Corpay One vs Swirepay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Corpay One
Streamline your business bill payments with an intelligent platform that integrates bookkeeping and approval workflows. Easily scan and upload bills on the go, and make vendor payments via check, ACH, wire, or direct pay. Save time and money while focusing on your core business operations.
- Automated bill pay
- Bookkeeping integration
- Approval workflows
- Mobile bill scanning
- Multiple payment methods
- Vendor payment processing
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Corpay One [formerly Roger] is the leading bill pay solution for small-and-medium-sized businesses. Picture your bank's bill pay - only smarter, with built-in bookkeeping and approval workflows that work for your team. This is one effortless platform, designed to save you time, money and help you focus on what counts. You can use the Corpay One App to instantly scan and upload bills, receipts and more. From there, we pay your vendors by Check, ACH, Wire or Direct Pay. Scan on-the-go for fast, simple business payments every day. Get started for free!
Swirepay
Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.
- Send and receive money in real-time
- Earn cashback on payments
- Same-day fund transfers
- Works with major US banks
- Supports POS devices for in-store payments
- Simplifies B2B payments
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Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.
Screenshots
Verdict
Corpay One and Swirepay both sit at 4.6 stars, but that hides the real split: 100% of Swirepay's written reviews are positive against 50% of Corpay One's. Swirepay also leads on iOS requirement (15.6 vs 17.0). Corpay One's advantage is ratings volume (277 vs 3). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Corpay One against 4.7 for Swirepay. That said, the two scores are not equally well evidenced: Corpay One has 277 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 50% of Corpay One's written reviews are positive against 100% of Swirepay's.
Corpay One ships an update fortnightly, Swirepay every 3 weeks. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.
| Parameter | Corpay One | Swirepay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (277 ratings) | 4.7 (3 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 277 — better | 3 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 74 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Corpay One, Inc. | Swirepay Inc. |
Customer experience
Corpay One
Swirepay
In-app purchases
Corpay One
No in-app purchases
Swirepay
No in-app purchases
