Sallie Mae vs CASHOT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sallie Mae
Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.
- View account summary for loans and credit cards
- Make payments on student loans
- Set up and manage automatic payments
- View loan application status
- Receive payment due notifications
- Secure login with Touch ID/Face ID
- Track credit health with FICO Score
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With a clean look and easy-to-use features, this app is the most convenient way to keep track of your student loans from your mobile devices, anytime, anywhere. It’s simple to check your balances, make payments, view previous transactions, and more. You can also set up and manage automatic loan payments from your bank account, right from the app. You can sign in securely with your Sallie Mae username and password—or Touch ID® or Face ID®—for easy access. Get anytime, anywhere access from your mobile device with these features: • View an account summary for student loans and credit cards from the home screen • Pay the Current Amount Due and make custom payments on student loans • Set up and manage automatic payments from your bank account • View the status of your loan applications • Receive notification when your loan payment is due, past due, or posted • Message our team to get help and answers • Log in quickly with Touch ID or Face ID • Pay your Total Amount Due with Siri® • Track your credit health with a quarterly FICO® Score • Get answers from support with in-app messages • Provide feedback directly to Sallie Mae • Supports dark mode in iOS 13 Note: To manage your Sallie Mae savings accounts, download the Sallie Mae Banking mobile app. Borrowers and cosigners who have an available FICO® Score and a Sallie Mae loan with a current balance greater than $0, may receive their score quarterly after the first disbursement of their loan. The FICO® Score provided to you is the FICO Score 8 based on TransUnion data and is the same score that Sallie Mae uses, along with other information, to manage your account. FICO® Scores and associated educational content are provided solely for your own non-commercial personal review, use, and benefit. This benefit may change or end in the future. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Sallie Mae and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Sallie Mae Bank and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. © 2022 Fair Isaac Corporation. All rights reserved. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION. ©2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
CASHOT
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CASHOT turns your latest available account data and what’s still coming up into one clear estimate of what’s safe to spend. Connect up to two eligible financial accounts securely through Plaid. CASHOT brings together your available cash, credit card activity, recurring income and expenses, one-time items, savings goal, and safety buffer to create a simple cash snapshot for your selected period. With CASHOT, you can: • See one clear estimate of what’s safe to spend • Review upcoming recurring income and expenses • Add one-time income, bills, refunds, or payments • Match planned items to available bank transactions • Account for savings goals and a safety buffer • Choose which connected cash accounts affect your CASHOT • Set how credit card payments should affect your snapshot • Review when available balance and pending transaction information was last updated CASHOT uses the latest information made available by your financial institution. Pending transactions—particularly credit card charges and refunds—may be delayed or incomplete. A safety buffer can help account for this delay. CASHOT does not move money, initiate payments, offer credit, or provide investment advice. It is a cash snapshot and not financial advice. A monthly subscription is required to connect financial accounts and use CASHOT. Subscription details, pricing, and any introductory offer are displayed before purchase. Payment is charged to your Apple Account upon confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. Privacy Policy: https://cashotapp.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Sallie Mae at none against CASHOT's 3. CASHOT's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CASHOT sells 3 in-app purchases, starting at $2.99 per month. Sallie Mae asks for nothing beyond the download.
Sallie Mae ships an update every 3 weeks, CASHOT weekly. The most recent releases landed on November 6, 2026 and October 28, 2026 respectively.
| Parameter | Sallie Mae | CASHOT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (105K ratings) — better | — |
| Positive reviews | 14.8% of reviews | — |
| Number of ratings | 105K — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 12 MB |
| Age rating | 4+ | 17+ |
| Developer | Sallie Mae, Inc. | KRISTINE ANNETTE CROCKER |
Bugs and requests
Sallie Mae
Reported bugs
3 issues- Login issues and endless login loops
- Incorrect payment processing and late fees
- Outdated app information not syncing with website
Requested features
4 requests- Ability to pay individual loans separately
- Improved notification system for payments
- More detailed loan history and analytics
- Seamless integration with bank accounts
CASHOT
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Sallie Mae
No in-app purchases
CASHOT
- CASHOT7 Days trial$2.991 Month
- CASHOT Plus$5.991 Month
- CASHOT Premium$9.991 Month









