Paynet Wallet vs ECBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.
- Open payment accounts in Moldova and EU
- Virtual or physical Mastercard debit card
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card control features (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
- Free bank transfers via MIA Instant Payments
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
ECBank
Manage your banking needs with a simple and intuitive mobile app. Access all your bank products, track transactions, and make IBAN transfers easily. Enjoy a personalized interface and multi-language support.
- Intuitive and simple interface
- Flexible account management
- IBAN money transfers
- Multi-language support (Romanian, Russian, English)
- Customizable home screen widgets
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Bun venit în ECBank - banking de pe canapea Descoperă o experiență bancară simplă și intuitivă cu ECBank, aplicația mobilă de banking care îți ușurează viața. Cu ECBank, ai la îndemână toate produsele tale bancare, oriunde te-ai afla, la un click distanță! Puncte Cheie: Simplu, Sigur și Intuitiv: Încearcă și tu cel mai bun serviciu bancar cu o interfață simplă și prietenoasă. Alege ce vrei să vezi pe pagina principală anume tu, închizînd și deschizînd widget-uri pe placul tău. Gestionare Flexibilă a Conturilor: Administrează conturile cu ușurință, urmărește tranzacțiile și fii mereu la curent cu finanțele tale datorită aplicației. Transferuri IBAN: ECBank îți oferă posibilitatea să transferi bani către orice cont din țară. Accesibilitate: Bucură-te de interfețe adaptate pentru 3 limbi (română, rusă și engleză) Inovația Continuă: Rămâi cu ochii pe noi căci înainte te așteaptă încă multe lucruri utile și plăcute. ECBank își propune să îți ofere o experiență bancară unică și în continuă evoluție, cu funcționalități inovative și intuitive. Cum să Începi? Devino client ECB, descarcă aplicația și bucură-te de cel mai tare banking la distanță. ECBank - experiență simplă, mereu la îndemână Descarcă Acum
Screenshots
Verdict
The clearest difference is rating: ECBank at 5.0 against Paynet Wallet's 4.3. Paynet Wallet's advantage is ratings volume (21 vs 1) and update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ECBank holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Paynet Wallet has 21 ratings behind it against 1, so its average is the more settled of the two.
Paynet Wallet ships an update every 9 days, ECBank every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | Paynet Wallet | ECBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 21 — better | 1 |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 138 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | BANCA COMERCIALA EUROCREDITBANK, SA |
Customer experience
Paynet Wallet
ECBank
In-app purchases
Paynet Wallet
No in-app purchases
ECBank
No in-app purchases
