Comparison

Mashreq Egypt vs BM Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq Egypt

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

Highlights
  • All-in-one account management
  • Fast, secure transfers and payments
  • Full credit card control
  • Smart savings and investment tools
  • Biometric login and 2FA security
  • 24/7 chatbot support
Features
Read full description

Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.

About

BM Online

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

Highlights
  • Account access and balance inquiry
  • Transaction history viewing
  • Fund transfers (own, BM, local EGP)
  • Scheduled payments
  • Card management and prepaid reload
  • Credit card repayment
  • Service requests (cheque book, stop cheque, lost card)
Features
Read full description

BM Online is a full-fledged Mobile Banking solution, designed to offer you a convenient, friendly and secure access to your BM accounts, anytime, anywhere. Features to stay on top of your finances 1. Accounts • Access your accounts anytime • Inquire on your balance • View your mini-statement and your transaction history 2. Transfer Manage your beneficiaries and perform fund transfers securely: • Between your own accounts • To another BM account • To other local bank accounts in EGP • For scheduled payments (standing orders) 3. Cards Manage your BM cards easily by: • Viewing your card details • Reloading your BM prepaid card • Repaying your BM credit card 5. Service Requests • Request for a cheque book • Perform a Stop Cheque • Report a lost card • Create Term Deposit • Create Certificate of Deposit • Create C.A.S.A. Account • Leave Feedback Security Your BM Online offers you a secure and trusted Mobile Banking experience through: • User ID • WAS authentication • Transaction Password 1. Click on the Register button from the Login page. 2. Insert your BM Internet Banking National ID, select Card Type and the enter your card and accept the terms & conditions. 3. Insert your card details like Pin/Expiry. 4. Insert the OTP (One Time Password) that will be sent to you via SMS on your registered mobile number or email address. 5. Key in a valid user id and password and you are now connected to your Bank. Contact us For more information, visit any of our branches or contact us on: Tel: +2019888 Email: Internetandmobilebanking@banquemisr.com Website: www.banquemisr.com

Screenshots

Mashreq Egypt4 screens
BM Online4 screens

Verdict

The call

The clearest difference is rating: Mashreq Egypt at 4.7 against BM Online's 4.2. Mashreq Egypt also leads on update cadence (fortnightly vs monthly). BM Online's advantage is ratings volume (2.1K vs 225) and review sentiment (53% vs 42%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq Egypt holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: BM Online has 2.1K ratings behind it against 225, so its average is the more settled of the two. Written reviews complicate that: 42% of Mashreq Egypt's written reviews are positive against 53% of BM Online's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mashreq Egypt ships an update fortnightly, BM Online monthly. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Mashreq Egypt versus BM Online: the parameters behind the verdict, then further details
ParameterMashreq EgyptBM Online
PriceFreeFree
Rating4.7 (225 ratings) — better4.2 (2.1K ratings)
Positive reviews42.1% of reviews53.3% of reviews — better
Number of ratings2252.1K — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size160 MB226 MB
Age rating4+4+
DeveloperMashreq Bank PSCBanque Misr S.A.E

Customer experience

Mashreq Egypt

All ratings225 ratings
Positive92.9%
Neutral0.9%
Negative6.2%
Written reviews19 reviews
Positive42.1%
Neutral5.3%
Negative52.6%

BM Online

All ratings2,141 ratings
Positive80.5%
Neutral3.3%
Negative16.2%
Written reviews197 reviews
Positive53.3%
Neutral8.1%
Negative38.6%

Bugs and requests

Mashreq Egypt

Not enough reviews yet to summarise bugs or requests.

BM Online

Reported bugs

5 issues
  • App not compatible with latest iOS versions
  • Login failures and session timeouts
  • Inability to retrieve account information
  • Inconsistent performance across devices
  • Glitches in money transfer functionality

Requested features

5 requests
  • Face ID or biometric login support
  • Ability to cancel certificates remotely
  • Improved transaction details and history
  • Seamless integration with other banking services
  • Personalized account management tools

In-app purchases

None

Mashreq Egypt

No in-app purchases

None

BM Online

No in-app purchases

Questions

Is Mashreq Egypt free?
Mashreq Egypt is free to download, with no in-app purchases.
Is BM Online free?
BM Online is free to download, with no in-app purchases.
Which has better reviews, Mashreq Egypt or BM Online?
Mashreq Egypt is rated higher. Mashreq Egypt averages 4.7 out of 5 from 225 ratings, while BM Online averages 4.2 from 2.1K ratings.
Do Mashreq Egypt or BM Online have ads?
Neither Mashreq Egypt nor BM Online shows ads.
Which is updated more often, Mashreq Egypt or BM Online?
Mashreq Egypt ships an update fortnightly, and BM Online monthly. Most recently, Mashreq Egypt was updated on October 15, 2026 and BM Online on October 12, 2026.

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