Comparison

Security Finance℠ vs Tapcheck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Security Finance℠

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Highlights
  • Secure payments
  • Payment reminders
  • Check due dates
  • Verify loan balance
  • View loan documents
  • Find local branches
  • Renew loan by phone
Read full description

Managing your Security Finance account has never been easier with the Security Finance℠ Mobile App, which offers a range of features designed to help you stay on top of things while on the go. With our app, you can easily make secure payments, check your next due date, contact your local branch, explore financial education tools, easily sign up and change a password, and more. Moreover, you can enable notification reminders, so you never miss a payment. The Security Finance℠ Mobile App provides the following features: • Make secure payments without convenience fees • Receive notification reminders • Check your payment amount and next due date • Verify your loan balance • View your last payment and amount • View loan documents • Upload verification documents • Improved sign-up, log-in, and user id/password change experience • Find a nearby branch • Renew your loan by phone • Contact your local branch easily • Schedule your Tax appointment At Security Finance, we are committed to providing fast financial solutions that cater to your busy schedule. For over 65 years, we have proudly served our community with easy and safe installment loans, and now we are bringing you even more convenience with our mobile app. With our conveniently located branches, you can receive personal service from people you know and trust. And now, with the app, you can easily manage your account and make fast, secure payments, right at your fingertips. If you are not currently a customer with Security Finance, you can still access the app as a guest to explore branch locations and contact information. However, to enjoy the app's full functionality, you must open a loan account. Security Finance is licensed to offer traditional installment loans, which vary in amounts, terms, and available ancillary products based on the states of operation. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2023 You can find our Privacy Policy, Privacy Notice, and Security Finance℠ Mobile App Terms of Use on our website at www.securityfinance.com Security Finance is affiliated with the following Brands: Bond Finance, Continental Credit, Continental Loans, Maverick Finance, and Sunbelt Credit Security Finance of Georgia, LLC – NMLS #2029421

About

Tapcheck

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

Highlights
  • Access earned wages before payday
  • Instant or next-day transfers
  • No hidden fees, interest, or credit checks
  • Flat fee per transfer
  • Employer-sponsored program
Features
Currently charting
Read full description

* Life doesn’t always line up with payday. That’s where Tapcheck can help.
With Tapcheck, you can get instant access to the money you’ve already earned, before payday. Whether it’s for gas, groceries, rent, or something unexpected, your money’s right there when you need it most.
Here’s how it works: 1. Your employer signs up with Tapcheck 2. Download the app and register (it’s free!) 3. Work your shift like usual 4. Get paid early with instant or next-day transfers (typically, up to $200 per day) 5. That amount comes out of your next paycheck * Why Tapcheck? 1. No hidden fees, interest, or credit checks 2. Transfers in seconds 3. One flat fee per transfer, like an ATM 4. More control over your finances, every day * Important: Tapcheck is an Employer Sponsored Program for on-demand pay. Before downloading, make sure your employer offers Tapcheck as an earned wage access benefit.
Take control of your pay today. Download the app and schedule your first transfer in minutes.
Have questions? Visit tapcheck.com/employees

Screenshots

Security Finance℠4 screens
Tapcheck4 screens

Verdict

The call

The clearest difference is rating: Tapcheck at 4.8 against Security Finance℠'s 3.5. Tapcheck also leads on update cadence (fortnightly vs every 4 months) and ratings volume (55K vs 209). Security Finance℠'s advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.2 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tapcheck holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Tapcheck has 55K ratings behind it against 209, so its average is the more settled of the two. Written reviews point the same way: 38% of Security Finance℠'s written reviews are positive against 49% of Tapcheck's.

UpkeepUpdate frequency

Security Finance℠ ships an update every 4 months, Tapcheck fortnightly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard7 real differences · 4 level
Security Finance℠ versus Tapcheck: the parameters behind the verdict, then further details
ParameterSecurity Finance℠Tapcheck
PriceFreeFree
Rating3.5 (209 ratings)4.8 (55K ratings) — better
Positive reviews38.1% of reviews49.0% of reviews — better
Number of ratings20955K — better
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
Best chart rank#154 — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.2 — better15.0
Further details — not scored
Size92 MB114 MB
Age rating4+4+
DeveloperSecurity Finance Corporation of SpartanburgTapcheck Inc

Customer experience

Security Finance℠

All ratings209 ratings
Positive60.8%
Neutral6.7%
Negative32.5%
Written reviews63 reviews
Positive38.1%
Neutral4.8%
Negative57.1%

Tapcheck

All ratings54,727 ratings
Positive95.3%
Neutral1.8%
Negative2.9%
Written reviews818 reviews
Positive49.0%
Neutral7.0%
Negative44.0%

User reviews

Security Finance℠

From 209 App Store ratings

What we love

  • 👍 Easy and quick loan process
  • 👍 Respectful and helpful workers
  • 👍 Good customer service
  • 👍 Friendly staff
  • 👍 Great place and people

Room to improve

  • 👎 Scammy company
  • 👎 High interest rates
  • 👎 App doesn't work
  • 👎 Difficult to log in
  • 👎 Cannot access account

Tapcheck

From 55K App Store ratings

What we love

  • 🚀 Instant/next day transfer
  • 👍 Convenient when needed
  • 💡 On-demand earnings
  • 🤗 Helpful customer service

Room to improve

  • 🐛 Sync/update issues
  • 💰 High transaction fees
  • 🤖 Poor chatbot support
  • 🤔 Limited daily/pay period limits

Bugs and requests

Security Finance℠

Reported bugs

18 issues
  • App doesn't send email for verification
  • App has trouble opening
  • Cannot access account
  • App doesn't work half the time
  • Huge hassle logging in
Show 13 more
  • App will load but says unable to log in
  • Cannot log in
  • Password reset link not received
  • App closes right away
  • Unable to log in after changing password
  • Cannot get into the app
  • Cannot log in to the website
  • New login system issues
  • App crashes
  • Login screen freezes
  • Email for password reset not received
  • App not accepting password
  • App not accepting email for registration

Requested features

7 requests
  • Ability to make split payments
  • Allow payment with credit cards
  • Fix the login system
  • Allow multiple users to log in from the same device
  • Make the app user-friendly
Show 2 more
  • Allow making payments in the app
  • Allow two loans in one app

Tapcheck

Reported bugs

3 issues
  • Balance not resetting properly
  • Login/ID verification issues
  • Delayed fund availability

Requested features

3 requests
  • Allow access to full paycheck amount
  • Automatic sync of hours/earnings
  • Live agent support option

In-app purchases

None

Security Finance℠

No in-app purchases

None

Tapcheck

No in-app purchases

Questions

Is Security Finance℠ free?
Security Finance℠ is free to download, with no in-app purchases.
Is Tapcheck free?
Tapcheck is free to download, with no in-app purchases.
Which has better reviews, Security Finance℠ or Tapcheck?
Tapcheck is rated higher. Security Finance℠ averages 3.5 out of 5 from 209 ratings, while Tapcheck averages 4.8 from 55K ratings.
Do Security Finance℠ or Tapcheck have ads?
Neither Security Finance℠ nor Tapcheck shows ads.
Which is updated more often, Security Finance℠ or Tapcheck?
Security Finance℠ ships an update every 4 months, and Tapcheck fortnightly. Most recently, Security Finance℠ was updated on September 22, 2026 and Tapcheck on September 24, 2026.

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