Comparison

FirstMobile App vs UBA Internet Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

UBA Internet Banking

Access your bank accounts securely from your mobile device. This application provides on-the-go access to your internet banking services, making financial management convenient and safe.

Highlights
  • Mobile banking access
  • Secure transactions
  • On-the-go financial management
  • Access to internet banking platform
Features
Read full description

U-Direct Retail app is the mobile app version of U-Direct internet banking, offering easier and safer access to the U-Direct platform on the go

Screenshots

FirstMobile App4 screens
UBA Internet Banking4 screens

Verdict

The call

The clearest difference is rating: FirstMobile App at 3.1 against UBA Internet Banking's 2.6. FirstMobile App also leads on update cadence (every 2 months vs every 29 months) and ratings volume (2K vs 44). UBA Internet Banking's advantage is iOS requirement (8.1 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FirstMobile App holds the better App Store score, 3.1 against 2.6. That said, the two scores are not equally well evidenced: FirstMobile App has 2K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 0% of UBA Internet Banking's.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, UBA Internet Banking every 29 months. Both last shipped on October 20, 2026.

Scorecard5 real differences · 5 level
FirstMobile App versus UBA Internet Banking: the parameters behind the verdict, then further details
ParameterFirstMobile AppUBA Internet Banking
PriceFreeFree
Rating3.1 (2K ratings) — better2.6 (44 ratings)
Positive reviews14.9% of reviews — better0.0% of reviews
Number of ratings2K — better44
Update frequencyEvery 2 months — betterEvery 29 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.18.1 — better
Further details — not scored
Size119 MB25 MB
Age rating4+17+
DeveloperFirst Bank of Nigeria LimitedUnited Bank For Africa Plc

Customer experience

FirstMobile App

All ratings1,982 ratings
Positive46.8%
Neutral10.6%
Negative42.6%
Written reviews415 reviews
Positive14.9%
Neutral6.3%
Negative78.8%

UBA Internet Banking

All ratings44 ratings
Positive38.6%
Neutral4.5%
Negative56.8%
Written reviews17 reviews
Positive0.0%
Neutral5.9%
Negative94.1%

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

UBA Internet Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstMobile App

No in-app purchases

None

UBA Internet Banking

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is UBA Internet Banking free?
UBA Internet Banking is free to download, with no in-app purchases.
Which has better reviews, FirstMobile App or UBA Internet Banking?
FirstMobile App is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while UBA Internet Banking averages 2.6 from 44 ratings.
Do FirstMobile App or UBA Internet Banking have ads?
Neither FirstMobile App nor UBA Internet Banking shows ads.
Which is updated more often, FirstMobile App or UBA Internet Banking?
FirstMobile App ships an update every 2 months, and UBA Internet Banking every 29 months. Most recently, FirstMobile App was updated on October 20, 2026 and UBA Internet Banking on October 20, 2026.

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