Comparison

MUZN vs Qpay Oman

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MUZN

Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and locate branches. Offers a bilingual interface and helpful financial tools.

Highlights
  • Bilingual interface (English/Arabic)
  • Account inquiry and balance check
  • Fund transfers (own, Muzn, other banks, international)
  • Bill payments (utilities, telecom)
  • ATM/branch locator
  • Financial calculators
  • Product and service applications
Features
Read full description

Muzn Islamic Banking’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest Muzn ATM/branch, or perform financial transaction using your account. Muzn keeps you on top of your finances anytime and anywhere! Features: -Bilingual (English and Arabic) -Account Inquiry -One touch balance – View balance of all your accounts -Online inquiry for your utility bills Money Transfers -Between own accounts -To any other account in Muzn -EZ Pay (Fund transfer using mobile number) -To any other banking accounts in Oman -International Telex Transfers -Repeat & Schedule Fund Transfer Bill Payments -Online Payment to OIFC (Electricity & Water) -Online Payment to Omantel (GSM/Landline/Internet/Etc) -Online Payment to Ooredoo (GSM/Landline/Internet/Etc) -Repeat & Schedule Payments Service Request -Request for Cheque Book Other Services -ATM/branch locator with interactive maps -Contact Muzn for support or feedback -Foreign Exchange Calculator -Finance Calculator -Apply for products & services -Offers & Promotions -Deposit Rates -Prayer Timings

About

Qpay Oman

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

Highlights
  • 0% interest installment plans
  • Browse stores and merchants
  • Manage payments and plans
  • Reschedule payments
  • Track available credit
  • Enforcement payments
Features
Read full description

Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!

Screenshots

MUZN4 screens
Qpay Oman4 screens

Verdict

The call

The clearest difference is rating: MUZN at 2.0 against Qpay Oman's 1.5. MUZN also leads on update cadence (every 5 weeks vs every 4 months). Qpay Oman's advantage is ratings volume (21 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MUZN holds the better App Store score, 2.0 against 1.5. That said, the two scores are not equally well evidenced: Qpay Oman has 21 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

MUZN ships an update every 5 weeks, Qpay Oman every 4 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
MUZN versus Qpay Oman: the parameters behind the verdict, then further details
ParameterMUZNQpay Oman
PriceFreeFree
Rating2.0 (4 ratings) — better1.5 (21 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings421 — better
Update frequencyEvery 5 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size213 MB400 MB
Age rating4+17+
DeveloperNational Bank of Oman SAOGFintech Solutions

Customer experience

MUZN

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Qpay Oman

All ratings17 ratings
Positive11.8%
Neutral5.9%
Negative82.4%
Written reviews15 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MUZN

No in-app purchases

None

Qpay Oman

No in-app purchases

Questions

Is MUZN free?
MUZN is free to download, with no in-app purchases.
Is Qpay Oman free?
Qpay Oman is free to download, with no in-app purchases.
Which has better reviews, MUZN or Qpay Oman?
MUZN is rated higher. MUZN averages 2.0 out of 5 from 4 ratings, while Qpay Oman averages 1.5 from 21 ratings.
Do MUZN or Qpay Oman have ads?
Neither MUZN nor Qpay Oman shows ads.
Which is updated more often, MUZN or Qpay Oman?
MUZN ships an update every 5 weeks, and Qpay Oman every 4 months. Most recently, MUZN was updated on November 2, 2026 and Qpay Oman on November 4, 2026.

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