Octopus 八達通 vs MPay商戶版
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Octopus 八達通
Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.
- Top up Octopus cards
- Check expenses and subsidies
- Mobile Octopus for iPhone/Apple Watch
- Online payments for transport and retail
- Earn rewards and eStamps
- Prepaid Mastercard and UnionPay QR cards
- Spending control and limits
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Take it easy with the Octopus App! Manage your everyday expenses – top up your Octopus cards, pay online, and reap additional rewards – all with your mobile! Services include: TOP UP YOUR OCTOPUS, CHECK EXPENSES AND COLLECT SUBSIDIES Go cashless and top up your own Octopus cards and even your family’s via Faster Payment System (FPS); check your card’s remaining value and spending records, and collect Public Transport Fare Subsidies GET MOBILE OCTOPUS FOR EXTRA EASE AND CONVENIENCE Add an Octopus to your iPhone or Apple Watch and reload anytime anywhere; style it with your favourite card images! PAY ONLINE WITH OCTOPUS, FOR TRANSPORT, RETAIL AND MORE Purchase MTR, KMB or Sun Ferry monthly pass without queuing; buy at popular online merchants such as supermarkets and fast food restaurants; even pay Government and telecom bills “DOOD REWARDS” PLATFORM – EVERYDAY REWARDS SUPERPOWER! Link your Octopus to wallet to start Dood Rewards and earn rewards effortlessly through everyday spending. Take on Mission and collect eStamps to unlock personalized offers, flash grab, rebate vouchers, and more exciting rewards! SHOP AROUND THE WORLD WITH OUR TWO PREPAID CARDS WITH EASE AND CONTROL Get our prepaid Mastercard and UnionPay QR instantly with just a few clicks. Octopus Mastercard can be used at all online merchants that accept Mastercard; you can also add it to Apple Pay to tap your mobile to pay around the world. Octopus UnionPay QR lets you pay at over 30 million merchants on the Mainland and beyond. You can top up the prepaid cards via FPS to control how much you spend, set daily and per transaction limits, or even turn them off to prevent unauthorized transactions. For more details, please visit www.octopus.com.hk/octopusapp Licence Number: SVF0001
MPay商戶版
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MPay商戶版APP是澳門通股份有限公司專門為澳門中小微商戶打造的移動收單服務的手機應用程式。使用MPay商戶版APP，可進行便捷的線下正掃收款，線下反掃收款，交易消息推送，消息語音播報以及查看相關交易記錄。 官方網站：www.macaupass.com 官方公眾號：Macau-Pass Facebook：Macaupasscard
Screenshots
Verdict
The clearest difference is ads: MPay商戶版 at none against Octopus 八達通's shown. MPay商戶版 also leads on iOS requirement (10 vs 16.2). Octopus 八達通's advantage is update cadence (fortnightly vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Octopus 八達通 ships an update fortnightly, MPay商戶版 every 6 weeks. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.
| Parameter | Octopus 八達通 | MPay商戶版 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.6K ratings) — better | — |
| Positive reviews | 24.2% of reviews | — |
| Number of ratings | 2.6K — better | — |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.2 | 10 — better |
| Further details — not scored | ||
| Size | 523 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Octopus Cards | 澳門通股份有限公司 Macau Pass S.A. |
Bugs and requests
Octopus 八達通
Reported bugs
4 issues- Password-related issues (unable to confirm, length limits)
- Inconsistent behavior when topping up Octopus wallet
- HKID verification process not working reliably
- Inability to transfer physical Octopus card to app
Requested features
4 requests- Allow registration with non-Hong Kong phone numbers
- Provide option to directly top up Octopus card without wallet
- Implement NFC support for seamless tap-and-go payments
- Improve transaction history and financial management features
MPay商戶版
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Octopus 八達通
No in-app purchases
MPay商戶版
No in-app purchases
