Comparison

UBA Internet Banking vs Remita

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Internet Banking

Access your bank accounts securely from your mobile device. This application provides on-the-go access to your internet banking services, making financial management convenient and safe.

Highlights
  • Mobile banking access
  • Secure transactions
  • On-the-go financial management
  • Access to internet banking platform
Features
Read full description

U-Direct Retail app is the mobile app version of U-Direct internet banking, offering easier and safer access to the U-Direct platform on the go

About

Remita

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

Highlights
  • Money transfers to Nigerian and African banks
  • Bill payments (electricity, TV, school fees)
  • Flight booking and comparison
  • Airtime and data top-up
  • Consolidated bank account view
  • Budgeting and expense tracking
  • Automated recurring payments
  • QR code payments
Features
Read full description

Send Money Anywhere: Transfer to all Nigerian banks, including microfinance banks and wallets, plus send to banks across Africa. Pay Bills Easily: Electricity, water, Pay TV, school fees, insurance, government agencies and more. Book Flights: Search, compare, book, and pay for local and international flights. Top Up Airtime & Data: Recharge for yourself, others, or multiple beneficiaries instantly. View All Your Accounts: See balances across all your profiled bank accounts on one screen. Budget & Track Expenses: Plan ahead and spend wisely. Recurring Payments: Never miss any time-bound payment again! Simply automate it with Remita. Split Bills: Super easy way to pull funds together for a common purpose-hangout, support for a friend, project, etc. Snap or Tap to Pay: Scan QR codes or tap to complete payments at shops, schools, restaurants, and more. Business Ready: Review and securely authorise payments for SME, businesses, SME, NGOs, faith institutions, governments and others on the go.

Screenshots

UBA Internet Banking4 screens
Remita4 screens

Verdict

The call

The clearest difference is rating: Remita at 3.1 against UBA Internet Banking's 2.6. Remita also leads on update cadence (every 5 days vs every 29 months). UBA Internet Banking's advantage is iOS requirement (8.1 vs 16.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Remita holds the better App Store score, 3.1 against 2.6. Both are backed by a comparable volume of ratings — 45 and 24 respectively. Written reviews point the same way: 0% of UBA Internet Banking's written reviews are positive against 7% of Remita's.

UpkeepUpdate frequency

UBA Internet Banking ships an update every 29 months, Remita every 5 days. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
UBA Internet Banking versus Remita: the parameters behind the verdict, then further details
ParameterUBA Internet BankingRemita
PriceFreeFree
Rating2.6 (45 ratings)3.1 (24 ratings) — better
Positive reviews0.0% of reviews6.7% of reviews — better
Number of ratings45 — better24
Update frequencyEvery 29 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS8.1 — better16.0
Further details — not scored
Size25 MB186 MB
Age rating17+4+
DeveloperUnited Bank For Africa PlcSystemspecs Limited

Customer experience

UBA Internet Banking

All ratings45 ratings
Positive37.8%
Neutral4.4%
Negative57.8%
Written reviews20 reviews
Positive0.0%
Neutral5.0%
Negative95.0%

Remita

All ratings23 ratings
Positive47.8%
Neutral8.7%
Negative43.5%
Written reviews15 reviews
Positive6.7%
Neutral13.3%
Negative80.0%

In-app purchases

None

UBA Internet Banking

No in-app purchases

None

Remita

No in-app purchases

Questions

Is UBA Internet Banking free?
UBA Internet Banking is free to download, with no in-app purchases.
Is Remita free?
Remita is free to download, with no in-app purchases.
Which has better reviews, UBA Internet Banking or Remita?
Remita is rated higher. UBA Internet Banking averages 2.6 out of 5 from 45 ratings, while Remita averages 3.1 from 24 ratings.
Do UBA Internet Banking or Remita have ads?
Neither UBA Internet Banking nor Remita shows ads.
Which is updated more often, UBA Internet Banking or Remita?
UBA Internet Banking ships an update every 29 months, and Remita every 5 days. Most recently, UBA Internet Banking was updated on November 3, 2026 and Remita on November 2, 2026.

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