UBS Access vs PocketBuddy

With the UBS Access App you can log in to E-Eanking and the Mobile Banking App easily and securely. The UBS Access App also allows you to confirm new payees and online purchases made using credit or prepaid card, and it informs you about security-related events. 1. Log in easily to Digital Banking - E-Banking: Open the login page, scan the QR code with the Access App, enter your PIN or use biometrics and you’ll be immediately and securely logged in to E-Banking. - Mobile Banking: Launch the Mobile Banking App and select “Access App” as the login method. Afterwards, you can easily and securely log in using a PIN or biometrics. 2. Approve online payments securely - When you make online payments by credit or prepaid card, you will receive a push notification and can simply confirm the payment. - The highest standards in security reduce the risk of fraud. 3. Confirm new payees - Unblock the Access App with a PIN or using biometrics, check payees and approve payments. 4. Receive security messages - Receive information concerning security-related events such as changes to your security settings or contact details. Using the UBS Access App is this secure: - A PIN of your choice protects the Access App – even if you lose your smartphone. - The Access App always checks the security of your smartphone before you log in to Digital Banking. - The security code for the login is calculated automatically and transferred directly to UBS. Data transmission is protected by multi-level security. - The Access App is always up-to-date and offers optimum protection. - Set up biometrics to log in more easily and to confirm new payees. UBS Switzerland AG and other non-US affiliated companies of UBS Group AG only make the use of the UBS Access App (“App”) available to existing clients of UBS Switzerland AG and of other non-US affiliated companies of UBS Group AG. Other persons are not permitted to use the App. The App is not intended for US persons nor persons domiciled in Australia. The provision of the App for download in the Apple App Store does not constitute a solicitation, offer or recommendation to enter into any transaction, nor is it to be understood as a solicitation or offer to establish a client relationship between the person who downloads the App and UBS Switzerland AG or other non-US affiliated companies of UBS Group AG. Requirements: Banking relationship at UBS Switzerland AG, UBS Europe SE (Germany, Italy) or UBS AG (Hong Kong, Singapore) with Digital Banking contract: For activation, you will need a mobile number stored in Digital Banking for security messages. Enter this mobile number in the profile of your Mobile Banking App: Tap on your name and go to "Phone". You can also do this in E-Banking via your profile: In "My contact details" click on the pencil symbol and then "Phone numbers". Please enter your phone number without the initial 0 and modify the country code if you do not have a Swiss mobile number. Banking relationship at UBS Europe SE (UK, France, Monaco or Luxembourg): For activation, you will need a saved mobile number. Please contact your client advisor to set this up. Banking relationship at UBS Europe SE (Jersey) with a "Digital Banking" contract: For activation, you will need an Access Card with card reader or an Access Card Display. The range of functions may differ depending on the country. We hope you will enjoy using the UBS Access App. We look forward to receiving your feedback and your rating in the Apple App Store.

Meet PocketBuddy — the AI money buddy that actually knows your finances. PocketBuddy turns budgeting into a real conversation. Chat with your AI Buddy to understand where your money goes, check if you can afford that purchase, and build spending habits that stick — all without complicated spreadsheets or rigid categories. CHAT WITH YOUR AI MONEY BUDDY Stop guessing. PocketBuddy's AI assistant knows your real financial data. Ask "How much did I spend this month?", "What's my daily limit?", or "Can I afford a new laptop?" and get instant, personalized answers. No forms, no manuals — just a natural conversation with your buddy. CAN I AFFORD THIS? Before making a purchase, let PocketBuddy check your finances. Tell it the amount and watch as it reviews your active spending period, daily limit, and recent transactions before giving you a clear verdict — Go for it, It's a bit tight, or Better skip it. With alternatives and goal impact included. SMART SPENDING PERIODS Set up budget periods that match your life — weekly, biweekly, or monthly. Choose between two modes: Flexible mode: Stay aware of your daily spending with a clear daily limit Saver mode: Every day you spend under your limit, the leftover goes into your Savings Pot BUILD BETTER HABITS Daily Limit Radar: See exactly how much you can spend today at a glance Spending Streaks: Stay under your daily limit to build and maintain streaks 60-Day Heatmap: Visualize your spending patterns over two months Spending Charts: Track trends with a 7-day line chart AUTOMATED EXPENSE TRACKING Connect PocketBuddy with Apple Shortcuts for automatic expense logging. Your purchases stay in sync without manual entry. TRANSACTIONS AT YOUR FINGERTIPS Browse, search, and filter your transactions. AI Buddy can look up specific merchants, categories, or timeframes in seconds. SUMMARY STORIES Get AI-generated daily summaries of your spending activity — a quick, friendly recap of how your month went financially. HOME SCREEN WIDGET Check your daily remaining balance, spending limit, and total balance right from your home screen. STAY ON TRACK PocketBuddy sends helpful notifications to keep you informed about your budget throughout the day. SUBSCRIPTION DETAILS PocketBuddy subscription unlocks AI conversations, Can I Afford This? feature, voice dictation, spending insights, and viewing summary stories. PocketBuddy offers auto-renewable subscriptions: • Weekly: $1.99 per week • Monthly: $4.99 per month Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Payment will be charged to your iTunes Account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase. Terms of Use: https://pocketbuddy.emlsm.tech/terms Privacy Policy: https://pocketbuddy.emlsm.tech/privacy