Comparison

万达普惠 vs 中银消费金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万达普惠

Features
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案,从此资金不愁,快乐逐梦! 经营贷款、消费贷款,必有一款适合您 贷款申请、审批、提款、归还,一站式解决 最新贷款资讯、优惠活动、服务信息,随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款,无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度,无任何额外费用。 【随用随提】可根据您的实际用款需要,分多次提款,不提款绝不会产生任何费用,敬请放心使用。 【还款灵活】多种还款方式供您选择,轻松还款毫无压力。 【优惠活动】推广期间,优惠活动多多,海量好礼送给您! 需要更多资讯,请详询客服热线400-668-0000

About

中银消费金融

Features
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信用服务美好生活! 一、【平台介绍】 中银消费金融有限公司成立于2010年6月,作为国有持牌金融机构,中银消费金融坚持党建引领,持续践行“以人民为中心”的发展理念,经过多年在消费金融行业的深耕细作,为广大客户提供简单、便捷、专业、灵活的消费融资服务。多年的优秀行业实践积淀出“党建引领、双轮驱动、金融科技、市场品牌”等优势,深入推进高质量发展。 二、【产品优势】 1、最高20万额度,支持在线申请,进度实时查询。 2、线下专人跟进,1对1客户经理全面对接,省力省心。 3、还款信息随时可查,更有一键还款功能。 三、【联系我们】 官方网站:www.boccfc.cn 官方微信:中银消费金融(微信号:boccfc) 客服电话:95137 四、【特别提醒】 此App为中银消费金融有限公司唯一官方App,请您切勿通过微信、QQ、短消息等附带的下载链接盲目下载非正规应用市场发布的App。 中银消费金融不会通过个人向您收取任何费用,也不会要求您将钱款转入个人账户,请您注意防范金融诈骗风险,或可拨打95137客服电话进行咨询。

Screenshots

万达普惠4 screens
中银消费金融4 screens

Verdict

The call

The clearest difference is rating: 万达普惠 at 4.7 against 中银消费金融's 2.8. 万达普惠 also leads on ratings volume (15K vs 545). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

万达普惠 holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 545, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 90% of 中银消费金融's.

UpkeepUpdate frequency

万达普惠 ships an update every 3 weeks, 中银消费金融 every 2 weeks. The most recent releases landed on October 10, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 7 level
万达普惠 versus 中银消费金融: the parameters behind the verdict, then further details
Parameter万达普惠中银消费金融
PriceFreeFree
Rating4.7 (15K ratings) — better2.8 (545 ratings)
Positive reviews95.8% of reviews — better90.0% of reviews
Number of ratings15K — better545
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size138 MB172 MB
Age rating17+17+
Developer上海万达网络金融服务有限公司中银消费金融有限公司

Customer experience

万达普惠

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews24 reviews
Positive95.8%
Neutral0.0%
Negative4.2%

中银消费金融

Written reviews20 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

In-app purchases

None

万达普惠

No in-app purchases

None

中银消费金融

No in-app purchases

Questions

Is 万达普惠 free?
万达普惠 is free to download, with no in-app purchases.
Is 中银消费金融 free?
中银消费金融 is free to download, with no in-app purchases.
Which has better reviews, 万达普惠 or 中银消费金融?
万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 中银消费金融 averages 2.8 from 545 ratings.
Do 万达普惠 or 中银消费金融 have ads?
Neither 万达普惠 nor 中银消费金融 shows ads.
Which is updated more often, 万达普惠 or 中银消费金融?
万达普惠 ships an update every 3 weeks, and 中银消费金融 every 2 weeks. Most recently, 万达普惠 was updated on October 10, 2026 and 中银消费金融 on October 22, 2026.

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