Comparison

MassMutual vs CASHOT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MassMutual

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Highlights
  • Manage life insurance and retirement accounts
  • Handle payments and premiums
  • Review account balances and policy info
  • View and manage beneficiaries
  • Request policy loans
  • Access paperless documentation
  • Set up recurring payments
Features
Read full description

Download the MassMutual app to manage your life insurance and retirement account details in one place and on-the-go: you can handle payments, review balances, pay down premiums, review policy info, and much more! With the MassMutual app, you can: • See your MassMutual detailed policy information, including policy bill, tax and annual statements • Navigate account details with ease, using intuitive navigation and enhanced user interface • View and manage your beneficiary information • Request a cash loan on your life insurance policy • Stay organized with paperless documentation • Manage payments with self-service transactions • Make a one-time secure online payment • Pay down the loan principal on life insurance products • View and pay multiple premium bills and loan interest • Set up recurring payments • View billing and payment details, including payment history Please note that in order to use the MassMutual app, you’ll need to have an account or policy with MassMutual.  Registration is a few easy steps. If you are already registered on MassMutual.com or with the MassMutual app, you can login with the same username and password.

About

CASHOT

Features
Read full description

CASHOT turns your latest available account data and what’s still coming up into one clear estimate of what’s safe to spend. Connect up to two eligible financial accounts securely through Plaid. CASHOT brings together your available cash, credit card activity, recurring income and expenses, one-time items, savings goal, and safety buffer to create a simple cash snapshot for your selected period. With CASHOT, you can: • See one clear estimate of what’s safe to spend • Review upcoming recurring income and expenses • Add one-time income, bills, refunds, or payments • Match planned items to available bank transactions • Account for savings goals and a safety buffer • Choose which connected cash accounts affect your CASHOT • Set how credit card payments should affect your snapshot • Review when available balance and pending transaction information was last updated CASHOT uses the latest information made available by your financial institution. Pending transactions—particularly credit card charges and refunds—may be delayed or incomplete. A safety buffer can help account for this delay. CASHOT does not move money, initiate payments, offer credit, or provide investment advice. It is a cash snapshot and not financial advice. A monthly subscription is required to connect financial accounts and use CASHOT. Subscription details, pricing, and any introductory offer are displayed before purchase. Payment is charged to your Apple Account upon confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. Privacy Policy: https://cashotapp.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MassMutual4 screens
CASHOT4 screens

Verdict

The call

The clearest difference is in-app purchases: MassMutual at none against CASHOT's 3. MassMutual also leads on iOS requirement (15.0 vs 17.0). CASHOT's advantage is update cadence (weekly vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CASHOT sells 3 in-app purchases, starting at $2.99 per month. MassMutual asks for nothing beyond the download.

UpkeepUpdate frequency

MassMutual ships an update monthly, CASHOT weekly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
MassMutual versus CASHOT: the parameters behind the verdict, then further details
ParameterMassMutualCASHOT
PriceFreeFree
Rating4.8 (6K ratings) — better—
Positive reviews20.3% of reviews—
Number of ratings6K — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size134 MB12 MB
Age rating4+17+
DeveloperMassMutualKRISTINE ANNETTE CROCKER

Bugs and requests

MassMutual

Reported bugs

4 issues
  • Greyed-out save button for bank info
  • Repeated input required to save bank account
  • App freezes or crashes
  • Account information not available

Requested features

4 requests
  • Add support for landscape mode on iPad
  • Improve facial recognition
  • Restore web access
  • Allow adding multiple family members

CASHOT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MassMutual

No in-app purchases

3 purchases

CASHOT

Subscriptions3
  • CASHOT7 Days trial$2.991 Month
  • CASHOT Plus$5.991 Month
  • CASHOT Premium$9.991 Month

Questions

Is MassMutual free?
MassMutual is free to download, with no in-app purchases.
Is CASHOT free?
CASHOT is free to download, with in-app purchases available.
Do MassMutual or CASHOT have ads?
Neither MassMutual nor CASHOT shows ads.
Which is updated more often, MassMutual or CASHOT?
MassMutual ships an update monthly, and CASHOT weekly. Most recently, MassMutual was updated on November 3, 2026 and CASHOT on October 28, 2026.

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