Comparison

Tikkie vs indó

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tikkie

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

Highlights
  • Send payment requests
  • Receive money easily
  • Group expense tracking
  • Cashback deals
  • No bank account exchange
  • Business payment requests
Read full description

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

About

indó

A modern financial service that offers free transactions and better exchange rates without the complexities of traditional banking. It focuses on providing a straightforward way to manage your money.

Highlights
  • Free transactions
  • Better exchange rates
  • No hidden fees
  • Modern financial service
  • Digital savings account
Features
Read full description

Indó er nýr staður fyrir peningana þína! Við erum ekki banki heldur sparisjóður! Þú átt ekki að borga fyrir að nota peninginn þinn og við þurfum ekki glerhallir búnar til úr vöxtunum þínum. - Fríar færslur. - Betra gengi. - Ekkert bull.

Screenshots

Tikkie4 screens
indó4 screens

Verdict

The call

The clearest difference is rating: Tikkie at 4.8 against indó's 4.0. Tikkie also leads on ratings volume (1.5K vs 10). indó's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tikkie holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Tikkie has 1.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 19% of Tikkie's written reviews are positive against 25% of indó's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Tikkie ships an update monthly, indó every 2 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
Tikkie versus indó: the parameters behind the verdict, then further details
ParameterTikkieindó
PriceFreeFree
Rating4.8 (1.5K ratings) — better4.0 (10 ratings)
Positive reviews18.7% of reviews25.0% of reviews — better
Number of ratings1.5K — better10
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size239 MB73 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.Indo sparisjoður hf.

Customer experience

Tikkie

All ratings1,510 ratings
Positive96.1%
Neutral1.9%
Negative2.0%
Written reviews75 reviews
Positive18.7%
Neutral9.3%
Negative72.0%

indó

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

Bugs and requests

Tikkie

Reported bugs

2 issues
  • Incompatible with new iPhone models
  • Doesn't work with non-Dutch IBANs

Requested features

5 requests
  • Support for Belgian bank accounts
  • Support for non-Dutch phone numbers
  • Support for more European countries
  • History of paid Tikkies
  • Bancontact integration for Belgium

indó

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tikkie

No in-app purchases

None

indó

No in-app purchases

Questions

Is Tikkie free?
Tikkie is free to download, with no in-app purchases.
Is indó free?
indó is free to download, with no in-app purchases.
Which has better reviews, Tikkie or indó?
Tikkie is rated higher. Tikkie averages 4.8 out of 5 from 1.5K ratings, while indó averages 4.0 from 10 ratings.
Do Tikkie or indó have ads?
Neither Tikkie nor indó shows ads.
Which is updated more often, Tikkie or indó?
Tikkie ships an update monthly, and indó every 2 weeks. Most recently, Tikkie was updated on November 1, 2026 and indó on October 29, 2026.

Other comparisons