Comparison

SUMUT Mobile vs myBCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMUT Mobile

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

Highlights
  • Fund transfers (internal and external)
  • Bill payments (utilities, cable, etc.)
  • Mobile prepaid top-ups
  • Balance inquiry
  • Transaction history
  • Favorite transaction saving
  • Multiple connection types (USSD, SMS, Data)
Features
Read full description

Panduan Untuk Pengaturan Channel Data Dapat Diunduh Disini : https://drive.google.com/open?id=1Y8HGpddn_2a7UlA0KIKIPHRbPtDG8caQ Sumut Mobile is an application provided by Bank Sumut which can conduct banking transactions can be done anywhere and anytime using your cell phone easily It is protect with access code to gain access and using dynamic PIN for transaction authentication. Sumut Mobile Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, transfer to another Bank Sumut account. Using this app can save your payment, reload or transfer list as favorite transaction so in the next transaction you just choose the favorite and begin transaction. To use the application, you have to be a registered-user. You can simply do the registration process through any Bank Sumut Branches. As a non-financial registered user, you can only conduct non-financial transaction such as : 1. Balance inquiry 2. Last historical transaction As financial registered user, you can conduct all non-financial transaction and also these following financial transactions : 1. Fund Transfer (Internal and External) 2. Telkom dan Halo Billing Payment 3. TV Cable Billing Payments (Indovision, Transvision, Aora TV, Big TV, MNC Play) 4. Simpati, AS dan XL Prepaid Purchase 5. PDAM Tirtanadi, PDAM Tirtabulian, PDAM Tirtauli Billing Payment 6. Other Payment (Indihome, BPJS Kesehatan, etc) This app serves two type of connections which are USSD, SMS and Data Connection. You can switch it from Menu 'Connection Setting' For futher information ,please contact Bank Sumut Call at 14002 or (061) - 4145112 using your cell phone ** SMS Charges are depend on your cellucar provider for SMS OTP

About

myBCA

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Highlights
  • Domestic & International Transfers
  • Bill Payments
  • QRIS Payments
  • Cardless Cash Withdrawals
  • Foreign Currency Savings
  • Investment Options
  • Transaction History
Features
Read full description

From open BCA account online, transfer money online, paying bills, to managing investments — everything is accessible from just one app. myBCA is here to simplify your digital banking needs all in one place. With just one BCA ID, your financial transactions can be done anytime, anywhere. Main Features: 1. Domestic & International Transfers Send money to fellow BCA users, other banks, virtual accounts, or top up e-wallets like OVO, DANA, and more. Easily transfer foreign currencies with competitive exchange rates. Perfect for personal or business transfers — a powerful foreign exchange app. 2. Complete Bill & Daily Payment Services Pay electricity, water, internet, vehicle tax, education fees, and even credit card installments — all from within the app. 3. Practical QRIS Payments Make payments by scanning QRIS codes. Works across Indonesia, Thailand, Singapore, and Malaysia. 4. Cardless Cash Withdrawals Forgot your wallet? No problem. Use the cardless feature in myBCA to deposit or withdraw cash at any BCA ATM. 5. Fast & Secure Login Anywhere Access the app quickly and securely using fingerprint or Face ID — no need to enter your PIN repeatedly. 6. Online Foreign Currency Savings Buy and save in foreign currencies with the Poket Valas feature. Choose from up to 17 currencies, available 24/7 with great exchange rates. Ideal for business, travel, or long-term investing. Use your BCA Mastercard debit card abroad with no conversion hassle. 7. Curated Investments from Rp10,000 Start investing from just Rp10,000 with access to mutual funds and bonds. Safe, curated, and built around your investment goals — all accessible via mobile. It’s your digital account opening app for investing. 8. Financial Diary & Transaction History Track your daily expenses using Financial Diary and view your transaction history all the way back to 2016 — across all accounts in one dashboard. 9. Multi-Platform Access Access myBCA via the mobile app or web browser. Flexible and secure across devices. 10. Exclusive Features for Priority Customers Enjoy exclusive offers and services for Priority and Solitaire customers — including lifestyle, health, and travel benefits. Download myBCA Now! Download myBCA and enjoy seamless banking right from your fingertips Perfect for those looking to open BCA account online, save in foreign currencies, invest, or just pay electricity bills from home All your transactions — one app. Faster, safer, and hassle-free! #myBCA #OpenBankAccountOnlineFree #TransferUang #QRIS #TopUpEwallet #ForeignExchangeApp #OnlineInvestment #DigitalBanking #BankNewAccountOpeningOnline #myBCAPayLater

Screenshots

SUMUT Mobile3 screens
myBCA4 screens

Verdict

The call

The clearest difference is rating: myBCA at 3.6 against SUMUT Mobile's 2.3. myBCA also leads on review sentiment (22% vs 0%) and ratings volume (65 vs 3). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myBCA holds the better App Store score, 3.6 against 2.3. That said, the two scores are not equally well evidenced: myBCA has 65 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 22% of myBCA's.

UpkeepUpdate frequency

SUMUT Mobile ships an update every 2 weeks, myBCA every 3 weeks. Both last shipped on November 2, 2026.

Scorecard4 real differences · 6 level
SUMUT Mobile versus myBCA: the parameters behind the verdict, then further details
ParameterSUMUT MobilemyBCA
PriceFreeFree
Rating2.3 (3 ratings)3.6 (65 ratings) — better
Positive reviews0.0% of reviews22.2% of reviews — better
Number of ratings365 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPod, Apple Watch
Requires iOS13.0 — better15.0
Further details — not scored
Size89 MB717 MB
Age rating4+17+
DeveloperPT. Bank SumutPT. Bank Central Asia Tbk

Customer experience

SUMUT Mobile

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

myBCA

All ratings64 ratings
Positive60.9%
Neutral14.1%
Negative25.0%
Written reviews54 reviews
Positive22.2%
Neutral22.2%
Negative55.6%

In-app purchases

None

SUMUT Mobile

No in-app purchases

None

myBCA

No in-app purchases

Questions

Is SUMUT Mobile free?
SUMUT Mobile is free to download, with no in-app purchases.
Is myBCA free?
myBCA is free to download, with no in-app purchases.
Which has better reviews, SUMUT Mobile or myBCA?
myBCA is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while myBCA averages 3.6 from 65 ratings.
Do SUMUT Mobile or myBCA have ads?
Neither SUMUT Mobile nor myBCA shows ads.
Which is updated more often, SUMUT Mobile or myBCA?
SUMUT Mobile ships an update every 2 weeks, and myBCA every 3 weeks. Most recently, SUMUT Mobile was updated on November 2, 2026 and myBCA on November 2, 2026.

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