Tikkie vs SNS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tikkie
Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.
- Send payment requests
- Receive money easily
- Group expense tracking
- Cashback deals
- No bank account exchange
- Business payment requests
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Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.
SNS
Manage your personal and business finances with ease. Check balances, send payment requests, make transfers, and track spending. Get real-time alerts and set budgets for your financial goals.
- Check balances and transactions
- Send payment requests
- Make SEPA transfers
- Pay with iDEAL
- Mobile payments
- Budgeting tools
- Savings pots
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Snel je saldo checken, een betaalverzoek sturen of nog even die rekening betalen. Met de SNS App regel je altijd en overal makkelijk je bankzaken. Voor je particuliere en zakelijke rekeningen. Met de SNS App kun je: - snel je saldo, bij- en afschrijvingen, beleggingen, hypotheek, lening of verzekering checken; - zien welke ingeplande overboekingen, incasso’s en voorspelde bij- en afschrijvingen eraan komen; - makkelijk geld terugvragen met een betaalverzoek; - overboeken naar elk Europees rekeningnummer binnen het SEPA-gebied; - betalen met iDEAL; - betalen met je iPhone, iPad of Apple Watch; - een pushbericht krijgen als er iets verandert op je rekening, bijvoorbeeld als je salaris is gestort of als je saldo boven of onder een bepaald bedrag komt; - spaarpotten maken voor je spaardoelen; - inzicht krijgen in je inkomsten en uitgaven; - budgetten instellen voor bijvoorbeeld boodschappen of kleding; - een rekening openen of een verzekering afsluiten; - een heleboel zelf regelen, zoals je betaalpas blokkeren of contactgegevens aanpassen; - chatten of bellen met SNS. Ontdek wat je nog meer met de app kunt op sns.nl/app Voor wie is de SNS App? Je kunt de app gebruiken met een particuliere rekening, verzekering of hypotheek. Of met zakelijke rekeningen met 1 digipas. Veilig bankieren Je bankzaken zijn beveiligd en versleuteld. Je kunt de app dus veilig op je toestel gebruiken. Inloggen doe je met je mobiele pincode, Touch ID of Face ID. Als je je inloggegevens geheimhoudt, kan alleen jij bij je geld. Meer lezen over veilig bankieren? Ga naar snsbank.nl/veiligmobielbankieren Geef je tips, vragen en ideeën aan ons door. Met je feedback maken we samen de app steeds beter. Dankjewel!
Screenshots
Verdict
Tikkie and SNS both sit at 4.8 stars, but that hides the real split: 50% of SNS's written reviews are positive against 19% of Tikkie's. SNS also leads on monetization model (free vs free with in-app purchases) and update cadence (every 8 days vs monthly). Tikkie's advantage is ratings volume (1.5K vs 52). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Tikkie against 4.8 for SNS. That said, the two scores are not equally well evidenced: Tikkie has 1.5K ratings behind it against 52, so its average is the more settled of the two. Written reviews are what separate them: 19% of Tikkie's written reviews are positive against 50% of SNS's.
Tikkie ships an update monthly, SNS every 8 days. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.
| Parameter | Tikkie | SNS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.5K ratings) — better | 4.8 (52 ratings) |
| Positive reviews | 18.7% of reviews | 50.0% of reviews — better |
| Number of ratings | 1.5K — better | 52 |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 238 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | ABN AMRO Bank N.V. | De Volksbank |
Customer experience
Tikkie
SNS
Bugs and requests
Tikkie
Reported bugs
2 issues- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs
Requested features
5 requests- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium
SNS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Tikkie
No in-app purchases
SNS
No in-app purchases









