Comparison

Security Finance℠ vs Grid Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Security Finance℠

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Highlights
  • Secure payments
  • Payment reminders
  • Check due dates
  • Verify loan balance
  • View loan documents
  • Find local branches
  • Renew loan by phone
Features
Read full description

Managing your Security Finance account has never been easier with the Security Finance℠ Mobile App, which offers a range of features designed to help you stay on top of things while on the go. With our app, you can easily make secure payments, check your next due date, contact your local branch, explore financial education tools, easily sign up and change a password, and more. Moreover, you can enable notification reminders, so you never miss a payment. The Security Finance℠ Mobile App provides the following features: • Make secure payments without convenience fees • Receive notification reminders • Check your payment amount and next due date • Verify your loan balance • View your last payment and amount • View loan documents • Upload verification documents • Improved sign-up, log-in, and user id/password change experience • Find a nearby branch • Renew your loan by phone • Contact your local branch easily • Schedule your Tax appointment At Security Finance, we are committed to providing fast financial solutions that cater to your busy schedule. For over 65 years, we have proudly served our community with easy and safe installment loans, and now we are bringing you even more convenience with our mobile app. With our conveniently located branches, you can receive personal service from people you know and trust. And now, with the app, you can easily manage your account and make fast, secure payments, right at your fingertips. If you are not currently a customer with Security Finance, you can still access the app as a guest to explore branch locations and contact information. However, to enjoy the app's full functionality, you must open a loan account. Security Finance is licensed to offer traditional installment loans, which vary in amounts, terms, and available ancillary products based on the states of operation. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2023 You can find our Privacy Policy, Privacy Notice, and Security Finance℠ Mobile App Terms of Use on our website at www.securityfinance.com Security Finance is affiliated with the following Brands: Bond Finance, Continental Credit, Continental Loans, Maverick Finance, and Sunbelt Credit Security Finance of Georgia, LLC – NMLS #2029421

About

Grid Money

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Highlights
  • Cash advances up to $200
  • Boost your paycheck
  • Early tax refund access
  • No interest or credit checks
  • Build credit score
  • Transparent pricing
Features
Currently charting
Read full description

Keep more of your paycheck and get cash when you need it with Grid. No interest, credit checks, or late fees. Just a simple $10/month for Grid+. CASH ADVANCES Get an advance when you need extra cash between paychecks. Up to $200* per advance with our Levels program. No credit checks needed and always transparent pricing. STOP OVERPAYING YOUR TAXES Keep fixes your withholdings so you're paying the right amount of tax every payday. More in every paycheck instead of one big refund next April. No interest, no repayment — it's your own money. NO CREDIT CHECKS Sign up is fast and easy through the app. Need help? We're always here to help. Reach out to us at support@getgrid.app *You must meet eligibility requirements to obtain an Advance. Your initial Advance limit will be less than $200 and may increase gradually over time. Advance limits are based on your account activity and balance(s), your direct deposits, your history of timely Advance repayments, your income and tax refund projections, and other risk-based factors. Your eligibility and Advance limit are evaluated regularly and may change at any time. You may only take one Advance at a time. Grid does not offer loans or credit products. There is no APR, no finance charge, and no loan obligation.

Screenshots

Security Finance℠4 screens
Grid Money4 screens

Verdict

The call

The clearest difference is rating: Grid Money at 4.6 against Security Finance℠'s 3.6. Grid Money also leads on update cadence (weekly vs every 4 months) and ratings volume (30K vs 225). Security Finance℠'s advantage is monetization model (free vs subscription) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Grid Money holds the better App Store score, 4.6 against 3.6. That said, the two scores are not equally well evidenced: Grid Money has 30K ratings behind it against 225, so its average is the more settled of the two. Written reviews point the same way: 38% of Security Finance℠'s written reviews are positive against 52% of Grid Money's.

UpkeepUpdate frequency

Security Finance℠ ships an update every 4 months, Grid Money weekly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard7 real differences · 4 level
Security Finance℠ versus Grid Money: the parameters behind the verdict, then further details
ParameterSecurity Finance℠Grid Money
PriceFreeFree
Rating3.6 (225 ratings)4.6 (30K ratings) — better
Positive reviews38.1% of reviews52.4% of reviews — better
Number of ratings22530K — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterSubscription
Best chart rank—#97 — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size93 MB274 MB
Age rating4+17+
DeveloperSecurity Finance Corporation of SpartanburgHatfield, Inc.

Customer experience

Security Finance℠

All ratings224 ratings
Positive62.5%
Neutral6.3%
Negative31.3%
Written reviews63 reviews
Positive38.1%
Neutral4.8%
Negative57.1%

Grid Money

All ratings30,099 ratings
Positive90.2%
Neutral1.4%
Negative8.4%
Written reviews1,097 reviews
Positive52.4%
Neutral2.0%
Negative45.6%

User reviews

Security Finance℠

From 225 App Store ratings

What we love

  • 👍 Easy and quick loan process
  • 👍 Respectful and helpful workers
  • 👍 Good customer service
  • 👍 Friendly staff
  • 👍 Great place and people

Room to improve

  • 👎 Scammy company
  • 👎 High interest rates
  • 👎 App doesn't work
  • 👎 Difficult to log in
  • 👎 Cannot access account

Grid Money

From 30K App Store ratings

What we love

  • 🚀 Instant cash advances
  • 💳 Helpful credit-building tools
  • 👍 User-friendly app
  • 🤝 Reliable customer service
  • 💰 Flexible repayment options

Room to improve

  • 🐛 Technical issues with account connectivity
  • 🕰️ Slow response from customer support
  • 💰 Subscription fees and hidden costs
  • 🔒 Concerns about account security
  • 📆 Delays in receiving cash advances

Bugs and requests

Security Finance℠

Reported bugs

18 issues
  • App doesn't send email for verification
  • App has trouble opening
  • Cannot access account
  • App doesn't work half the time
  • Huge hassle logging in
Show 13 more
  • App will load but says unable to log in
  • Cannot log in
  • Password reset link not received
  • App closes right away
  • Unable to log in after changing password
  • Cannot get into the app
  • Cannot log in to the website
  • New login system issues
  • App crashes
  • Login screen freezes
  • Email for password reset not received
  • App not accepting password
  • App not accepting email for registration

Requested features

7 requests
  • Ability to make split payments
  • Allow payment with credit cards
  • Fix the login system
  • Allow multiple users to log in from the same device
  • Make the app user-friendly
Show 2 more
  • Allow making payments in the app
  • Allow two loans in one app

Grid Money

Reported bugs

4 issues
  • Recurring subscription charges even after cancellation
  • Inability to access funds due to 'network issues'
  • Inconsistent advance amounts and payout timelines
  • Difficulty in closing accounts and removing bank information

Requested features

4 requests
  • Expand support for non-W2 workers
  • Improve direct deposit and early paycheck access
  • Provide more transparency on credit-building features
  • Enhance communication and update users on service disruptions

In-app purchases

None

Security Finance℠

No in-app purchases

None

Grid Money

No in-app purchases

Questions

Is Security Finance℠ free?
Security Finance℠ is free to download, with no in-app purchases.
Is Grid Money free?
Grid Money is free to download, with no in-app purchases.
Which has better reviews, Security Finance℠ or Grid Money?
Grid Money is rated higher. Security Finance℠ averages 3.6 out of 5 from 225 ratings, while Grid Money averages 4.6 from 30K ratings.
Do Security Finance℠ or Grid Money have ads?
Neither Security Finance℠ nor Grid Money shows ads.
Which is updated more often, Security Finance℠ or Grid Money?
Security Finance℠ ships an update every 4 months, and Grid Money weekly. Most recently, Security Finance℠ was updated on October 24, 2026 and Grid Money on October 31, 2026.

Other comparisons