Payable vs FacilePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payable
Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.
- Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus
- Portable and secure Bluetooth card reader
- Send receipts via email or text
- Funds deposited within 1-2 business days
- No monthly targets or rentals
- Supports multiple currency types
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Never miss a Sale with the Payable Card Reader & App. Payable makes it easy, safe, and cost-effective for businesses of all sizes to start accepting cashless payments. Payable offers a variety of credit card readers along with a custom-developed App, making it possible for merchants to accept cashless payments and manage transactions directly on their mobile devices. The solution allows merchants to accept payments from VISA, Mastercard, AMEX, Diners Club, Alipay, CUP, and is the only MPOS terminal in Sri Lanka to support payments from such a wide variety of networks on one unit. Payable offers lightweight, portable, and highly secure card readers that connect to a mobile phone via Bluetooth and allow merchants to begin accepting card payments in-store or on the go with minimal hassle. The solution guarantees money in the merchant's account within 2 business days and is offered without monthly targets, rentals, or minimum transaction values – making it the ideal solution for MSME merchants to grow their business and access the cashless ecosystem. Features: • Accepts Visa, Mastercard, Amex and CUP transactions • Accepts QPlus and Alipay transactions • Easy to Use Card Reader & App • Secure solution developed to meet PA DSS compliance • Bluetooth connectivity between phone & card reader offers increased connection reliability • Portable and lightweight • Free installation, set up, and training • Ability to send receipts via email or text message • Portable solution ideal for trade fairs, events, deliveries & on the go businesses • No fixed-line connectivity required • Automated transaction reconciliation • Money in your account within 1-2 business days • Easy Access to Support via Hotline • Supports multiple currency types • Installment transactions
FacilePay
Accept credit and debit card payments on the go using your smartphone. This app simplifies on-the-spot transactions for small businesses, eliminating late payments and offering a user-friendly interface for managing finances.
- Accept major credit/debit cards
- Support for 135+ currencies
- Capture card details via photo or manual entry
- Track payments and transactions
- Issue refunds from device
- Secure and PCI-compliant processing
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FacilePay is the simple way to get paid with Stripe — right from your phone. Accept card payments in person, tap to pay with no card reader, send a payment link to get paid anywhere, and send invoices — all connected to your own Stripe account. No monthly fees, no minimums, no extra hardware. Connect your Stripe account and start charging customers in under 30 seconds. GET PAID, ANY WAY • Tap to Pay — turn your phone into a card reader for contactless cards and wallets • Card payments — accept Visa, Mastercard, Amex and more, in 135+ currencies • Payment links — send a link by text or email and get paid remotely • Invoices — bill customers and get paid straight to your Stripe account BUILT FOR SMALL BUSINESS Save your customers for faster repeat charges, keep every payment organized in a clean dashboard, issue refunds, and set tax rates — all from your phone. Perfect for tradespeople, freelancers, and anyone who needs to get paid. NO MONTHLY FEES Just a low per-transaction fee on top of Stripe's standard rates. No minimums, no lock-in. Say goodbye to late payments. SECURE We never store card details on our servers. For security and PCI compliance, see Stripe.com. Trusted by businesses in 170+ countries to handle millions in transactions. Download FacilePay and start getting paid today. EULA: https://faq.facilepay.ca/main/articles/1607942283945 Privacy Policy: https://faq.facilepay.ca/main/articles/1607943194991
Screenshots
Verdict
The clearest difference is review sentiment: FacilePay at 71% against Payable's 0%. FacilePay also leads on rating (4.5 vs 2.0) and ratings volume (214 vs 4). Payable's advantage is in-app purchases (none vs 2) and iOS requirement (11.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FacilePay sells 2 in-app purchases, starting at $4.99 per 7 days. Payable asks for nothing beyond the download.
FacilePay holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: FacilePay has 214 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Payable's written reviews are positive against 71% of FacilePay's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 10, 2026 and October 26, 2026 respectively.
| Parameter | Payable | FacilePay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 4.5 (214 ratings) — better |
| Positive reviews | 0.0% of reviews | 70.9% of reviews — better |
| Number of ratings | 4 | 214 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 68 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYable (Pvt) Ltd. | vBridge Technologies Inc. |
Customer experience
Payable
FacilePay
Bugs and requests
Payable
Not enough reviews yet to summarise bugs or requests.
FacilePay
Reported bugs
7 issues- App crashes when enabling Touch ID/Face ID
- Frequent forced logout after account switching
- Currency reverts to USD despite selection
- Location detection not working properly
- Persistent rating prompt popup blocking transactions
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- Payment amounts displayed in wrong currency on receipts
- App connection issues with purchase verification
Requested features
4 requests- Tip adjustment option after charge
- Persistent currency selection memory
- Lower subscription fees or minimal annual costs
- Gratuity/tip options for service payments
In-app purchases
Payable
No in-app purchases
FacilePay
- Weekly Subscription3 Days trial$4.997 Days
- Monthly Subscription$9.991 Month









