Comparison

AstroPay vs MODO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AstroPay

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Highlights
  • Free international transfers
  • Send and receive money overseas
  • Convert 10+ currencies
  • Card accepted in 200+ countries
  • Work global, pay local
  • Borderless financial management
Features
Read full description

AstroPay is your all-in-one global wallet that gives you ultimate control and flexibility over your money. Send and receive international transfers instantly and for free, make payments worldwide with a card accepted in over 200 countries, and exchange currencies directly in the app. All of this comes with no hidden fees and the security you deserve. Download the app and enjoy the benefits: - Free international transfers - Send and receive money overseas - Convert 10+ currencies - Card accepted in 200+ countries - Work global, pay local FREE INTERNATIONAL TRANSFERS Send and receive international transfers securely and at no cost, directly between AstroPay wallets, no matter where you are. It’s as quick and simple! GLOBAL WALLET WITH 10+ CURRENCIES Forget the hassle of currency exchange offices or carrying cash. With AstroPay, you can buy dollars, euros, and more than 10 other currencies instantly in the app with low, transparent fees. THE BEST DIGITAL WALLET FOR TRAVELERS Shop, pay, and manage your money in any currency with the best rates on the market. Enjoy full control over your finances with one borderless app. AstroPay’s digital wallet and international card adapt to your lifestyle and make traveling stress-free. AstroPay is more than just an app, it’s your gateway to financial freedom. Simplify how you manage, send, and spend your money worldwide. Download now and experience the future of digital payments! Doctor Luis Bonavita 1294, Apartment 507, WTC Free Zone, Montevideo, 11300, Uruguay Copyright © 2026 ASTROPAY. All rights reserved. Astro Collection LLP (OC346322); Larstal Limited (FRN: 901001), EMI authorized by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (EMRs for the issuing of electronic money and payment instruments); AstroPay Global (IOM) Limited (135497C), licensed and regulated by the Isle of Man Financial Supervision Authority as a Class 8(2)(4) license holder to provide money transmission services; AP Digital (IOM) Limited (135889C), registered with the Isle of Man Financial Services Authority under the Designated Business Act, to conduct convertible virtual currency activity. AstroPay Corporation LLP (CNPJ 48.005.713/0001-74)* *Non-operative entity. 4 Kings Bench Walk, Temple, London EC4Y 7DL. Astro Instituição de Pagamento Ltda (CNPJ 34.006.497/0001-77) a Payment Institution with the legal exception of previous authorization from Banco Central, according to Resolução BCB nº 80/2021. Larstal Denmark Aps. (CVR. 42457590), EMI authorized by the Danish Financial Supervisory Authority. A.P. Digital Solutions (CY) LTD (HE441868), authorized agent and distributor of e-money services for Sureswipe E.M.I. PLC (licensed from the Central Bank of Cyprus to operate as a licensed Electronic Money Institution, license number 115.1.3.26)

About

MODO

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

Highlights
  • Connect bank accounts and cards
  • QR and contactless payments
  • Discover instant discounts and benefits
  • Recharge services (SUBE, mobile, etc.)
  • Send money to contacts without CBU/alias
  • View all account balances
Read full description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.

Screenshots

AstroPay4 screens
MODO4 screens

Verdict

The call

The clearest difference is rating: MODO at 4.8 against AstroPay's 4.2. MODO also leads on monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MODO holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 475 and 1.3K respectively. Written reviews complicate that: 31% of AstroPay's written reviews are positive against 28% of MODO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AstroPay ships an update every 5 days, MODO weekly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
AstroPay versus MODO: the parameters behind the verdict, then further details
ParameterAstroPayMODO
PriceFreeFree
Rating4.2 (475 ratings)4.8 (1.3K ratings) — better
Positive reviews31.4% of reviews — better27.9% of reviews
Number of ratings4751.3K — better
Update frequencyEvery 5 days — betterWeekly
AdsYesYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size225 MB206 MB
Age rating+412+
DeveloperAstroPayPlay Digital SA

Customer experience

AstroPay

All ratings475 ratings
Positive79.6%
Neutral2.5%
Negative17.9%
Written reviews627 reviews
Positive31.4%
Neutral2.6%
Negative66.0%

MODO

All ratings1,278 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews86 reviews
Positive27.9%
Neutral7.0%
Negative65.1%

User reviews

AstroPay

From 475 App Store ratings

What we love

  • 🚀 Convenient wallet
  • 💡 Supports multiple currencies
  • 👍 Easy to use
  • 🚀 Fast transactions
  • 👍 Intuitive interface

Room to improve

  • 🐛 Account validation issues
  • 🐛 Withdrawal problems
  • 🐛 Unreliable customer support
  • 🐛 Funds get blocked or lost
  • 🐛 Delayed or missing deposits

MODO

From 1.3K App Store ratings

What we love

  • 💰 Excellent discounts and promotions
  • 💳 Centralized payment options
  • ⚡ Fast and efficient

Room to improve

  • 🐛 Frequent crashes and errors
  • 🔒 Issues with identity verification
  • 🔌 Compatibility problems with iOS updates
  • 🔍 Unreliable search and promotion features
  • 🤖 Poor customer support and unresolved issues

Bugs and requests

AstroPay

Reported bugs

4 issues
  • Verification process often fails
  • Accounts get randomly blocked or suspended
  • Deposits not showing up in wallet
  • Withdrawal requests get denied or delayed

Requested features

4 requests
  • Add withdrawal options to bank accounts
  • Improve customer support responsiveness
  • Provide better transparency on account status and transactions
  • Expand supported countries and currencies

MODO

Reported bugs

3 issues
  • Login and registration failures
  • Inability to transfer funds or make payments
  • Glitches with QR code scanning

Requested features

3 requests
  • Add NFC payment support
  • Improve notification settings
  • Streamline account management and linking

In-app purchases

None

AstroPay

No in-app purchases

None

MODO

No in-app purchases

Questions

Is AstroPay free?
AstroPay is free to download, with no in-app purchases.
Is MODO free?
MODO is free to download, with no in-app purchases.
Which has better reviews, AstroPay or MODO?
MODO is rated higher. AstroPay averages 4.2 out of 5 from 475 ratings, while MODO averages 4.8 from 1.3K ratings.
Do AstroPay or MODO have ads?
Both AstroPay and MODO show ads.
Which is updated more often, AstroPay or MODO?
AstroPay ships an update every 5 days, and MODO weekly. Most recently, AstroPay was updated on November 1, 2026 and MODO on October 29, 2026.

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