1FBUSA Mobile vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1FBUSA Mobile
Manage your 1st Financial Bank USA credit card accounts conveniently from your mobile device. Features include autopay, payment tracking, secure sign-in options, and in-app notifications. You can also send secure messages, report lost cards, and update your personal information.
- Autopay setup
- Credit card payment
- Balance monitoring
- In-app notifications
- Secure sign-in (Face ID/Touch ID/MFA)
- SecureMail with attachments
- Report lost credit card
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You can manage your accounts 24/7 right from your mobile device. Manage your 1st Financial Bank USA (1FBUSA) account: - Set Up Autopay and make Credit Card Payments automatically each month - Monitor balances and activity on your 1FBUSA Credit Card - Receive in app notifications - Sign In with Secure Code with Multifactor Authentication [MFA] - Sign In with Face ID or Touch ID - Send SecureMail with attachments - Contact Customer Service - Ability to report your Credit Card lost - Let the Bank know your Travel Plans - Update your personal information - Make One Time payments 1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
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We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is update cadence: 1FBUSA Mobile at every 6 weeks against Metro Bank Authenticator's every 12 months. 1FBUSA Mobile also leads on review sentiment (19% vs 0%). Metro Bank Authenticator's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
1FBUSA Mobile ships an update every 6 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | 1FBUSA Mobile | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (125 ratings) — better | — |
| Positive reviews | 18.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 125 — better | — |
| Update frequency | Every 6 weeks — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 14.0 — better |
| Further details — not scored | ||
| Size | 35 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | 1st Financial Bank USA | MetroBank |
Customer experience
1FBUSA Mobile
Metro Bank Authenticator
Bugs and requests
1FBUSA Mobile
Reported bugs
20 issues- Unable to log in
- Face ID/biometrics not working
- App logs users out unexpectedly
- Password not saved
- Transactions not displayed
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- App/website shows error messages
- Customer service unable to resolve login issues
- Incurring late fees due to app malfunction
- App is clunky
- No logout button
- Inability to track spending
- Pending charges not updating correctly
- App requires constant updates
- Login information is inconsistent or incorrect
- App glitches and freezes
- Account credentials not recognized
- Incorrect balance/available credit display
- Fraudulent charges not visible in app
- App crashes after personal image stage
- Logo not fully displayed after update
Requested features
8 requests- Integrate with third-party budgeting apps (e.g., Nerd Wallet)
- Display current transactions
- Allow sorting of statements by date
- Improve app usability and user-friendliness
- Update app for iPhone X compatibility
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- Add Apple Pay support
- Modernize app design
- View statements without downloading PDF
Metro Bank Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
1FBUSA Mobile
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is 1FBUSA Mobile free?
Is Metro Bank Authenticator free?
Do 1FBUSA Mobile or Metro Bank Authenticator have ads?
Which is updated more often, 1FBUSA Mobile or Metro Bank Authenticator?
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