Comparison

万达普惠 vs 奇富周转灵

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万达普惠

Features
Read full description

万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案,从此资金不愁,快乐逐梦! 经营贷款、消费贷款,必有一款适合您 贷款申请、审批、提款、归还,一站式解决 最新贷款资讯、优惠活动、服务信息,随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款,无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度,无任何额外费用。 【随用随提】可根据您的实际用款需要,分多次提款,不提款绝不会产生任何费用,敬请放心使用。 【还款灵活】多种还款方式供您选择,轻松还款毫无压力。 【优惠活动】推广期间,优惠活动多多,海量好礼送给您! 需要更多资讯,请详询客服热线400-668-0000

About

奇富周转灵

This app provides financial technology services for small business owners and individuals, offering quick and convenient loans for various needs. It utilizes AI and big data for risk control, aiming to solve funding challenges with a simple, online application process.

Highlights
  • AI and big data risk control
  • Loans for personal consumption, business, and travel
  • Simple three-step application process
  • Up to 200,000 loan limit
  • Annual interest rates starting from 7.2%
  • New user interest-free period up to 30 days
  • Flexible installment repayment
Features
Read full description

【产品介绍】 "奇富周转灵"是奇富科技旗下服务小微企业主及个人的信贷科技服务品牌,利用人工智能和大数据风控技术,秉承“安心周转,放心经营”品牌理念,致力于为广大用户提供安心、便捷的金融科技服务,帮助其解决资金周转问题。全面解决个人消费、企业经营、出行旅游等场景资金需求,操作简便仅需三步,即有机会享受您的专属额度,随时解决燃眉之急。持续使用,还可不断提升个人额度以及获得用户成长鼓励。 【产品优势】 1. 免息福利:新用户最长免息 30天 2. 还款灵活:灵活分期,随用随借 3. 快捷放款:快速审批,最高可借20万 4. 费率透明:年化利率(单利)7.2%起(以审核为准); 5. 安全借款:个人信息全程加密,为您提供全程保护 6. 操作简单:全程线上申请,免抵押,凭身份证等材料即可申请 附言: 1.贷款额度、利率,放款时问以实际审核为准; 2.优惠活动仅免除部分利息,详细免息方式以APP内活动规则为准。 3.贷款有风险,借款需谨慎 4.投资有风险。

Screenshots

万达普惠4 screens
奇富周转灵4 screens

Verdict

The call

The clearest difference is rating: 万达普惠 at 4.7 against 奇富周转灵's 3.7. 万达普惠 also leads on ratings volume (15K vs 3) and review sentiment (96% vs 86%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

万达普惠 holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 86% of 奇富周转灵's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
万达普惠 versus 奇富周转灵: the parameters behind the verdict, then further details
Parameter万达普惠奇富周转灵
PriceFreeFree
Rating4.7 (15K ratings) — better3.7 (3 ratings)
Positive reviews95.8% of reviews — better86.4% of reviews
Number of ratings15K — better3
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size138 MB93 MB
Age rating17+17+
Developer上海万达网络金融服务有限公司Fuzhou Qifu Online Microcredit Co., Ltd

Customer experience

万达普惠

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews24 reviews
Positive95.8%
Neutral0.0%
Negative4.2%

奇富周转灵

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews22 reviews
Positive86.4%
Neutral0.0%
Negative13.6%

In-app purchases

None

万达普惠

No in-app purchases

None

奇富周转灵

No in-app purchases

Questions

Is 万达普惠 free?
万达普惠 is free to download, with no in-app purchases.
Is 奇富周转灵 free?
奇富周转灵 is free to download, with no in-app purchases.
Which has better reviews, 万达普惠 or 奇富周转灵?
万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 奇富周转灵 averages 3.7 from 3 ratings.
Do 万达普惠 or 奇富周转灵 have ads?
Neither 万达普惠 nor 奇富周转灵 shows ads.
Which is updated more often, 万达普惠 or 奇富周转灵?
万达普惠 ships an update every 3 weeks, and 奇富周转灵 every 3 weeks. Most recently, 万达普惠 was updated on October 10, 2026 and 奇富周转灵 on October 24, 2026.

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