not scored
Size115 MB49 MB
Age rating17+4+
DeveloperIC GROUP LIMITEDGCB Bank PLC

Customer experience

IC Wealth

All ratings108 ratings
Positive45.4%
Neutral10.2%
Negative44.4%
Written reviews41 reviews
Positive12.2%
Neutral9.8%
Negative78.0%

GCB Mobile App

All ratings283 ratings
Positive54.8%
Neutral8.5%
Negative36.7%
Written reviews58 reviews
Positive8.6%
Neutral3.4%
Negative87.9%

Bugs and requests

IC Wealth

Not enough reviews yet to summarise bugs or requests.

GCB Mobile App

Reported bugs

32 issues
  • Photo upload fails during registration
  • Mobile money transactions not going through
  • App doesn't allow linking of account
  • Standing order feature crashes when hitting frequency tab
  • Messages sent to customer support go unanswered for weeks
Show 27 more
  • Deposits from mobile money to bank account do not reflect, but money is debited
  • Virtual cards lost after update, and requesting new ones doesn't work
  • Email validation errors during registration
  • OTP not received via SMS or email
  • Money deposited does not reflect in the app
  • Cannot receive billing address for online payment
  • ATM card blocking is not functional
  • Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
  • Online transactions don't go through, requiring a bank visit
  • Deposited money is taken without crediting the bank wallet
  • Mistakenly transferred money to virtual card cannot be reversed without bank visit
  • Error when trying to create an account with readycash card
  • App does not open after a new update
  • App not showing on home screen after download
  • Connection could not be established error
  • Money transferred on Friday not reflected by Monday
  • Payment fails and money is deducted, support is unhelpful
  • Registration process stuck after selfie, no details to review, invalid account number error
  • App crashes all the time
  • Cannot proceed with account creation without Ghana number, needs email verification option
  • Mobile money to account transfer deducted but not received, customer support unable to help
  • Deposits hang for over two weeks
  • App crashes during registration
  • Investment section not working well
  • App doesn't work
  • Scan app gives errors and excuses
  • Sending money results in 'try again later' error

Requested features

3 requests
  • Allow personal record updates (contacts, address) without visiting the bank
  • Allow email verification for account creation
  • Bring back the old version or fix the new one

In-app purchases

None

IC Wealth

No in-app purchases

None

GCB Mobile App

No in-app purchases

Questions

Is IC Wealth free?
IC Wealth is free to download, with no in-app purchases.
Is GCB Mobile App free?
GCB Mobile App is free to download, with no in-app purchases.
Which has better reviews, IC Wealth or GCB Mobile App?
GCB Mobile App is rated higher. IC Wealth averages 3.0 out of 5 from 108 ratings, while GCB Mobile App averages 3.4 from 377 ratings.
Do IC Wealth or GCB Mobile App have ads?
Neither IC Wealth nor GCB Mobile App shows ads.
Which is updated more often, IC Wealth or GCB Mobile App?
IC Wealth ships an update every 4 weeks, and GCB Mobile App every 2 months. Most recently, IC Wealth was updated on November 12, 2026 and GCB Mobile App on November 12, 2026.

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