Comparison

MPay澳門錢包 vs 螞蟻銀行(香港)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay澳門錢包

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

Highlights
  • One-stop payment solution
  • Online and offline transactions
  • Easy payment experience
  • Safe payment experience
  • Fast payment experience
  • Technological advancement
Read full description

MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen

About

螞蟻銀行(香港)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

Highlights
  • Quick account opening
  • High-interest savings accounts
  • Investment account opening
  • Online insurance management
  • Personal and installment loans
  • Easy fund transfers
  • 24/7 customer support
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Ant Bank (Hong Kong) is a digital bank wholly owned by Ant International and serve as the official partner of AlipayHK and Alipay. We strive to bring you simple, fast, secure, and professional banking services, making financial management more accessible and offering you a truly unique banking experience. • Quick account opening Open your account in 1 minute* • eM+ Account Enjoys High Interest No minimum deposit requirement, and let your idle funds earn daily interest • Protected savings As a member of the Hong Kong Deposit Protection Scheme, eligible deposits (up to HKD 800,000 per depositor) taken by us are protected. • Take control of your time deposits With a minimal amount of just HK$1, you can effortlessly make withdrawals while enjoying stable deposit returns • Open Investment Account quick as 1 minute Open a fund account in just 1 minute*. Subscribe from as low as HK$1 and the subscription fee low as HK$0! • Get insured anytime and anywhere through online platform. Learn about the product features online and easily manage your policies, making insurance management simpler and more efficient • Easy Financing Personal and Instalment Loan allow you to easily address any cash flow issues. Enjoy "Buy Now Pay Later" shopping experience at ease using Ant Bank PayLater • Transfers anytime, anywhere Transfers can be done easily with your mobile number, email address, bank account number or FPS ID. • Information security We protect your account and information using cutting-edge technology. • Customer support Customer support is just a quick chat or phone call away, available 24/7, all year round. Disclaimer: This App is provided by Ant Bank (Hong Kong) Limited ("Ant Bank"). This App and the products and services available through it are not intended for download or use by any person in any jurisdiction other than where Ant Bank is licensed to operate. This App is not and should not be regarded as an offer, solicitation, or recommendation to take up products and services to any person in any jurisdiction to whom such an offer, solicitation or recommendation would be unlawful. Investing involves risks. The value of investments and any income generated may rise or fall, and investors may not recover the full amount of their initial investment. Past performance is not indicative of future results. No responsibility is assumed for any loss incurred by any person acting on the information contained herein. This content is for reference purposes only and does not constitute a sales offer, invitation, or solicitation for any investment product or service, nor should it be regarded as any investment advice or guarantee of returns. Please consult independent professional advice if necessary. Insurance products are underwritten by third-party insurance companies and are only distributed through Ant Bank (Hong Kong) Limited as an agent in the Hong Kong. For detailed product features, terms, and conditions, please refer to the relevant product brochure and policy wording. Ant Bank (Hong Kong) Limited is a licensed insurance agent, holding licence number GA1061. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 1 minutes, without submitting any additional information. 1 minute is the fastest account opening time; actual processing time may vary depending on individual cases. Reminders about Responsible Borrowing - You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs. - You should have assessed your repayment ability and avoid over-borrowing. - You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank. To borrow or not to borrow? Borrow only if you can repay! In case you wish to enquire whether a third party is appointed by our Bank for referring loan application, please contact customer service hotline 2325 0303.

Screenshots

MPay澳門錢包4 screens
螞蟻銀行(香港)4 screens

Verdict

The call

The clearest difference is monetization model: MPay澳門錢包 at free against 螞蟻銀行(香港)'s free with in-app purchases. MPay澳門錢包 also leads on rating (3.1 vs 2.9) and ratings volume (40 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay澳門錢包 holds the better App Store score, 3.1 against 2.9. That said, the two scores are not equally well evidenced: MPay澳門錢包 has 40 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 49% of MPay澳門錢包's written reviews are positive against 50% of 螞蟻銀行(香港)'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
MPay澳門錢包 versus 螞蟻銀行(香港): the parameters behind the verdict, then further details
ParameterMPay澳門錢包螞蟻銀行(香港)
PriceFreeFree
Rating3.1 (40 ratings) — better2.9 (8 ratings)
Positive reviews48.7% of reviews50.0% of reviews — better
Number of ratings40 — better8
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size158 MB231 MB
Age rating4+4+
Developer澳門通股份有限公司 Macau Pass S.A.ANT BANK HONG KONG LIMITED

Customer experience

MPay澳門錢包

All ratings40 ratings
Positive47.5%
Neutral10.0%
Negative42.5%
Written reviews39 reviews
Positive48.7%
Neutral12.8%
Negative38.5%

螞蟻銀行(香港)

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

MPay澳門錢包

No in-app purchases

None

螞蟻銀行(香港)

No in-app purchases

Questions

Is MPay澳門錢包 free?
MPay澳門錢包 is free to download, with no in-app purchases.
Is 螞蟻銀行(香港) free?
螞蟻銀行(香港) is free to download, with no in-app purchases.
Which has better reviews, MPay澳門錢包 or 螞蟻銀行(香港)?
MPay澳門錢包 is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while 螞蟻銀行(香港) averages 2.9 from 8 ratings.
Do MPay澳門錢包 or 螞蟻銀行(香港) have ads?
Neither MPay澳門錢包 nor 螞蟻銀行(香港) shows ads.
Which is updated more often, MPay澳門錢包 or 螞蟻銀行(香港)?
MPay澳門錢包 ships an update monthly, and 螞蟻銀行(香港) monthly. Most recently, MPay澳門錢包 was updated on September 20, 2026 and 螞蟻銀行(香港) on September 18, 2026.

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