MUZN vs Thawani Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MUZN
Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and locate branches. Offers a bilingual interface and helpful financial tools.
- Bilingual interface (English/Arabic)
- Account inquiry and balance check
- Fund transfers (own, Muzn, other banks, international)
- Bill payments (utilities, telecom)
- ATM/branch locator
- Financial calculators
- Product and service applications
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Muzn Islamic Banking’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest Muzn ATM/branch, or perform financial transaction using your account. Muzn keeps you on top of your finances anytime and anywhere! Features: -Bilingual (English and Arabic) -Account Inquiry -One touch balance – View balance of all your accounts -Online inquiry for your utility bills Money Transfers -Between own accounts -To any other account in Muzn -EZ Pay (Fund transfer using mobile number) -To any other banking accounts in Oman -International Telex Transfers -Repeat & Schedule Fund Transfer Bill Payments -Online Payment to OIFC (Electricity & Water) -Online Payment to Omantel (GSM/Landline/Internet/Etc) -Online Payment to Ooredoo (GSM/Landline/Internet/Etc) -Repeat & Schedule Payments Service Request -Request for Cheque Book Other Services -ATM/branch locator with interactive maps -Contact Muzn for support or feedback -Foreign Exchange Calculator -Finance Calculator -Apply for products & services -Offers & Promotions -Deposit Rates -Prayer Timings
Thawani Pay
This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.
- Mobile payment solutions
- QR code payments
- Mobile invoice generation
- Integration with billing/ERP systems
- Secure payment environment
- Compliance with PCI-DSS and PA-DSS
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Thawani Pay is Oman’s leading fintech and the first non-bank payment service provider licensed by the Central Bank of Oman. We are also the first fintech in Oman to secure a Visa license to issue credit cards a national milestone. With Thawani Pay, you can manage your daily financial needs through a secure, intuitive, and fully digital experience: • Bill Payments – Pay utilities and services quickly and securely. • QR Pay / Merchant Payments – Make instant payments at partner merchants. • Send Money (Local Transfers) – Transfer funds seamlessly within Oman. • International Remittance – Send money abroad with ease. • Insurance – Access digital insurance services. • Microfinance – Manage microfinance solutions directly in-app. • Mojab Cards – Activate and use Mojab prepaid cards. • Thawani Store – Explore curated digital products. Enjoy a trusted, compliant, and user-friendly platform designed to simplify your financial journey.
Screenshots
Verdict
The clearest difference is review sentiment: Thawani Pay at 44% against MUZN's 0%. Thawani Pay also leads on rating (3.4 vs 2.0) and ratings volume (47 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Thawani Pay holds the better App Store score, 3.4 against 2.0. That said, the two scores are not equally well evidenced: Thawani Pay has 47 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of MUZN's written reviews are positive against 44% of Thawani Pay's.
MUZN ships an update every 5 weeks, Thawani Pay every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | MUZN | Thawani Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 3.4 (47 ratings) — better |
| Positive reviews | 0.0% of reviews | 44.4% of reviews — better |
| Number of ratings | 4 | 47 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 213 MB | 149 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank of Oman SAOG | Thawani Technologies LLC |
Customer experience
MUZN
Thawani Pay
In-app purchases
MUZN
No in-app purchases
Thawani Pay
No in-app purchases
